1.0 LITERATURE REVIEW People today, live longer and often healthier lives owing to advances in various areas. It is a challenge to maintain and plan longer lives. Societal ageing hampers economic growth and issues such as sustainability of families, the states and communities’ capacity to provide for older people. A quick look at the recent […]
The National Pension Fund and its financial implications on the economy of Mauritius Chapter 1: Introduction The philosophy of the National Pension Fund (NPF) includes the idea that one ought to earn a reasonable proportion after pension age of what one earned during one’s working life. If you have contributed to the NPF and built […]
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Get startedCHAPTER ONE INTRODUCTION 1.1 Background of the study The rural sector comprises nearly 80% of Ghana’s population of 18.5 million, with rural economic activities providing employment and incomes for an estimated 60% of rural dwellers (World Bank, 2001). At the same time, nearly 30 percent of rural inhabitants live below the poverty line. However, financial […]
Discuss the relevant significance of the rate of interest in the determination of firms’ investment decisions What are the policy implications of this for a government, which wishes to promote economic growth? Alternative Theories of Business Investment Behaviour 4 Keynes on Animal Spirits 8 The concepts entailing the investment decisions made by firms, and the […]
Islamic Banking Is a bank that is governed on the principles of Islamic law (also known Shariah) and guided by Islamic economics. Two main conditions must be fulfilled in order to be an Islamic Bank Sharing of profit and loss and, The prohibition of the collection and payment of interest In order to further explore […]
The word ‘bank’ is derived from the Greek word ‘banque’ or the Itlian word ‘banco’ both meaning a bench at which moneylenders and moneychangers used to display their coins and transact their business in the market places. A bank is a profit seeking firm dealing in money and credit. It accepts deposits and keeps it […]
Operating financial markets in developing countries during the 1990s is a momentous phenomenon. The dramatic increase in the influence of neo-liberal thinking has recently led to reform of the financial market in dozens of develop countries. Many of the financial market reforms that have received so much attention by policy makers, economist and investor don’t […]
Abu Dhabi Securities Market was established in 2000, the market has a legal personality and financial autonomy and administrative and supervisory and executive powers necessary for the exercise of his functions. “Market aims to provide an opportunity to invest savings and funds in securities in the interest of the national economy and ensure the safety […]
The purpose of this research was to assess the banking sector in Rwanda and its enabling environment to attract other banks within East African community. The research was carried out in Kenya Commercial Bank and Equity bank with the following research objectives; examining the nature of Rwandan banking industry, identifying the environmental factors in Rwanda […]
Accounting Ratios are the ratios show the relationship between accounting data in a balance sheet, profit and loss account in a particular organization. The accounting ratios are used to measure the performance in an organization. There are five different categories for calculating five different aspects of the business performance, it is profitability of company, liquidity […]
Savings are the tool used by a person or an organization that abstains from present consumption for a future use. Investment is an activity that engaged by people who have savings with the aim of achieving additional income or growth in values. It may be defined as " a commitment of funds made in the […]
FINANCIAL PLAN FOR DR. MARK TAYLOR To: Dr. Mark Taylor From: Financial Consultant Date: 16 May 2007 Introduction The purpose of a personal financial plan for Dr. Mark Taylor is to define his individual financial goals and find ways to achieve them. To identify goals for Dr. Taylor, it is essential to first understand what […]
For many businesses, the issue about financial sources (where to get funds from for starting up) can be crucial for the success of the business. They are divided into internal and external sources. We have to choose the best financial option in order to open our new retail pharmacy. In fact, the type of finance […]
This study seeks to understand the Concept of investment culture around the globe and the attitude of Mauritians to investment. It aims to gain knowledge about key factors that influence investment behavior and thus trying to bring an insight and educate the population on the factors that need to be considered when selecting an investment […]
Graham and Qadd (1934) states that an investment operation is one which is based upon thorough analysis that guarantees safety of amount invested and gives an adequate return. Operations that do not meet these conditions are speculative. Gordon and Sharpe (2002) differentiate between investment and saving. Investment is restricted to “real” investment as that type […]
Investment Management is a broad term that encompasses employing, monitoring and evaluating the performance of assets held in various financial instruments. It deals with financial instruments and the major entities involved include financial institutions, insurance firms, banks, individuals, etc. The markets these days being highly volatile, investment management is of prime importance generating returns on […]
One of the greatest challenges in this study was the availability of data for the SADC member countries. To efficiently model the effect that the stock market has on a country’s growth one would ideally need to have both a long time-series as well as sufficient cross- sections of data. However, the SADC region presents […]
Financial literacy is the ability to understand finance. More specifically, it refers to the set of skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances.[1] By contrast, raising interest in personal finance is now a focus of state-run programs in countries including Australia, Japan, the United Statesand the UK.[2] Personal finance is to financial […]
Introduction Accounting ratio (finance ratio) is related to two numeric values which is taken from financial statement. This ratio is mainly use for accounting; it can be use in many ratios. With this, we can evaluate overall financial conditions. Accounting ratio is used by managers, current and potential shareholders and creditors. The strength and weakness […]
Definitions of financial intermediary is financial institutions accept money from the depositor or investor funds and borrowers, and the relationship between the income for those seeking in their capital and those seeking credit. Financial intermediaries including savings and credit unions, architecture and loan association, savings Banks, commercial Banks, life insurance company’s credit departments and investment […]
Often the hardest part of starting a business is raising the money to get going. As a newly appointed Finance Manager of Melaleuca Refugee Company distributor in Malaysia with the Head office at Bangsar, Kuala Lumpur, present an idea of how to turn it into a successful business by having other outlets. You need to […]
Financial system is a mechanism where economic exchange activities can be done. The economic activities can be done through the interaction between financial institutions and the financial market. The purposes of this interaction are to mobilize fund and providing payment facilities for the financing of commercial activities. With the emergence of Islamic finance, the dual […]
Are you willing to take any risk with the capital you are investing? If yes, how much risk are you prepared to take? How would you feel, if your investment(s) lost 0-10%, 21-30% or even more in the short, medium of long term? How long do you wish to invest for? Are you going to […]
Accounting Ratios are the ratios show the relationship between accounting data in a balance sheet, profit and loss account in a particular organization. The accounting ratios are used to measure the performance in an organization. There are five different categories for calculating five different aspects of the business performance, it is profitability of company, liquidity […]
What is financial market? In the economics, the financial market is a mechanism that allows the people to sell and buy the financial commodities, securities and other fungible items of value at a low transaction costs and at prices that reflect the efficient-market hypothesis. The financial markets can be divided into different subtypes, there are […]
In wake of the financial meltdown that started in 2008, financial institutions were the worst beneficiaries of the global crises. Pakistan also was not spared and economically suffered a supply shock in the form of all time high oil prices which took the inflation to its all-time height to 22%. To manage these shocks Pakistan […]
A credit union is a co-operative financial institution, which is owned and controlled by its members. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members to save money and obtain loans and other financial services at competitive rates. Members of a credit union share a common bond, such as their […]
THE CONCEPT OF CONSUMPTION AND SAVING. Consumption and savings are opposite by nature. The term consumption denotes expenditure and by savings we understand the act of preserving money for the future needs. Most of us are in the habit of meeting the present needs from our income. After that, if there remains anything, then only savings […]
