Banking Essays

259 essay samples found

Accounting Dissertations – International Banking

Chapter 1: Introduction International banking is increasingly vital for every country in order to create an image for itself in the international finance market. Alongside, the increase in globalisation and the upsurge in outsourcing by multinational companies in the west have created a lot of opportunities for growth in the Middle East and Far Eastern […]

Pages: 48 Words: 14415 Topics: Bank, Banking, Economy, Money, Risk

A Financial Intermediary

A bank is a financial intermediary that offers loans and deposits, and payment services. Its core activity is to provide loans to borrowers and to collect deposits from savers. Banks stock money, people need money; therefore, people need banks. Banks provide a home for people’s money, which is something accountants do not do; and banks […]

Pages: 27 Words: 8093 Topics: Bank, Banking, Economy, Interest, Interview, Money, Stock Market
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Banking System

INTRODUCTION A bank is a financial institution whose primary activity is to act as a payment agent for customers, to borrow and to lend money. ‘BANK’ the name is derived from the italian word ‘banco’ , which means ‘desk/bench’. The history of banks pave their way back to 3rd millenium B.C.They were probably the religious […]

Pages: 32 Words: 9678 Topics: Bank, Banking, Economy, Financial Markets, Interest, Investment, Money

Criteria for Mortgage Home Loan Selection in Malaysia

Since housing is expensive, the availability of housing finance is equally important. Today, home financing offers financial assistance to homebuyers when purchasing their dream home. There are various institutions which offer housing loans that prospective borrowers can access such as insurance companies, state housing corporations/agencies or mortgage institutions. With rapid change and more sophisticated homebuyers, […]

Pages: 10 Words: 2891 Topics: Bank, Banking, Debt, Economy, Interest, Money, Research

Current Global Financial Crisis and Islamic Financial System

The entire world is now in the grip of financial crisis which is most severe since the Great Depression 1930s. It has taken about $3 trillion of bailout and liquidity injecting by number of countries to lessen the intensity of the crisis. Hence, there is a need to restructure the financial world that would help […]

Pages: 16 Words: 4733 Topics: Bank, Banking, Debt, Financial Markets, Market, Money, Subprime Mortgage Crisis

Evaluating Bank Account Types Offered to International Students

ABSTRACT The main aim of the study was to investigate evaluate the major banking institutes in Newcastle and distinguish the services and account types offered to international students. For the study, four banks were selected among which three were United Kingdom based and one was an international bank. The banks included in the study were […]

Pages: 20 Words: 6049 Topics: Bank, Banking, Credit Card, Economy, Fee, International Student, Research

How Islamic Banking has Gained Momentum

In the last quarter a century, Islamic banking become as hot issue in both Muslim and non-Muslim World and gained momentum. Many studies have been conducted on commercial Islamic banking but nothing up to date has been done on integrating Islamic banking system with its conventional counterpart. Islamic banking is steadily moving into an increasing […]

Pages: 18 Words: 5419 Topics: Bank, Banking, Economy, Interest, Money

About Idbi Bank

CHAPTER- I 1.1 Title of the study 1.2 Scope of the study 1.3 Objective of the study 1.4 Significance of study 1.5 Researcher methodology 1.1 Title of the study:- “A survey on banking products, customer satisfaction & awareness of IDBI Bank” 1.2 Scope & Importance of the Study Each and every project study along with […]

Pages: 29 Words: 8806 Topics: Bank, Banking, Customer Satisfaction, Economy, Money, Reserve Bank Of India

Islamic Banks

Chapter – 1 Background / Introduction of recent financial crises and Islamic banking system The credit crunch is widely blamed upon the sub prime crisis which originated in America, where banks offered housing loans to those known in the industry as ninjas (no income, no job, no assets). Such people often had poor financial track […]

Pages: 48 Words: 14510 Topics: Bank, Banking, Debt, Economy, Interest, Money, Stock Market

Mergers and Acquisition: Consolidation in Indian Banking Sector

Globally it has been found that the mergers and acquisition have become one of the major ways to corporate restructuring which has also struck the financial services industry which has experienced merger waves leading to the emergence of huge banks and financial institutions. The main reason for mergers is intense competition among the companies in […]

Pages: 13 Words: 3950 Topics: Bank, Banking, Corporate Finance, Economy, Money, Reserve Bank Of India

Money Market India | Finance Dissertations

Money Market in India Money market is an important segment of the financial market (system) as it provides avenue for equilibrating the short term (ranging from overnight upto an year) demand for and supply of funds. It also plays an important role in the transmission mechanism of monetary policy, as it acts as a medium […]

Pages: 14 Words: 4283 Topics: Bank, Banking, Economy, Interest, Investment, Money, Reserve Bank Of India

Review the Mortgage Policies of Hsbc Bank Finance Essay

INTRODUCTION: Home is the need of every human being and having their own home is dream of every human being. In the United Kingdom price of the houses are very high and it is not possible for every citizen to buy their own home without taking financial help from financial organization like banks or building […]

Pages: 11 Words: 3317 Topics: Bank, Banking, Debt, Economy, Interest, Money, Research

Standard Chartered Bank (scb)

Executive Summary The competition in the banking sector is increasing at a tremendous rate. MNC banks in India are doing well in India and Standard Chartered Bank being one of them wants to increase the consumer base. Therefore, it is trying to do this through retail banking. At this point of time the bank is […]

Pages: 52 Words: 15683 Topics: Bank, Banking, Economy, Investment, Market, Money, Reserve Bank Of India

Study of Internet Banking in Malaysia

Introduction. Background of study: Many scholars claim that electronic banking started in the 1970’s. However, evidence showed that the first visible ATM machine was introduced in the year 1981. The ATM- Automated Teller Machines- are a great component of internet banking. They serve as a great alternative to the brick and mortal branches. Afterwards, tele-banking […]

Pages: 10 Words: 3063 Topics: Bank, Banking, Credit Card, Online Banking, Research, Retail, Risk

Study on what a Mortgage Loan is

Mortgage Loan is a type of loan that is secured by real estate or personal property through the use of a mortgage note. Mortgage loan is an agreement to payback with interest in something during the due date. According to Anglo-American property law, a mortgage occurs when an owner pledges his interest as security or […]

Pages: 7 Words: 2113 Topics: Banking, Debt, Economy, Interest, Money, Personal Finance

The Bases of Credit Risk in Banks Finance Essay

According to European Central Bank, credit risk is defined as “the risk that a counterparty will not settle the full value of an obligation – neither when it becomes due, nor at any time thereafterâ€?; similarly, credit risk is the risk that a borrower will not meet its obligations according to agreed terms (Basel, Jul […]

Pages: 9 Words: 2771 Topics: Bank, Banking, Business Law, Debt, Economy, Money, Risk Management

Typical Service Combining

1. INTRODUCTION As a specific case of E-Commerce, E-Banking is a typical service combining a communication and a distribution channel. E-Banking applications have had a continuous evolution over the time, from their apparition in the context of innovation in the banking sector to the relative standardisation and convergence of current state. E-Banking developed and evolved […]

Pages: 40 Words: 12111 Topics: Bank, Banking, Credit Card, Economy, Mobile Banking, Online Banking

Card Security for Republic Bank Customers

There is no doubt that most organisations today are becoming essentially dependant on the use of credit cards, arguably its most strategic asset, is to support existing business operations. However, credit card fraud and identity theft has continues to plague the banking and retail industries as there seems to be no feasible solution to these […]

Pages: 23 Words: 6808 Topics: Banking, Credit Card, Information Security, Research

Financial Mortgage High | Mathematics Dissertations

1. Introduction "Beware of little expenses. A small leak can sink a great ship,” some may evoke as being the famous words of Benjamin Franklin. (Hodges 2008) These judicious words very nearly summarize what has been witnessed in the financial markets since the summer of 2007. The exposure of a number of global finance institutions […]

Pages: 39 Words: 11845 Topics: Bank, Banking, Debt, Economy, Interest, Money, Subprime Mortgage Crisis

A Background of HSBC UK

1. Background of HSBC UK HSBC bank was formed in March 1865 in Hong Kong, HSBC serve about 54 million customer all over 75 countries and regions (HSBC 2014 (A)). HSBC has served their customer mainly in four regions, which are Asia-Pacific, Europe, Middle East and Americas (HSBC 2013 (A)). The inspiration of founding the […]

Pages: 7 Words: 2020 Topics: Bank, Banking, Economy

Business and Financial Environment Assignment

Business and Financial Environment Part 1(a) Demand is the capacity that customer are capable and willing to buy at each reasonable price. Severely speaking this definition depicts effective demand, as resist to latent demand when a customer is incapable to fulfill their demand, no matter it is because of be short of knowledge on the […]

Pages: 9 Words: 2552 Topics: Bank, Banking, Demand, Economy, Interest, Investment, Macroeconomics

Innovative Methods to Fund a Newly Set up Business

BUSINESS FINANCE Innovative methods to fund a newly set up business Business Partner When you wish to start a business and you find yourself with not enough capital but are aware of someone who is interested in joining hands with you in your business, you can definitely opt for a business partner. A business partner […]

Pages: 4 Words: 1212 Topics: Banking, Economy, Investment, Money

M&T Bank – Understanding what’s Important

M&T Bank Table of Contents Abstract History Industry Assessment SWOT Analysis Strengths Weaknesses Opportunities Threats Stakeholder Analysis Financial Analysis BCG Matrix Recommendations……………………………………………….15 Works Cited……………………………………………………16 Tables Table 1 – Top 50 Commercial Banks (USA) Table 2 – FDIC Ratios Table 3 – M&T & Competitors Figures Figure 1- Loans to Assets Ratio Figure 2 – Asset […]

Pages: 10 Words: 3039 Topics: Bank, Banking, Competition, Economy, Market, Monopoly, SWOT Analysis

Shadow Banking – Financial Report

Table of Contents Executive summary 1.Definition 2.Attraction. 3.Shadow banking in the world. 4.Effects 4.1 Financial system 4.1.1.Financial system definition 4.1.2.The impact of shadow banking on the financial system 4.2Stakeholder 4.2.1. Stakeholder definition 4.2.2. The impact of shadow banking on the stakeholders Executive summary Shadow Banking is a new financial glossary in recent years, but non-banking […]

Pages: 9 Words: 2675 Topics: Bank, Banking, Economy, Interest, Investment, Money

A Better Understanding of Islamic Finance

Abstract The purpose of this paper is to provide a better understanding of Islamic Finance and specially Islamic banking. I have tried to trace the historic root of the Islamic banking system and how now it is shaping the global banking system specifically in the UK. In relation to the current prevailing banking system, the […]

Pages: 11 Words: 3331 Topics: Bank, Banking, Economy, Interest, Islam

A Critical Review of Islamic Banks Finance Essay

Islamic banking is now one of the world’s fastest-growing economic sectors, comprising over 300 institutions in over 75 countries. They are concentrated in the Middle East and Southeast Asia (with Bahrain and Malaysia being the largest hubs), but are also appearing in Europe and the United States. Total assets worldwide are estimated to exceed $250 […]

Pages: 4 Words: 1341 Topics: Bank, Banking, Economy, Interest, Money

A Critical Study of Successful Factors in Chinese Banking Finance Essay

In this project, I attend to select Bank of China (BOCHK) for studying. This company has the unique advantages of RMB market in Hong Kong. We can know the methods to make as much as profits in RMB market via studying the RMB-related banking business of Bank of China in Hong Kong. In addition, Bank […]

Pages: 14 Words: 4239 Topics: Bank, Banking, Economy, Hong Kong, Money

Alternative to Conventional Banking and Jordan Islamic Bank Finance Essay

Islamic Banking Is a bank that is governed on the principles of Islamic law (also known Shariah) and guided by Islamic economics. Two main conditions must be fulfilled in order to be an Islamic Bank Sharing of profit and loss and, The prohibition of the collection and payment of interest In order to further explore […]

Pages: 8 Words: 2426 Topics: Bank, Banking, Economy, Investment, Money, Risk, Saving

Analysis of Comparative Balance Sheet Finance Essay

1-Liquidity position: the working capital of the company is positive in this year 2010. Cash and balances with RBI shows increment of and balance with bank and money at call are decreasing by so here current asset are decreasing by and other liabilities and provisions are increasing by and bills for collection increase by so […]

Pages: 4 Words: 1101 Topics: Balance Sheet, Banking, Economy, Investment, Money, Reserve Bank Of India

Public and Private Sector Banks Essay Example Pdf

In this part we will comparatively analyze the public and private sector banks. So for the purpose of analysis we will use a sample of two banks from each public sector and private sector banks. Public sector banks Private sector banks National bank of Pakistan limited Habib bank limited Bank of Punjab United bank limited […]

Pages: 12 Words: 3608 Topics: Bank, Banking, Debt, Economy, Investment, Money
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