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Student Loan Levels

Student Loan Levels in the United States Student loans have risen significantly in recent years. In this paper, we explore some of the reasons for this occurrence, the issues associated with the occurrence, and potential solutions to the problem. Rising Costs of College From what has been researched, the key reason why college tuition cost has been increasing over the past years lies within the explanation of supply and increasing demand. In other words, more students requires or leads to […]

College is not a Good Choice in Today’s World

More than 44 million Americans have student debt equaling over $1.5 trillion, this means that one in four Americans have student debt which also means that each person has almost $38,000 is student debt alone. As population increases who knows how much student debt we’ll have in a century. So the question lies, is college worth it? I think not. First and foremost, college is not a good decision because many jobs don’t need an education. The article, “Education Isn’t […]

Free College

In today’s society, a college degree is now seen as the equivalent to a high school diploma. If an individual is striving for a good paying job and the ability to live comfortably, looking to higher education is the first step. The next step for an individual is financing their education, which can be extremely difficult for many. Many prospective students seeking a college degree struggle to afford to pay college tuition. In the last 30 years college tuition has […]

Free College Education

Marcus Cicero once wrote, “The purpose of education is to free the student from the tyranny of the present.” An education that involves a college degree is essential for building a career, but at the same time, paying back for it feels like the tyranny that Cicero mentions. In today’s world, higher education comes at a higher cost. Because of its high costs, almost everyone in the United States believes that college should be more affordable. High school was a […]

Students Loans are Like Stalkers

Students loans are like stalkers because they follow everywhere you go. Students drop out of college because of costs and have no way to support a living and going to school. Students should to get loan relief during bankruptcy processes because some did not understand the consequences at young a young age, they could become economically productive being able to buy any necessities they need, and they could drop out of school because they cannot afford to stay. Education is […]

Millennials: the Generation Facing the Consequences

Most researchers work hard to find ways to understand how the different generations view one another and how the world around them has shaped the views they now hold. Millennials are often the children or grandchildren of Baby Boomers and Gen Xers and in recent years have been studied the most to understand how the world around us is changing. Even though, there is no certain year range for who is considered a millennial, one of the most popular research […]

A Trillion Dollars of Money

A trillion dollars of money, on the surface, seems like an insurmountable amount of money. And, for most current college students, and recent graduates, having to pay back their loans is a huge headache and one that may follow them for decades. However, to solve the problem of student loan debt, the solution doesn’t need to be extremely complicated. One simply needs to look at the current budget of the U.S government to see where our priorities lie. In the […]

A Recent and Pressing Debate

A recent and pressing debate in American politics has been centered around the topic of increasing student loan debt and the overarching conversation of who really benefits from them. As the cost of attending college increases, the amount of student loans being taken out also increases, which in turn leads to debt for those students. This debate has been particularly pressing for many individuals as the idea of higher education slowly becomes unrealistic for many Americans struggling with money. The […]

Income Contingent Loans

Income Contingent Loans Can Solve the Student Loan Debt Crisis Students in the US are currently drowning in student loan debt. One recent study found that the majority of American borrowers, 56% of them struggle with paying their student loan payments in the first five years after college.(Paragraph 12) Finding a solution to the problem will help millions of students. This US should adopt income contingent loans to solve the student loan debt crisis. Imagine yourself being fresh out of […]

Student Debt Essays