Bank Essay Examples - Free Research Paper Topics on StudyDriver.com

The Cash Flow Analysis Finance Essay

A cash flow statement is a statement which explains the various sources from which the funds are raised and the uses to which these funds are put. Complementing the balance sheet and income statement, the cash flow statement (CFS), a mandatory part of a company’s financial reports since 1987, records the amounts of cash and cash equivalents entering and leaving a company. The CFS allows investors to understand how a company’s operations are running, where its money is coming from, […]

The Corruption Inside the BCCI Bank

From previous discuss, we can know that B.C.C.I is a criminal bank and did a lot of illegal activity toward their depositors. It is the largest corporate criminal enterprise ever. According to the journals by Lynne Walker on March2000, the journal stated there that the B.C.C.I criminality included: Fraud by B.C.C.I and it customers involving billions of dollars; money laundering in Europe, Africa, Asia, and the Americas B.C.C.I’s bribery of officials in most of those locations Support of terrorism Arms […]

The Online Banking Payment Finance Essay

Introduction Background of study 1.1.1 Online banking payment : definition Most of the people are so busy in their daily time. People who already married are busying sending their children go to school or try to earn a lot of caution money for future when need to use them urgently. Pinch pennies are so common to these people on their running expenses. To make this more efficiency, they will do survey about a lot of supermarkets or shops to buy […]

The Ring Fencing Proposal Finance Essay

Since the financial crisis in 2008, the economy around the world has been growing slowly, especially in developed countries. And stock markets in many counties experienced downturns. Fox example, the peak point is around 14,000 points for Dow Jones Industrial Average index in 2007, while it declined to 6,600 in 2009. Also the unemployment rate suffered badly, a larger number of youngsters cannot get a job and even some employee has to work less to share workload with other employee. […]

Intern Report on Standard Chartered Bank

1. 0 Introduction 1. 1 Origin of the report The BBA internship program is a required course for the students who are graduating from the School of Business of Independent University, Bangladesh. It is a 12 credit hour course with duration of 14 weeks. Students who have completed all the required courses (at least 114 credit hours) are eligible for this course. In the internship program, I was attached to a host organization Standard Chartered Grindlays Bank for 14 weeks. […]

Internship Report of an Islamic Bank

Introduction what is bank? A bank is a financial institution, which deals with money and credit. It accepts deposits from individuals, firm and companies at a lower rate of interest and gives at a higher rate of interest to those who need them. The difference between the terms at which it borrows and those at which it lends from the source of it profit. A bank, thus, is a profit earning institution. History of islamic banking in pakistan 1947 The […]

Potential and Growth or Regional Rural Bank

INTRODUCTION Regional Rural Banks: These banks were first set up in the year 1975 particularly to give direct loans and advances to undersized and minor farmers, agricultural laborers as well as to rural artisans and other of small means. The loans are given for productive purposes to the farmers. There were around 196 RRBs which have been lending around Rs. 3600 crores annually by way of loans to rural people. Over 90 percent of the loans of RPBs are given […]

Case Analysis of Abu Dhabi Commercial Bank

Case Analysis of Abu Dhabi Commercial Bank Current Situation- Abu Dhabi Commercial Bank, a prime bank in UAE, launched in 1985 with limited liabilities and public share holdings, came into operation at UAE. Abu Dhabi Commercial bank had booked a net profit of AED 4201 million in the year 2014.The representation ADCB in London had been made on January 20th, 2015 by launching representative office. ADCB had celebrated 2nd EMSA GRAND PRIZE of 1 million AED won by Saleh Al […]

A Healthy and Vibrant Economy Finance Essay

A healthy and vibrant economy requires a financial system that moves funds from people who save to people who have productive investment opportunities Mishkin, 2009. Therefore, the first and most important aim of each economy in any country is to preserve a long term economic growth and to maintain efficiency in the lending-borrowing process. For example, if purchasers of securities can distinguish good firms from bad, they will pay the full value of securities issued by good firms, and good […]

An Assessment of the Emirates NBD Bank

Emirates NBD is a bank which came into being on 16 October 2007 after the merger of Emirates Bank International and National Bank of Dubai. Since, the two banks were among the top four banks of the region; their merger made them the leading banking group with the largest asset base. It is the fastest growing bank in UAE with over 132 branches and 705 ATMs complying with its vision of being the most dynamic and leading financial service provider […]

An Interim Report on Currency Hedging Essay Example Pdf

The project involves understanding of Foreign Exchange and Currency Hedging related to Indian Economy. This basically will deal into studying various factors leading to currency movements both domestic as well as international. To understand the importance of Currency Hedging to corporates and business houses, advantages and various shortcomings that they face. The project aims to understand the major issues in Currency hedging, how currency hedging can be used to protect against currency volatility and seeks to find solutions to the […]

Report on the Company Next Plc Essay Example Pdf

NEXT Plc This investor report will cover all key areas such as cash generation, income, management of assets, quality of investment made, performance in the relative sector and dividend policy and cost of capital. On the basis of current and past performance of the company and data provided in different annual sheets and news of the company, this report will help give a clear picture as to whether an investor should sell, hold or buy shares of Next plc. Next […]

The Impact of Fixed Income Securities Essay Example Pdf

Collateralized Borrowing and Lending Obligation is a fully collateralized and secured instrument for borrowing and lending money. It is a money market instrument approved by the RBI and is backed by government securities as collaterals. CBLO creates an obligation on the part of the borrower to repay the money borrowed along with interest on a predetermined future date and provides a right to the lender to receive the money lent along with the interest on a predetermined future date. CBLO […]

Credit Risk is to a Company Essay Example Pdf

Definition:” Credit Risk is the risk of loss arising from some credit event with counterparty”. Who can be the possible counterparty? Counterpart can be Individuals, companies or the government of a country itself. In layman’s terms credit risk is the risk that you won’t be paid back your money or the the person whom you have lended money or given money for a contract defaults. There can be many types of obligations apart from the currency such as, customer credit […]

Causes Background of the Current Economic Essay Example Pdf

Background United States is currently going through the rampant financial crisis and economic depression, manifested by failures in financial institutions substantially and the collapse of stock market increasing the intense market instability. With the increase in the real estate and property bubble and the flexible rate mortgages (FRM), the housing prices rose gradually. The banks began to increasingly lend out more loans to potential home owners encouraging the home owners to take on significantly high loans paying back with the […]

Islamic Banking in the United Kingdom Essay Example Pdf

This research plan will be a hub of attention to inspect the opportunities of progress and growth as well as the major challenges to Islamic banking in the UK. The UK is the hub of Islamic banking and contains importance in Islamic financial sector due to its fast growing Muslim population. Islamic banking is facing some great challenges in the UK because the financial system is more favourable to conventional banking. There are greater opportunities in the UK for development […]

Elements Comprising the Global Financial Crisis Essay Example Pdf

Let us recap the previous chapters, we had cheap global debt searching for high returns and this search was channeled into a deregulated market by the innovation of complex financial instruments based on the elements of uncertainty, compounding interest and speculation. Subprime mortgage crisis was the result of a market that was too prone to transact in debt based transactions rather than equity based transactions. Ultimately this activity automatically spread through the process of globalisation all over the globe. Debt […]

Customer Satisfaction Towards Islamic Banking Finance Essay

The word ‘bank’ characteristically refers to a financial intermediary that providing deposit facility and whose primary activity is to act as a payment agent for customers and borrow and lend money. (Wikipedia, 2010) Islamic banking is a system of banking or banking activity that performs the same functions as the conventional system but is constrained by the rules and principles (sharia). Sharia prohibits transaction of payment or acceptance of interest fees for the lending and accepting of money severally, commonly […]

Data Mining in Banking Sector Finance Essay

Data mining defines the nontrivial extraction of hidden, previously unknown, and theoretically useful information from data. It is the facts of extracting valuable information from large databases. Banks have several and vast databases. The important business information can be extracted from these data stores. The main application areas of data mining in banking are Customer Relationship Management, Marketing, Risk Management, Data cleansing, Fraud Detection, Software Support, and Present Industry Status. Data mining tools are used by leading banks for customer […]

Features of the Financial System Finance Essay

Mauritius, which is a small island in the Indian Ocean and which forms part of the South African Development Community (SADC), is becoming more and more famous because of its financial and economic stability. The country is also very stable politically and has a good education system which has lead to a high literacy rate among its inhabitants. These factors have thus contributed to the fact that Mauritius now has a relatively big and quite well developed domestic financial system […]

Internet Banking is Gaining Popularity Finance Essay

Internet banking is gaining popularity in the banking industry and the regulatory community. This is due to the reflection of internet as a tool for commercial activity. This can also take place due to a strong potential that banking along with other financial services, provides an environment for the development of e-commerce. At its core, banking involves the collection, storage, transfer and processing of information assets and the Internet is a powerful and efficient tool for handling these information processes. […]

Islamic Modes for Home Ownership Finance Essay

Home is a basic necessity for human life. Everyone needs a shelter for rest, sleep, comfort and protection from sun and rain. It is a place to dwell in comfort with family. Therefore, owning a good home is an aspiration of everyone. People fulfill this need by building a home on their own, purchasing it or renting it from others. Indeed, payment for home mortgage normally takes a good chunk of one’s monthly income. Conventional home mortgages are, of course, […]

Issues of Financial Statement Frauds Finance Essay

Frauds using erroneous financial information have straight association with accounting standards. False information is moreover made-up information with no support from authentic projects or relates to accounting standards and codes. Given that the commencement of modification, China has made growth in improving accounting codes. Actually, the designing and accomplishment of accounting codes can manipulate information openness and give increase to the opportunities to generate false information. A ("Journal Ratings List" Australian Business Deans Council) Accounting codes is a very scientific concern. […]

Literature Review of Graduacting Project Finance Essay

The purpose of this literature review is to understand how the operational risks are managed, prevented and how much it cost by non-managing and managing it for financial establishment. To study the operational risk management of banks and the impact of the non-management of operational risks for a French financial sector, our research will particularly focuses under the certain financial regulation like Basel III and scientific articles about the management of operational risks. It will permit to have a clear […]

Management of the Banking Sector Finance Essay

The reason for having minimum capital adequacy ratios is to make sure that banks can bare a certain level of losses before it becomes insolvent, and before depositors funds are lost. The “Basle Committee”, established in 1974 (centred in the Bank for International Settlements), represents central banks and financial supervisory authorities of the major industrialised countries (the G10 countries). The committee ensures effective supervision of banks by setting and promoting international standards on a global basis. Its principal interest is […]

Managing Financial Decisions and Resources Finance Essay

Any cash raised from any accepted and legal method to fund a business organisation is a financial source. There are many categories and classifications of these exact finances available to a business(Carlos Correia, 2007, pp. 7-7). They are classified in terms of time, management options and repayment schemes. Asset sales: occur due to the company’s effort to raise money through sale of assets which are currently dormant. These can take the form of unused machinery or unnecessary services. Selling off […]

Money Laundering Can be Described Finance Essay

This term paper report is based on research about money laundering, mainly focusing on the Indian scenario. Money is the prime motive behind almost every type of criminal activities. Money laundering is the method by which criminals cover the illegitimate source of their funds and protect their assets, so as to avoid notion of law enforcement agencies and to avoid leaving any mark of evidence. The ability to prevent money laundering is an effective way of identifying criminals and their […]

Policies Related to Trade Credit Finance Essay

Trade credit is very informal and is hard to monitor and therefore are often overlooked in policy and research (Paul and Boden, 2011). The common setback of trade credit management is late payment, which may arise from abusive power behavior by large companies towards small suppliers. The UK government authorities have created numerous policies that tackle the late payment. Many of existing reports have recommended the government intervention in tackling late payment problem but many of these policies were created […]

Securitisation Techniques in Financial Markets Finance Essay

Introduction Securitisation is a structured finance technique that allows for credit to be provided directly to market processes rather than through financial intermediaries. Securitisation describes the process and the result of converting regular and classifiable cash flows from a diversified pool of illiquid existing or future assets of similar type, size and risk category into tradable, debt and equity obligations (liquidity transformation and asset diversification process). Securitisation was first started in United States after the housing market collapsed in early […]

Should the Uk Government Listen Finance Essay

First, universal banking are type of banking system that includes commercial, investment, and other whole range of banking activities, such as insurance, all under one roof. These kinds of concentration results in a high size and power institutions, those only big banks can create. Generally, they are accounted to perform certain principles of corporate governance of the public interest, but sadly they display unimpressive record and unproven promises. These institutions receive special treatment from the governments because they form a […]

Bank Essays