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Artificial Intelligence (AI) is changing the competitive dynamics of the financial services sector in Africa, driving financial institutions to differentiate themselves by investing in technologies to build new capabilities, improve customer experience and drive growth. Although Artificial intelligence (AI) is at its nascent stage in Africa, it’s gradually making inroads into the business environment. According […]
One of the key issues in the discussion of relations between the West and the East today is the question of why today and, as it seems to many, China suddenly began to develop so rapidly, why today Europe seems to be rolling back in its economic development, and Asia is developing as a priority. […]
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For most people, having a gun pointed at their head would fill them with immense fear and persuade them to follow the orders of the gun-wielding individual. Unlike most people, Anders from Tobias Wolff’s “Bullet in the Brain” is reluctant to comply with a gunman’s requests when he finds himself in the middle of a […]
Introduction Wells Fargo & Company is a banking institution that provide customers with their financial needs. The bank is a diversified community-based financial services company. According to Wells Fargo, in today’s world in the 2nd Quarterly Fact Sheet for 2018, the company has $1.9 trillion in assets. “Wells Fargo’s vision is to satisfy our customers’ […]
Agriculture is the main profession of people in rural India but from the past few decades, it has been facing problems in all parts of the country. Climate change, over production, lack of infrastructure, low prices of agri produce are some of the factors that have caused distress to farmers and it is these reasons […]
Before the Great Depression, the idea that government should use its fiscal policy to moderate the business cycle was far from the focus of political and economic debate. In the past, the government borrowed during wartime as wars were very expensive. Borrowings were large relative to the size of the economy and a balanced budget […]
The Great Depression and The Great Recession are two important downfalls in economic fluctuation in two completely different time periods. The 1930s and the late 2000s are very different, but problems within the Federal government provided a parallel between the two. What goes up must come down and The Recession and Depression are two prime […]
Economic Nationalism was created by Alexander Hamilton, Secretary of the Treasury during the presidency of George Washington. Hamilton did not believe that the United States could be completely self-sustaining until the country was doing well in all economic areas. Hamilton was also the controller of the new system, while England’s Elizabeth the First and France’s […]
The Great Depression was a period of time marked by economic turmoil and the struggle to find ways to thrive in a society that was quickly deteriorating. The Great Depression created constant hardship and tension that only continued to escalate as the years passed. This turmoil created by the Great Depression began after the stock […]
Over the years, universities have always been facing serious challenges with respect to financial issues. At times, students have ended up giving up their dreams due to disruptions caused by lack of adequate finance. In addition, the respective students after studying for many years end up in the streets due to lack of employment. As […]
According to Visa, Millennials are the fastest growing and largest population segment in the United States with more than 75 million men and women. This statistic is relevant because millennials are our tomorrow, and it is vital to capture their business. Visa further goes on to say that the majority of checking accounts (69 percent) […]
The authors examine whether the Basel capital framework that introduced the ratings-based system for the regulation banks had any profound effect on the link between finance and economic growth. Hassan, Hassan and Kin (2016) review the GDP growth per capita and the rate of international bank lending across 77 countries from 1999 to 2013 to […]
Purpose of the company Today, due to the increased number of educated people who do not have a job, the employees have to show their worth in the company to remain relevant. The allowances that are offered in the workplace depend on the ability of the employees to attract more customers or make more sales. […]
CHAPTER ONE INTRODUCTION 1. 1BACKGROUND OF THE STUDY For the past fifteen years Ecobank Ghana Limited has been consistently been at the forefront of Ghana Banking Industry. It has won more domestic recognition than more of its much older competitors; grown into what was hitherto Ghana’s largest merchant bank; and gone on to become one […]
Introduction what is bank? A bank is a financial institution, which deals with money and credit. It accepts deposits from individuals, firm and companies at a lower rate of interest and gives at a higher rate of interest to those who need them. The difference between the terms at which it borrows and those at […]
ABSTRACT SMEs form the backbone of the Indian manufacturing sector and have become engine of economic growth in India. It is estimated that SMEs account for almost 90% of industrial units in India and 40% of value addition in the manufacturing sector. This paper closely analyses the growth and development of the Indian mall scale […]
1. 0 Introduction 1. 1 Origin of the report The BBA internship program is a required course for the students who are graduating from the School of Business of Independent University, Bangladesh. It is a 12 credit hour course with duration of 14 weeks. Students who have completed all the required courses (at least 114 […]
>Commerce Education As a stream of study, Commerce can be studied right after 10 years of schooling. After the 10 years of schooling – commerce is available as an option in 10+2 or the Higher Secondary level. This paves the way for higher studies in commerce related subjects. The undergraduate and postgraduate Education in Commerce […]
COUNTRY ANALYSIS UNIT FEDERAL RESERVE BANK OF SAN FRANCISCO JANUARY 2010 Microfinance in the Philippines uring the last few years, the volume of microfinance activity has grown considerably in the Philippines and an increasing number of financial institutions have engaged in retail microfinance operations. While this sector has been traditionally dominated by rural banks, non-governmental […]
“FOREIGN EXCHANGE PRACTICES AND HEDGING TOOLS USED BY THE SOFTWARE INDUSTRY” This report is submitted as a part of the requirements of the MBA Program of Bangalore University. This research has been undertaken by RAJEEV SAMUEL JAYAMANOHAR Reg. No: 04VWCM6068 With the guidance and support of Prof. RATHNAKAR ACHARYA Faculty, ABA ALLIANCE BUSINESS ACADEMY BANGALORE […]
GENERAL INTRODUCTION ABOUT THE SECTOR The Indian economy is emerging as one of the strongest economy of the world with the GDP growth of more than 8% every year. This has given a great support for the development of banking industry in the country. Due to globalization, competition among the banks has drastically been increased. […]
Why I defaulted on My Student Loans written by Lee Siegel shares personal experiences when he was young of why he defaulted on student loans. Loan Default can be described as when a person fails to pay of their loan that was given to them on a specific date. Siegel recommends that college graduates should […]
The Corporate Governance Lessons from the Financial Crisis Grant Kirkpatrick * This report analyses the impact of failures and weaknesses in corporate governance on the financial crisis, including risk management systems and executive salaries. It concludes that the financial crisis can be to an important extent attributed to failures and weaknesses in corporate governance arrangements […]
The Royal Bank of Canada experienced some fundamental managerial errors in May 2003. It was reported as a major “glitch” that had been caused by wrong configuration during the installation process. A simple problem had severely affected the lives of millions of people. In this essay I will discuss the security and control problems such […]
Small Business in Sub-Saharan Africa: Major Constraints in [Nigeria] Introduction The Federal Republic of Nigeria has an area of 923,768. 00 sq kilometres and completely within the tropical zone (About. com 2005). Nigeria has a population which is estimated over 154 million. It is a 12th largest petroleum product producer in the world. Due to […]
Sources of Finance Multinational corporations have an array of methods they can utilise to raise capital as a means to fund different operational needs. This essay will critically analyse varied sources of finance, looking at their respective advantages and disadvantages. One of the most common methods entails borrowing funds from a bank (Taylor and Thrift, […]
In the background of the statement referred in the task 1(a). Discuss the legal status of a company under the law. Your answer should include a discussion on relevant cases Corporate personality refers to the fact that as far as the law is concerned, a company really exists. Consequently a corporation can easily prosecute and […]
Current money laundering threats and trends Traditional Money Laundering Typologies Structured Transactions Deposited to Financial Institutions It is true to say that the smuggling of prohibited goods will bring a huge amount of money to smugglers. That money, in the end, must be integrated into the economy in order to be used. The transfer of […]
The growth of the banking sector since its creation in the 1600’s has allowed for banks to change and evolve into being more than just a business. Critically discuss how, through the ages, banks have changed and evolved. Make reference in your answer to how regulation, financial crisis and societies needs have aided this banking […]
Each day we are involved in a number of transactions that involve trading, exchanging, buying, selling, receiving and spending, that are centred around money or other forms of currency . Finance is the spine of the present day economy, and the banks act as the branches of the same. The term ‘bank’ finds its roots […]
