Bank Essays

722 essay samples found

Competitiveness and Market Structure of Indian Banking Industry

Introduction After 1991 crisis, India’s liberalisation journey was multi-faceted. One of the major areas of liberalization was the banking sector which was highly regulated and controlled by government. Most importantly for banking industry, as per the M. Narasimhan committee recommendations, the liberalization came in the right areas namely interest rate, reduction of reserve requirements, entry […]

Pages: 6 Words: 1898 Topics: Bank, Competition, Economy, Market, Monopoly, Perfect Competition, Reserve Bank Of India

E-brokerage Industry

Executive Summary The financial brokerage industry has undergone dramatic changes worldwide in the last decade, due to the rise of the Internet. E-brokerage brought huge opportunity to the industry as it introduces enormous amount of on-line traders but at the same time posted serious threat as it open up the market to new competitors. In […]

Pages: 51 Words: 15344 Topics: Bank, Competitive Advantage, Investment, Market Segmentation, Stock Market, Strategic Management, Value Proposition
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Entrepreneurs of Small Enterprises in the UK

Liquidity problem is an important strategic issue to run business enterprises. Small enterprises are realising the importance of such problems to reduce losses arises from this. Liquidity problems arise from shortage of working capital that require to maintain daily operations of the enterprise. If this problem persists for long-time, entrepreneurs are bound to stop their […]

Pages: 6 Words: 1913 Topics: Bank, Economy, Entrepreneurship, Macroeconomics, Research, Small Business

Global Crisis of Egypt

Modern Finance and the Transformation of Financial Systems: Key Considerations for Egypt In Light of the Global Crisis ABSTRACT This paper considers the impact of ‘modern’ financial mechanisms on the transformation of financial systems from the viewpoint of political economy of finance in light of the global crisis. Over the last three decades, many financing […]

Pages: 43 Words: 12880 Topics: Bank, Capitalism, Credit Card, Interest, Market Economy, Risk, Subprime Mortgage Crisis

Hypo Group Alpe Adria

1. General information about Hypo Group Alpe Adria Hypo Group Alpe Adria is an international financial group with more than 380 banking and leasing locations in twelve European countries: Austria, Italy, Slovenia, Croatia, Bosnia-Herzegovina, Serbia, Montenegro, Germany, Hungary, Bulgaria, Macedonia and the Ukraine. The group has a rich historical background. Roots of Hypo Group Alpe […]

Pages: 56 Words: 16671 Topics: Bank, Economy, Employment, Innovation, Job Satisfaction

Indian Banking Scenario

INTRODUCTION: The banking industry in India seems to be unaffected from the global financial crises which started from U.S in the last quarter of 2008. Despite the fallout and nationalization of banks across developed economies, banks in India seems to be on the strong fundamental base and seems to be well insulated from the financial […]

Pages: 43 Words: 12927 Topics: Bank, Cooperative, Credit Card, Economic Growth, Interest, Market, Reserve Bank Of India

Potential and Growth or Regional Rural Bank

INTRODUCTION Regional Rural Banks: These banks were first set up in the year 1975 particularly to give direct loans and advances to undersized and minor farmers, agricultural laborers as well as to rural artisans and other of small means. The loans are given for productive purposes to the farmers. There were around 196 RRBs which […]

Pages: 13 Words: 3844 Topics: Bank, Cooperative, Economy Of India, Marketing Research, Research Design, Research, Reserve Bank Of India

Problems of the Credit Rating Agencies

Introduction On July 18th, 2007, while referring to adjustable rate mortgages (ARM) (also known as subprime mortgages) bonds, an executive of the Fitch’s residential mortgage group said “We continue to be confident that “AAA” ratings reflect the high credit quality of those bonds”. Since then, between 2008 and 2009, 140 US banks declared bankruptcy while […]

Pages: 60 Words: 17981 Topics: Bank, Credit Card, Debt, Interest, Investment, Stock Market, Subprime Mortgage Crisis

The Cause of the Current Global Recession Economics Essay

Introduction This part of the dissertation seeks to understand and investigate the cause of the current global recession and how it has affected the housing market in the UK. Housing Market Trends After the housing markets spectacular collapse in the 1990s, the UK housing market staged a significant revival. According to the HBOS index, the […]

Pages: 13 Words: 3830 Topics: Bank, Economy, Money

The Emerging Markets

Over the last few decades world stock markets are growing enormously and the stock markets particularly in developing countries represent a large share of this boom. Investors are venturing into the world s newest markets and some are seeing handsome returns but are developing countries themselves reaping any benefits from their stock markets? The evidence […]

Pages: 30 Words: 9135 Topics: Bank, Economic Growth, Economy, Entrepreneurship, Investment, Stock Market

Credit Risk

CREDIT RISK EXECUTIVE SUMMARY The future of banking will undoubtedly rest on risk management dynamics. Only those banks that have efficient risk management system will survive in the market in the long run. The major cause of serious banking problems over the years continues to be directly related to lax credit standards for borrowers and […]

Pages: 43 Words: 12826 Topics: Bank, Debt, Economy, Interest, Money, Risk Management

Ownership Structure and Performance Efficiency of Banks in India

Introduction: In this work we will be seeing the research proposal for the topic study on ownership structure and performance efficiency of banks in India and the methodology used to analyse the performance efficiency of banks. First of all we will see the background of the case study, and then we will see the main […]

Pages: 48 Words: 14490 Topics: Bank, Economy, Interest, Privatization, Reserve Bank Of India

REVIEW of RELATED LITERATURE

Introduction However, due to the US housing credit crunch and turbulence in financial markets all over the world immediately took into effect and global economic growth slowed towards the end of the year (O’Brien et al., 2007). Given this basic premise of the current financial crisis, this literature review will be guided by exploring studies […]

Pages: 15 Words: 4625 Topics: Bank, Fiscal Policy, Interest, Macroeconomics, Monetary Policy, Money, Subprime Mortgage Crisis

About Penm

Final Review Memorandum Newco JSC (‘Newco’) Background PENM is seeking approval to invest up to DKK 115 m (USD 22 m), and minimum DKK 78 m (USD 15 m), in Newco, a fast growing, consumer orientated holding company with investments in Techcombank and Masan Food, with new, related, business areas to be added over time. […]

Pages: 17 Words: 5204 Topics: Bank, Debt, Economy, Financial Markets, Interest, Investment, Money

A Comparative Study of the Banks in Nepal

A well-structured financial sector is of special importance for the economic growth in both developed and developing countries. The commercial banking sector should be well organized and efficient for the growth of an emerging economy. Commercial Banks which forms one of the backbones of the financial sector are the intermediary link in facilitating the flow […]

Pages: 12 Words: 3601 Topics: Bank, Economy, Investment, Joint Venture, Money

Acquisition of Natwest by Royal Bank of Scotland

Corporate strategy developers have in the past and today seen Mergers and Acquisitions as an effective tool to foster future growth and create sustainable value. As a norm, companies now aggressively seek and buy compatible businesses to gain from synergetic benefits and strengthen their core business operations, whether that is the Industry of Banking, Pharmaceutical, […]

Pages: 13 Words: 3787 Topics: Bank, Data, Economy, Research

Are German Banks Riskier than some European Competitors

During this assignment, the German banks data were compared to that of France and Italy banks. A simple regression analysis was performed. The data suggests that there are great variations in the basic principles when are applied in finding out the exact risks. In general, it is noted that that the France and Italy banks […]

Pages: 7 Words: 2088 Topics: Bank, Economy, Employment, Risk, Risk Management

Assets of Commercial Bank in Nepal

The aim of this project is to assess the level of non-performing assets and its repercussions in overall financial stability of commercial bank in Nepal through the comparison between proper Nepali bank and the joint venture bank. The specific objectives are : To determine the extent to which commercial banks face potential financial instability because […]

Pages: 9 Words: 2577 Topics: Bank, Economy, Interest, Money, Research

Credit Default Swaps (CDS)

Chapter 1 : Introduction A Swap is a derivative in which two counterparties agree to exchange one stream of cash flow against another stream. Swaps can be used to create unfunded exposures to an underlying asset, since counterparties can earn the profit or loss from movements in price without having to post the notional amount […]

Pages: 39 Words: 11556 Topics: Bank, Debt, Foreign Exchange Market, Interest, Research, Stock Market, Subprime Mortgage Crisis

Background on the Banking Industry in Pakistan

Over the years, banking sector of Pakistan showed massive growth and potential. The performance and strength indicator represents significant improvement in the success of banking system of Pakistan. The banking sector of Pakistan had faced pressures from 2008 onward after gigantic amount of growth. Such as the liquidity crisis and solvency hitch had significantly affected […]

Pages: 14 Words: 4297 Topics: Bank, Economy, Investment, Money

Bank Al Habib

Executive Summary This write-up contains a review of the financial statements of four different banks across the globe. The basic purpose of this report is to link the information we obtain from books and lectures and class learning with the real & practical world. The information in this write up is from the annual reports […]

Pages: 15 Words: 4412 Topics: Balance Sheet, Bank, Corporate Finance, Debt, Economy, Investment, Tax

Banking Financial Mauritian

During the past 10 years, there have been great changes in the Mauritian banking sector and this is a continuing process that will not stop here. This is mostly because of fast innovations in the financial markets and the internationalization of the financial flows. Other factors like technological development and deregulation have both triggered competitive […]

Pages: 41 Words: 12182 Topics: Bank, Interest, Investment, Money, Research, Risk, Risk Management

Banking System

INTRODUCTION A bank is a financial institution whose primary activity is to act as a payment agent for customers, to borrow and to lend money. ‘BANK’ the name is derived from the italian word ‘banco’ , which means ‘desk/bench’. The history of banks pave their way back to 3rd millenium B.C.They were probably the religious […]

Pages: 32 Words: 9678 Topics: Bank, Banking, Economy, Financial Markets, Interest, Investment, Money

Banks and Credit Available to SMEs

CHAPTER 1 INTRODUCTION In the process of industrialization small business plays an important and economic growth. It increases per capital income and output, makes available employments for the labour market and usually promotes successful deployment of resources which are considered vital to steering of economic development and growth. It is presumed that the lower income […]

Pages: 6 Words: 1859 Topics: Bank, Economic Growth, Employment, Entrepreneurship, Poverty, Research, Small Business

Banks Financial Institutions | Finance Dissertations

Banking and Finance Factors Influencing the Financial Institutions in the UK With Particular Reference to Credit Crunch A Comparative Study between Barclays and Northern Rock Bank I- Abstract Banks acts as intermediaries between surplus units depositing funds and investors or individuals seeking capital for investments. Thus, banks role is important in maintaining the flow of […]

Pages: 44 Words: 13153 Topics: Bank, Debt, Interest, Investment, Retail, Risk, Risk Management

Central Bank Inflation | Finance Dissertations

Abstract This paper analyses and explains the effects of central bank independence on a country’s inflation rates and its economic performance thereafter. It deals with the benefits believed to come along with independence and the delegation of monetary policy to the central bank, the determinants and accuracy of the index of central bank independence (CBI), […]

Pages: 43 Words: 12758 Topics: Bank, Economic Growth, Federal Reserve, Fiscal Policy, Interest, Monetary Policy, Tax

Commercial Banking Sector

Increased deregulation, cross-border activities of non-financial companies and improved information communications technology led to an increased consolidation of financial institutions across borders. Commercial banking sector in particular, have witnessed tremendous amount of cross-border bank merger and acquisitions’ (M&A’s) deals throughout the recent years. While globalization has accelerated cross-border merger activities around the world, another global […]

Pages: 54 Words: 16154 Topics: Bank, Economy, Research, Retail, Stock Market, Strategic Management, United States

Comparative Study on Housing Loans of Sbm

This research article is aimed to compare and critically analyse the housing loan schemes offered by State Bank of Mysore and Union Bank of India, Bangalore Branch, India OBJECTIVE OF THE STUDY To recognize and evaluate literature relevant to the theories of home loans. To evaluate the general awareness of the various schemes currently offered […]

Pages: 15 Words: 4538 Topics: Bank, Case Study, Economic Growth, Interest, Qualitative Research, Research, Risk

Could Herding be Consequence of Vietnamese Banks Reform

Risk management become an essential part in the operation of developed banks in the world as it contributes to reduce risk in financial market from which minimize the loss from crisis and turbulence. However, from the view of herding behavior, a tighter risk management regulation may worsen the downturn by quickly contagion in national-wide as […]

Pages: 22 Words: 6740 Topics: Bank, Economy, Financial Markets, Interest, Risk, Risk Management, Stock Market

Credit Policy & Cash Management for a Multi Operational Unit Ofsail

SYNOPSIS Policy adopted for granting credit. Credit sale is necessary in any industry, so it is also an important tool in the steel industry under the present competitive market scenario. To match the competition in present market scenarios SAIL offers two type of credit which is :- a) Secured Credit b) Unsecured Credit In the […]

Pages: 42 Words: 12730 Topics: Bank, Economy
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