Bank Essay Examples - Free Research Paper Topics on StudyDriver.com

The Toys and Games Industry in the UK Example for Free

Games Workshop PLC (GAW) and Hornby PLC (HRN) are UK based companies operating in the Toys and Games Industry under the leisure market. HRN is a UK brand leader in the model railway hobby. Frank Hornby, the company’s founder, established ‘Meccano Ltd’ in 1907 which become the classic toys of all time. In 1920 it introduced the toy trains and thereafter, the innovations followed. In 1986 it became a public company and now it is just called ‘Hornby’ and rightly […]

Gamuda Berhad and Wct Berhad Example for Free

Accounting Ratios are the ratios show the relationship between accounting data in a balance sheet, profit and loss account in a particular organization. The accounting ratios are used to measure the performance in an organization. There are five different categories for calculating five different aspects of the business performance, it is profitability of company, liquidity of company, asset management of company, debts management and capital gearing of company, and market value of investment to ordinary shareholders/common stockholders. First, profitability of […]

Business Valuation Example for Free

Formerly called Trinity Labs, Torrent pharmaceuticals is one of India’s leading pharmaceutical companies with an annual turnover of about 930 crores worldwide. It is now a fast-growing company after shaking off the sluggishness of past few years. It has recently established a new manufacturing facility in Baddi, Himachal Pradesh both as a means of expanding production and to take advantage of its low-cost production environment by shifting existing production capacity. Torrent Pharmaceuticals Ltd. is one of the most renowned companies […]

Sharia Banking Tackle Todays Global Financial Crisis Example for Free

Today’s global financial crisis has left many wondering where the faults actually lie. Indeed, there are many contributing factors that can be highlighted. However, in a more positive approach, it is argued that Sharia banking covers principle areas that are in almost complete opposition to conventional banking. For example, institutions do not pay interest, and they require transactions to be reinforced by real tangible assets. The conventional banking system in place has offered a suitable medium for trade over many […]

Can the Present System be Defended Example for Free

Whether or not the current financial system is preferred to gold standard or whether or not gold standard is a solution for financial crisis is actually subjective. Before going into detail discussion on this, we must first examine the factors of financial crisis and later see whether these factors are related or dependent on the current financial system, and to what degree it affects the financial crisis. Financial crisis for each country are distinct but among the main common case […]

Requirements for Managing Banking Risks Example for Free

Risks are inherent in banking business and they cannot be avoided. To absorb losses associated with these risks, the minimum amount of capital required to be kept by the bank should be assessed. Banking risks like credit risk, market risk and operational risk are taken into account while determining minimum capital requirement. Capital reduces the risk of failure by providing protection against unexpected losses. Capital requirement plays an important role in the supervision and regulation of banks. The Basel Committee […]

Lehman Brothers Business and Bankrupts Example for Free

Henry Lehman started his business with the small general strore in Montgomer, Newyork in 1884.After 6years his business was joined by their brothers Emanuel and Mayer and they named the business as LEHMAN BROTHERS, founded in 1850.They became broker of trading the cotton as it was the major cash crop at that time in the Alabama. EXPANSION OF BUSINESS (1860-1869) There was a civil war in 1862,which disturped the Lehman business the firm teamed up with cotton merchant named John […]

Central Banks Use of Quantitative Easing Example for Free

The financial crisis which broke in August 2007 hit the world’s economy significantly, leading to a widespread and continued recession. Specifically in the UK, the GDP growth rate experienced a drastic decrease from 2.4% in the third quarter of 2007 to the bottom of -5.9% in the second quarter of 2009. The consumer price index (CPI) also fell sharply from 5.2% in September 2008 to 1.1% in September 2009 (National Statistics, 2009), surpassing the 2% target set by the central […]

Background on Islamic Banking Example for Free

Since the 1970s, Islamic banking has emerged as a new reality in the international financial scene. Its philosophies and principles are however, not new, having been outlined in the Holy Qur’an and the Sunnah of Prophet Muhammad (p.b.u.h) more than 1,400 years ago. The emergence of Islamic banking is often related to the revival of Islam and the desire of Muslim to live all aspects of their live in accordance with the teachings of Islam. The Islamic Banking System (IBS) […]

Banking Institution Example for Free

This chapter included several part of study. The first part of study is research background and this part is discussed overall environment and trends of internet banking in banking industry. The second part is problem statement, it is explained the important and the foundation of study. Next, there are five specific objectives of this study which are stated in the research objective. The next part of study is research question. The questions are stated the how the factors that can […]

Banking Regulation after the Financial Crises Example for Free

This essay discusses the developments in banking regulation that are currently being discussed and put in place on account of the global financial and economic crises. With banks, primarily in the United States but also in other developed nations, being the epicentre of the global banking crisis, recent years have been marked by extreme concern among individuals and organisations across the globe on the causes of the economic crisis, the role of banks in the financial crisis, the reasons behind […]

Banking Regulation Example for Free

Banking regulation originates from microeconomic concerns over the ability of bank creditors depositors to monitors the risks originating on the lending side and from micro and macroeconomic concerns over the stability of the banking system in the case of bank crisis.In addition to statutory and administrative regulatory provisions,the banking sector has been subject to widespread “informal” regulation,i.e the government’s use of its discretion,outside formalized legislation,to influence banking sector outcomes (for example,to bail out insolvent banks,decide on bank mergers or maintain […]

Free Transactions how would Work Example for Free

Nowadays, interest -free banking transaction is started getting popular and popular among many countries. The concept of interest free banking is first derived from Islamic banking. People might think that how can a bank to be survive if it does not charge any interest on the loan? But yet, there are evidences show that bank still can operate successfully based on interest free transaction for example Islamic bank. At basic, “Muslims” in Islamic banking are omitted from receiving or paying […]

The Value of Asset Liability Management Example for Free

The Asset-Liability Management is one of the most crucial functions of a bank in the highly competitive and complex business environment today. Asset-Liability Management is a co-ordinated management of a bank’s balance sheet to allow for different interest rate, liquidity and optionality shocks. Post Liberalization in 1991, deregulation of various banking operations, freeing of interest rates, entry of new generation banks increasing the competition, diversifying of banking activities, integration of Indian banking into the world, introduction of new, complex products […]

Reconstruction Companies Example for Free

An effort to introduce changes in the financial sector in India was initiated way back in the 1970s. But it was only in 1991 after the report of the Narsimhan Committee on the Financial System was tabled, that the Government and the Reserve Bank of India introduced measures to develop a strong and efficient financial system. After the report by this Committee, even though regulations and norms in the financial sector were strengthened there was still an increase in the […]

An Investigation of the Risks Faced Example for Free

Banks are type of Financial Institutions that facilitate the flow of funds and are the back bone of the economy. So banks act as financial intermediaries to interact the deficient units with surplus units and in this the banks bear certain risks. One of the risks is the credit risk or default risk. A bank is exposed to this risk when it lends money from the money of the depositors and the borrower is unable to repay the debt. This […]

Bibliography of Performance Islamic Banks Example for Free

Abdel-Hameed M. Bashir, 2003, Determinants Of Profitability in Islamic Banks : Some Evidence from the Middle East, Islamic Economic Studies, vol. 11, No. 1. Author’s article study the determinants of profitability in Islamic banks across eight Middle East countries between 1993 and 1998. The author attempts to examine the relationship between the performance of Islamic banks and the internal and external banking characteristics. The performance of bank is measured by using the operating efficiency and profitability measures. The author also […]

A Profile of the Leasing Business in India

25 years ago, Farouk Irani quit his high profile job in Citibank to launch his dream project: a leasing company in India. On 10thA Sept., 1973, Irani was able to convince Dr A C Muthia, Industrialist, to have the First Leasing Company of India incorporated. For several years, First Lesing Company remained the Only Leasing Company. Ever since IFC, Washington decided to support Indian leasing with investment in companies in 4 metros, Indian leasing has never looked back. This was about […]

Banking System of Greece Example for Free

The Central Bank of Greece is called the Bank of Greece. Its head quarter is in Athens. It is established in 1927. It is preceded by National Bank of Greece (1928) and succeeded by European Central Bank (2001). The Bank of Greece is still exists but most of the functions are performed by the ECB.The bank has 18 branches, 38 agencies and 8 outlets. The responsibilities of this bank are to implement the Euro system’s monitory policy and also safe […]

A Critical Analysis of Risk Management at Financial Institutions

Financial institutions exist to improve the efficiency of the financial markets. If savers and investors, buyers and sellers, could locate each other efficiently, purchase any and all assets costless, and make their decisions with freely available perfect information, then financial institutions would have little scope for replacing or mediating direct transactions. However, this is not the real world. It seems appropriate to begin the discussion of the place of risk and risk management in the financial sector with the two […]

A Financial Study of GOLDPLAT PLC

About the company Goldplat plc is an AIM-listed gold producer with operations across Africa. It aims to become a highly profitable mid-tier gold mining company, leveraged through revenue generated from its highly profitable gold recovery businesses. Goldplat is a profitable and highly cash generative gold producer focused in Africa with three primary assets: Goldplat Recovery (Pty) Limited SA – South African gold recovery plant Gold Recovery Ghana Limited – Ghanaian gold recovery plant Kilimapesa Gold Limited – mining project in […]

A Better Understanding of Islamic Finance

Abstract The purpose of this paper is to provide a better understanding of Islamic Finance and specially Islamic banking. I have tried to trace the historic root of the Islamic banking system and how now it is shaping the global banking system specifically in the UK. In relation to the current prevailing banking system, the Islamic Banking system is free of interest. One might wonder what the incentive to lend money would be. Others may not understand what benefits could […]

Z B SOLUTIONS LTD – Business Plan

The Business Z B SOLUTIONS LTD was incorporated on the 19th of June 2014 and has been set up as a company limited in its shares, to provide financial risk analysis services to businesses in the locality. It is currently based at 13 HANNAH STREET, MANCHESTER, M12 5SN and another more suitable location will be considered in the near future so as to accommodate other employees. MR MUHAMMAD ZIA ASHRAF BUTT owns all the 100 shares of the Company at […]

The Importance of Performance Appraisal Schemes

In the past few decades organizations are very concerned about the development and orientation of their employee and also pondering on performance management (Murphy & Cleveland, 1991). Organizations are following the new patterns of working and doing jobs to adhere the aims and mission of it. To fulfil this new modernized concept of fast and technological revolution they are realizing the importance and implementation of new methods of performance management (Cardy & Dobbins, 1994). Organizations have indentifies the importance of […]

Studying the Management of Change in ICICI

A change in the world of business no has happened to be general procedure in frequently in the work world and faster than ever before. The changes in the organization for many reasons such as combining operations or parts or something in the organization, the experience of introducing new technology, new achievements, commercialization and restructuring. The employees have a deep relationship with, workplace organization and work processes. Employees and the organization must adapt its capacity to effect change within the […]

Shadow Banking – Financial Report

Table of Contents Executive summary 1.Definition 2.Attraction. 3.Shadow banking in the world. 4.Effects 4.1 Financial system 4.1.1.Financial system definition 4.1.2.The impact of shadow banking on the financial system 4.2Stakeholder 4.2.1. Stakeholder definition 4.2.2. The impact of shadow banking on the stakeholders Executive summary Shadow Banking is a new financial glossary in recent years, but non-banking financial operations have occurred popular for a long time and in many countries. Shadow banking is mature with more than four decades of history in […]

Business Essays – Retail Banking Services

In recent years retail banking services have universally adopted relationship marketing / customer relationship marketing strategy as their strategic priority; is this justified in the light of experience and current financial service market place. Chapter 1: Introduction 1.1: Introduction Retail Banking is an evergreen business sector and the potential for innovation is limitless. The increased awareness of the bankers that the customers are the back bone of any business and the stiff competition in the banking sector through the increased […]

Outsourcing for RBS

1.0 Introduction As industries become increasingly competitive, businesses look towards developing competitive advantages. The transferring of operations to another business, known as outsourcing has become an important aspect of many businesses strategies in achieving this. Advancements in technology have seen the rise of businesses outsourcing on a global scale. While outsourcing offers numerous benefits including cost saving and increased performance, outsourcing also presents considerable challenges and risks (McIvor, R. 2010). 2.0 Royal Bank of Scotland The Royal Bank of Scotland […]

Overview of the Firstbank Nigeria Plc

FIRSTBANK Nigeria Plc is one of the oldest financial institutions and indeed the largest retail lender in Nigeria, it’s the 1st bank to be established in West Africa. The bank was incorporated in Liverpool as a Limited Liability company in March 1894 with the name Bank of British West Africa. The bank was listed on the Nigerian Stock exchange (NSE) in March 1971 after which it acquired its name – First Bank of Nigeria in 1979. Following the CBN induced […]

Managing the Growth of Small Business Ventures

TITLE: MANAGE THE DEVELOPMENT OF SMALL BUSINESS VENTURES 1.1 Inflation is a measure of the change of prices of goods and services over a period of time whereby it has lead to the increase in the price of cheese burger by the producer .and it has lesson the self- esteem of the Burger King to lower there price of cheese Burger.Burger king is forced to raise the price of the burger to increase in producers prices, however there has been […]

Bank Essays