Risk Essay Examples - Free Research Paper Topics on StudyDriver.com

The Profitability Liquidity and Credit Risk Finance Essay

The chapter will discuss aspects of research methodology applied in this study. It will also discuss on the data collection method and other statistics tool that will be used in evaluating the performance of the banks. This study will use descriptive financial analysis to describe, measure, compares, and classifies the financial solutions of Malaysian banks. To evaluating banks’ performance, this study uses a ratio measure that is not a new method in the literature. The use of ratio method has […]

Literature Review of Managing Risk in Farming Concepts Finance Essay

Joy Harwood, Richard Heifner, Keith Coble, Janet Perry, and Agapi Somwaru (1999), "Managing Risk in Farming: Concepts, Research, and Analysis", Agricultural Economic Report No. 774. Washington DC, Economic Research Service, U.S. Department of Agriculture. Risk and Risk Management Risk is the possibility of adversity or loss (Bodie and Merton) and refers to "uncertainty that matters." Consequently, risk management involves choosing among alternatives to reduce the effects of risk. Risk management typically requires the evaluation of tradeoffs between changes in risk, […]

The Theory and Practice of Risk Management Finance Essay

Since the 1970s, world business transactions have experienced and contributed to diverse sources of financial uncertainty or risk (see, Dowd, 2005; Holton, 2003; Jorion, 2006; Tardivo, 2002a). Financial risk or risk created through financial transactions can be associated with value reduction. This reduction is due to market factors disequilibrium such as equity prices devaluation, interest or exchange rate fluctuations. Lately, in the competitive business environment, it has been discovered that firms have to face several financial risks namely market, credit, […]

Usefulness of Value at Risk and Basel Frameworks Finance Essay

Introduction In order to understand the usefulness of VaR and other risk metrics for the setting of capital adequacy requirements it is useful to compare various measures used by financial institutions and legislative statutes of the Basel Frameworks. Traditional approaches to banking regulation emphasises the understanding that the existence of capital adequacy plays a central role in the long term financing and solvency positions of banks, especially in helping the banks to avoid bankruptcies and their negative externalities on the […]

Islamic Banking and its Principles on Risk Finance Essay

The key element of Islamic banking is that the risks of financial transactions should be evenly divided between depositor and investor, that is between bank and client. Interest in the sense of asking a fee for merely lending money, is prohibited, as long as the lender is not running any risks themselves. Speculative contracts such as futures and options are also forbidden. A practical consequense of these Islamic principles is that the relationship between investor and depositor becomes one of […]

Study on how Derivatives Can Reduce Risk Finance Essay

Derivatives are based on the behaviour of the basic assets. Derivatives have a lot of purposes. It can be used to minimise risk. For that it is need to allow the investor to hedge an investment or exposure, and hence it should be act as a function as a sort of insurance policy against adverse market movements. It can also be used to get extra leverage for specialized market speculation. These are a type of contracts which can be used […]

The Profile your Attitude to Investment Risk Finance Essay

Are you willing to take any risk with the capital you are investing? If yes, how much risk are you prepared to take? How would you feel, if your investment(s) lost 0-10%, 21-30% or even more in the short, medium of long term? How long do you wish to invest for? Are you going to need to access your investment within a year, or do you have a longer time frame mind – i.e. 5 – 10 years or even […]

Role of a Treasurer in Identification of Risk Finance Essay

Companies have always been facing many risks that gained complexity with the passage of time. Such risks became impossible to be managed by a single person and required the assistance of experts to deal with them. The trend of adopting the globalization policy and exploiting the advantages offered by the international markets has caused many risks to enter the operations of the multinational companies. The management of this risk has been necessary as they cast their impacts directly on the […]

The Usefulness of Liquidity Credit and Market Risk Finance Essay

This essay explores empirically the usefulness of liquidity risk, credit risk and market risk as risk measures indicators to explain whether German banks riskier than European competitors or not. The sample of reference entities consist of all German banks and eleven European banks and the observation cover the period from1994 to 2008. Using a unique dataset available in Bangor university blackboard website that relates to various characteristics of the individual banks operating in a twelve European Union countries, after dividing […]

Use of Financial Derivatives in Managing Corporate Risk Finance Essay

Financial derivatives are instruments whose value is derived from one or more underlying financial asset. The underlying instrument could be a financial security, a securities index, or some combination of securities, indexes, and commodities. It is a financial contract with a value linked to the expected future price movements of the asset it is linked to – such as a share or a currency. There are many kinds of derivatives, with the most notable being swaps, futures, and options. Derivatives […]

Study on Standalone Risk and Portfolio Risk Finance Essay

Firstly we will define Investment as “commitment of money or capital to purchase financial instruments or other assets in order to gain profitable returns in form of interest, income, or appreciation of the value of the instrument” (Investment, 2010) and Risk “is an uncertain outcome or chance of an adverse outcome.” (Risk, 2010) In any investment there is bound to be categorised risks namely Standalone risk and Portfolio risk. According to an online post by phillykelloggguy (2008) the standalone risk […]

Risk Management Business | Information Systems Dissertations

Software Project Management (CI6113) Title: Reviewing the Past Research Papers on Risk Management Abstract Risk Management is nowadays the important research topic in the many critical business areas and industrial areas. Project teams do not achieve their projects goals of reducing cost and gaining much profit without assessing risks and managing risks. This term paper analyzes research papers done by many researches in the field of the Risk Management within 2000 and 2007 and describes the results of the analysis […]

Risk and Corporate Security

Corporate security is a growing area of concern for businesses of all types. The main perceived risks in relation to corporate security is the physical risk of disruption such as that seen with the increased level of terrorism particularly for industries such as airlines or those relying heavily on infrastructure. However, corporate entities are becoming increasingly aware that corporate security has a much wider potential scope that spans across the whole organisation including the financial management of the company. The […]

Risk Management Assignment

Introduction This task is involve all the point of risk management process. Identify the risks and potential effects in general, can help the local computer in starting the process of risk management or contract, auditors should recommend that agencies explore better ways of management in the region. Reducing the risk “acceptable” level of risk can not be eliminated. It includes the level of risk the organization can live, make sure that the right controls […]

Risk in Investment Sukuk Example for Free

In sukuk, credit risk means that the probability of an asset or loan becomes unchangeable due to a failure or delays in payment and if the correlation involves in engages by written agreement then the counterparty risk is the probability that the counterparty rebound on the situation of the delegate. Other than that, the outcome can be tough with a fall in the value of a bank’s assets and credit and counterparty risks essential in Islamic finance. They are one […]

Risk Framework Analysis

Table of Contents Introduction Types of Business Risks Risk Framework Strategies and Initiatives of the Selected Companies Effective Risk Management Framework of Abu Dhabi Insurance Company A·Assessment Techniques A·Effectiveness Measures Risk Management tools in Market International Insurance Company Abu Dhabi National Insurance and Market International- A comparison of financial statements 1.Capital management framework: 2.Regulatory Framework: Conclusion References Comparison of risk management between Abu Dhabi National Insurance Company and Market International insurance company. Introduction Risks are a natural part of all […]

Risk Premiums and Efficient Market Hypothesis

1. Introduction An attempt to elaborate the relationship between the bad model problem and the Efficient Market Hypothesis or the Equity Risk Premium needs to necessarily commence with a short overview of the hypothesis. The Efficient Market Hypothesis, (EMH) was first developed by Eugene Fama of the University of Chicago, in the 1960s, to explain the behaviour of prices in equity markets. It has now been generalised to determine price behaviour patterns in other asset markets and has become one […]

Risk of STDs HIV in LGBT Youth

Within the youth LGBT community, one of the biggest health disparities is the higher risk of Sexually Transmitted Diseases (STDs) than that of someone who isn’t a part of the LGBT. It has, for a long time, been a stigma that gay males, in specific, are more at risk for HIV/AIDS due to patient zero for HIV in America being a gay male. STDs are transmitted due to having unsafe sexual intercourse and is spread from the unhealthy partner to […]

Risk for Suicide in Youth

Suicide is a growing problem worldwide and accounts for a large number of deaths yearly. There are many risk factors that increase suicide among young adolescents. In the study risk factors that put youth at a greater risk included, mental illnesses, previous suicide attempt, genetics, family problems, the means available, and life stressors. Understanding the risk factors help to increase prevention among young individuals. Knowing the risk factors help increase the quality of care a nurse can provide and helps […]

Risk in Online Shopping

We can now consider Philippines as one of the countries that primarily use online shopping applications when buying items; wherein you can find every single thing that you might need by a simple click or through some voice commands. People prefer shopping online nowadays because it saves time, gas, and is more accessible. A lot of online shops also offer discounts, sales, and promos. The prices of their items are also cheaper than the prices in actual stores. According to […]

Risk of Increasing Life Expectancy

Risk comes in many different forms; one such form is longevity risk. From a personal perspective, longevity risk is the risk of outliving one’s savings. This would lead to these individuals living in poverty, not being able to assist family through inheritance, or both. From a business perspective, longevity risk is the risk of increasing life expectancy, which could lead to future situations in which payout is higher than expected for pension funds or insurance companies. Self-insuring this risk could […]

Risk of Cyber Bullying

Students can follow the Twitter feeds of experts in the field or even hash-tags focused on a current affairs, students can learn a lot more about what is happening in the world around them. What hinders the use of social media in learning ?? Cons : 1. While working with social media privacy concerns are always an issue whether for personal or learning use. 2. If the usage is not streamlined by the objective lesson aim , then it could […]

Analysis Risk Management in Banking Activity

An Analysis of Risk Management in Banking Activity: The Case of Mauritian Banks Financial deregulation, globalization and liberalization have heightened considerable banking risks. Moreover, banks necessitate effective risk management strategies to promote banking welfare, protect outside agencies transacting with banks and to ensure stable banking operations. Risk managers need to focus on the diversity of risks and secure the interests of the overall banking sector. Risk Management is nowadays segregated where there is “inconsistency in reporting, insufficient evaluation and low […]

Currency Risk Management

EXECUTIVE SUMMARY The objective of the project is to study the attitude of Indian corporates towards currency risk management and the problems faced by the companies dealing with their currency exposure which occur as a result of exports or imports or both. The study has also included the problems faced by the banks, the authorised dealers of foreign exchange in India, in managing their forex (foreign exchange) market operation as it has large implication on the corporate currency exposure. Indian […]

Enterprise Risk Management (ERM) System

Answer 1: Defined by the US ‘Committee Of Sponsoring Organizations Of Tread way Commission’ (COSO) as, “a process, effected by an entity’s board of directors, management and other personnel, applied in strategy setting and across the enterprise, designed to identify potential events that may affect the entity, and manage risks to be within its risk appetite, to provide reasonable assurance regarding the achievement of entity objectives”. ERM model explained as follows: The Enterprise Risk Management (ERM) system incorporates four steps: […]

Plan Risk Management in an Organisation

Title Plan Risk Management in An Organisation Task 1: Establish the inner and external context an organization of your alternative has to think about whereas managing a risk 1.1 establish 3 (3) internal and 3 (3) external discourse factors and make sure that the known ideas square measure […]

Credit Risk Management in Banking

This chapter demonstrates the literature that is relevant to the research on Credit Risk Management in Banking. The author has enclosed literature on dynamics, models, model features, and Basel II regulatory process for credit risk. The author has also enveloped literature on credit risk management in banks. The author has also exhibited the literature on currently available approaches in calculating and managing the credit risk and it’s fit of with current banks in India. This chapter mainly focuses on the […]

Enterprise Risk Management Techniques Within a Business

Enterprise risk management (ERM) is a recent risk management technique where a portfolio of risks is managed in a holistic manner. ERM has inspired interests from various parties including corporate executives, regulators, and rating agencies. Under the ERM framework, corporations take on necessary risks to pursue their strategic objectives within their respective risk appetite. The core of the ERM process is efficient risk integration. Inter-relations among risks and risk prioritization are highlighted in the risk integration process under ERM. Certain […]

Liquidity Risk

What is liquidity risk and how managers deal with it? COMMERCIAL AND INVESTMENT BANKING 1. Introduction Technological progress and internationalization has led to rapid innovations in financial markets and regulations. This changing environment in which banks find themselves presents great opportunities but also a wide range of risks while operating. Such risks are interest rate risk, market risk, credit risk, off-balance-sheet risk, technology and operational risk, foreign exchange risk, country or sovereign risk, liquidity risk and insolvency risk. In this […]

The Risk of Hedging in the Banking World

Hedging is a risk management tool to offsetting the risk inherent of price in any cash market position by taking an equal but opposite position in the futures market. Hedging activities protect futures contract holder from fluctuations in the underlying asset’s price. Investors are benefit if the price of underlying asset moves in the same direction as what investors’ expected (“Hedge Fund”, 2009). Short hedge is a short selling by borrowing underlying asset such as commodity, security or financial instruments […]

Risk Essays