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The Impact of Financial Crisis Globally and Bahrain Finance Essay

In this research, I will discuss about the economic crisis in the world in general and Bahrain in particular, in terms of how it affects the social the individual and the community. I will also discuss about what causes the cost of living to be high and unemployment in society and, what the solutions available are. In addition I will be sharing some examples of questionnaires to deepen and further clarify the reasons. Moreover, I will concentrate on how the […]

The Impact of Online Banking on Global Markets Finance Essay

Online banking has been shaping and shaking the financial sector world wide. But sustainability depend on proper understanding of consumer, there demand and the way they use it. The main objective of this report is to focus on technology (especially IT) use in banking sectors. It also focuses on Limited Purpose Bank and Credit Card system. Thus objectives of the study are to: Changes of future banking sector and impact of information systems. Limited purpose bank and use of technology […]

The Impact of Tax Havens on the Economy Finance Essay

The offshore economy is a consequence of the globalization. Its emergence is known as a new economic environment where tax and regulations are relatively lax. As countries are getting closer and borders are blurred, the flow in and out of capital and money, mostly as Foreign Direct Investment, has caused critical changes to the contemporary economy. This essay will examine the impact of the tax havens, which are one of the most important aspects of the offshore economy (beside Offshore […]

The Implementation of Multinational Banks in Emerging Countries Finance Essay

Profit opportunities are related to the characteristics of the country of origin and those of the host country. Foreign banks seize the opportunities that arise in emerging countries. They are attracted by attractive tax regulations and a lower level of taxation, by high prospects of economic growth and efficiency, and the existence of an uncompetitive banking sector. The competitive situation in the host country is an important factor in the choice of location. It is essential for multinational banks to […]

The Industrial Credit and Investment Corporation in India Finance Essay

ICICI (The Industrial Credit And Investment Corporation in India) bank is the 4th largest bank in India incorporated in 1994 which went public in 1997. Earlier in 1955,ICICI came in existence due to World Bank initiative and the government.After that,ICICI announced their Banking subsidiary ICICI bank to overcome their banking operations like deposits,car loans,credit cards.Today ICICI bank has around 1700+ branches and 4271+ Atm’s in India and covers 19 countries globally CORE BUSINESS:- Banking and financial services are the core […]

The Nature and Role of the Financial System Finance Essay

Financial system is a mechanism where economic exchange activities can be done. The economic activities can be done through the interaction between financial institutions and the financial market. The purposes of this interaction are to mobilize fund and providing payment facilities for the financing of commercial activities. With the emergence of Islamic finance, the dual financial systems being introduce. In dual financial system the conventional financial systems operating side by side with the Islamic financial systems. The Islamic Financial system […]

Theoretical Studies of the Sensitivity of Stock Returns Finance Essay

This chapter reviews the theoretical and empirical studies, regarding the sensitivity of stock returns of banks to interest rates and foreign exchange rates. In the course of review, the studies focussing on the interest rate are evaluated first, followed by an exploration of the studies focusing on foreign exchange rates. Finally, the empirical research that explores the effects of both interest rate and foreign exchange rates on stock returns for financial institutions are considered to help present a more accurate […]

The Revolution of the Banking System in China Finance Essay

When discussing the impact of Basel A¡ on banking risk management in China, the liberalization process and considerable reform of banking industry in China will significantly interpret the establishment of modern banking industry and the environment of risk management in banking industry in the past thirty years. Furthermore, this section will indicate particularly significant problems which banks face during the implementation of risk management. This section will introduce the history of liberalization process of banking industry in China and the […]

The Role of Financial Markets and Financial Institutions Finance Essay

What is financial market? In the economics, the financial market is a mechanism that allows the people to sell and buy the financial commodities, securities and other fungible items of value at a low transaction costs and at prices that reflect the efficient-market hypothesis. The financial markets can be divided into different subtypes, there are capital markets, stock markets, bond markets, commodity markets, money markets, derivatives markets, future markets, insurance markets and foreign exchange markets. Next, the capital markets consist […]

The Structure and Content of Basel Ii Accord Finance Essay

Basel II was implemented in the year 2004 by BCBS (Basel Committee on banking supervision), it was to create an international standard of banking regulations on bank’s capital to safeguard financial, operational and market risks. Role of FSA to bank supervision The Financial Services Authority (FSA) is an independent non-governmental body, and a company limited by guarantee responsible for the financial regulation.FSA aims to provide efficient, orderly and fair financial markets to help customers achieve fair deal and to improve its business capability and […]

The Usefulness of Liquidity Credit and Market Risk Finance Essay

This essay explores empirically the usefulness of liquidity risk, credit risk and market risk as risk measures indicators to explain whether German banks riskier than European competitors or not. The sample of reference entities consist of all German banks and eleven European banks and the observation cover the period from1994 to 2008. Using a unique dataset available in Bangor university blackboard website that relates to various characteristics of the individual banks operating in a twelve European Union countries, after dividing […]

Usefulness of Value at Risk and Basel Frameworks Finance Essay

Introduction In order to understand the usefulness of VaR and other risk metrics for the setting of capital adequacy requirements it is useful to compare various measures used by financial institutions and legislative statutes of the Basel Frameworks. Traditional approaches to banking regulation emphasises the understanding that the existence of capital adequacy plays a central role in the long term financing and solvency positions of banks, especially in helping the banks to avoid bankruptcies and their negative externalities on the […]

Who Caused Financial Crisis Investment Bankers or Government Finance Essay

The aim of this essay is to try to examine who was responsible for the financial crisis of the recent years, which hit the whole world’s economy. It is reasonable to blame both the government and the banks, which together contributed to create a speculative financial system, but also the mortgage holders, who asked for loans they were not able to pay. The government lacked enough control and regulation, while the banks focused on making the biggest short-term profits they […]

Why Corporate Governance is Important in Financial Industry Finance Essay

Corporate governance is most often viewed as both the structure and the relationships which determine corporate direction and performance. The board of directors is typically central to corporate governance. Its relationship to the other primary participants, typically shareholders and management, is critical. Additional participants include employees, customers, suppliers, and creditors. The corporate governance framework also depends on the legal, regulatory, institutional and ethical environment of the community. Whereas the 20th century might be viewed as the age of management, the […]

Apple Pay is Attempting to Take over the Banking Industry

Apple Pay is a method of payment that is used on iPhones and is quickly gaining popularity as the years pass. This is making banks worried that they may lose customer loyalty and that Apple may top them. Apple Pay is starting to become more popular. Only a minority use it right now, but it is starting to gain popularity. Apple Pay is great because it can be used quickly, it is digital, so you cannot lose it, and it […]

The Triumph of the Mobile Banking System M-Pesa over its Competitors in Kenya

This paper aims to look into banking situations in Kenya and how M-Pesa, a mobile banking system, has triumphed over them. Over the years, Kenyans have depended on typical banking procedures to deposit, save and withdraw their money. However, since 2008, this has changed, thanks to the advent of mobile banking, M-Pesa. This is a banking service offered by a telecommunications company, Safaricom. Safaricom is the most popular network in the country. M-Pesa is quite a manageable service since all […]

How to Get the Bank Jobs in Singapore after Graduation

Have you done with your graduation and seeking out bank jobs in Singapore? One of the foremost booming sectors within the company area is the banking industry. Thus, if you are looking forward to creating your career within the banking sector? This sector is known to be free from recession, although the small impact was determined on the banking sector further, however, to a lesser extent. But this didn’t have any impact on the recruitment or hiring of employees. The […]

Artificial Intelligence in the Financial Services Sector

Artificial Intelligence (AI) is changing the competitive dynamics of the financial services sector in Africa, driving financial institutions to differentiate themselves by investing in technologies to build new capabilities, improve customer experience and drive growth. Although Artificial intelligence (AI) is at its nascent stage in Africa, it’s gradually making inroads into the business environment. According to a McKinsey report, Africa’s retail banking penetration stands at just 38% of GDP, half the global average for emerging markets. (Roaring to life: Growth […]

Concepts of Advanced Development of the East

One of the key issues in the discussion of relations between the West and the East today is the question of why today and, as it seems to many, China suddenly began to develop so rapidly, why today Europe seems to be rolling back in its economic development, and Asia is developing as a priority. In my opinion, this question cannot be answered by analyzing only some current economic situation. Here, to understand what is happening in General with the […]

“Bullet in the Brain” (literary Analysis)

For most people, having a gun pointed at their head would fill them with immense fear and persuade them to follow the orders of the gun-wielding individual. Unlike most people, Anders from Tobias Wolff’s “Bullet in the Brain” is reluctant to comply with a gunman’s requests when he finds himself in the middle of a bank robbery. Through his witty comments, while facing death and his odd thoughts while dying, Anders’s behaviors prove that his character is unable to act […]

Agriculture Loan Interest Rate: all you Need to Know

Agriculture is the main profession of people in rural India but from the past few decades, it has been facing problems in all parts of the country. Climate change, over production, lack of infrastructure, low prices of agri produce are some of the factors that have caused distress to farmers and it is these reasons that have made the government take note of their plight. The government has announced many pro-farmer policies and also waived off loans to bring them […]

Economic Nationalism

Economic Nationalism was created by Alexander Hamilton, Secretary of the Treasury during the presidency of George Washington. Hamilton did not believe that the United States could be completely self-sustaining until the country was doing well in all economic areas. Hamilton was also the controller of the new system, while England’s Elizabeth the First and France’s Colbert did not approve of the conditions of mercantilism. Over time, even Senator Henry Clay, the “Father of the American System”, wanted the economic system […]

How to Attract Millennials?

According to Visa, Millennials are the fastest growing and largest population segment in the United States with more than 75 million men and women. This statistic is relevant because millennials are our tomorrow, and it is vital to capture their business. Visa further goes on to say that the majority of checking accounts (69 percent) happen prior to college. Although millennials may be familiar with a checking account, they are less familiar with CD’s, they prefer borrowing money from their […]

My Student Loans

Why I defaulted on My Student Loans written by Lee Siegel shares personal experiences when he was young of why he defaulted on student loans. Loan Default can be described as when a person fails to pay of their loan that was given to them on a specific date. Siegel recommends that college graduates should take his route if you owe a lot of money. The route that Siegel chose was to borrow money from the Board of Education, and […]

Andrew Jackson was a Villain?

Everyone in this world have the good and evil faces. They will be known for the good deed by a as well as the bad deeds for certain group of people. Andrew Jackson AKA Old hickory and the hero of New Orleans was the 7th president of the United States of America. He was known to be caring and was associated with many good things during his supremacy such as providing the people with laws that they wanted instead of […]

INFLATION and its EFFECTS on BUSINESS

ABOUT The economy of India has been facing inflation ,which has been a major issue since the last few decades. Inflation is, an increase in the prices of goods and services for a particular period of time,within an economy.The increase in the prices of products , i.e goods and services,can be subjected to various reasons, such as huge demand from increasing population, income of the consumers,few international aspects,etc. INFLATION AND ITS EFFECTS ON BUSINESS – Companies expect inflation rate to […]

The Great Depression the Impact to US History

The Great Depression was a period of time marked by economic turmoil and the struggle to find ways to thrive in a society that was quickly deteriorating. The Great Depression created constant hardship and tension that only continued to escalate as the years passed. This turmoil created by the Great Depression began after the stock market crashed in 1929 and there was no end to the devastation until 1939. The buildup to the stock market crashing was a like a […]

An Influence of the Great Depression

To what extent did New Deal legislation represent a change in American government? This question is particularly important because it shows how the effects and the preventative masseurs of the past directly influence the way things work today. How the Social Security Act, the development of the State Welfare Programs, and Industrial Pensions and Welfare Capitalism stabilized the economy, protect the individual US citizen, and prevent another economic disaster from occurring. The Great Depression was the worst economic disaster in […]

The Great Depression in History

The Great Depression was a turning point in History. Unemployment rate was at its highest and the economy was crashing. It lasted for 10 years, until the New Deal was passed by Franklin D. Roosevelt. The Great Depression was the worst money related decline in the world of industrialization. It went from 1929 to 1939. It began in October of 1929, whenever the money markets crashed. The stock market on Wall Street was an example of rash investment, where everybody […]

The Effects of the Great Depression

The Great Depression was a period of economic struggle lasting from 1929 to 1939. Wall Street spiraled into panic and it cost investors and businesses billions of dollars. Millions of jobs were lost and unemployment reached all time lows. The stock market suffered greatly as less and less people could afford to become investors. The economic difficulties also led to emotional suffering and the morale of the public was low. The real catalyst of the Great Depression was the stock […]

Bank Essays