Balance Sheet Essay Examples - Free Research Paper Topics on StudyDriver.com

Objective and Functions of Asset Liability Management Committee Finance Essay

Introduction ALM means asset liability management. ALM is defined as, “the process of decision – making to control risks of existence, stability and growth of a system through the dynamic balances of its assets and liabilities.” ALM is the process involving decision making about the composition of assets and liabilities including off balance sheet items of the bank / FI and conducting the risk assessment. ALM is an integral part of the financial management process of any bank. ALM is […]

Sime Darby is a Malaysia Based Multinational Company Finance Essay

Sime Darby is a Malaysia-based multinational company that involved in 6 main sectors, namely, plantation, property, motors, industrial equipment, energy and ultilites and healthcare. The company have business in 20 countries and have more than 100,000 employees. The company is founded in year 1910 by two British businessmen, William Sime and Henry Darby. The Plantation and Motors is the main sector for the company. It is the largest revenue generator for the company which has RM16,597.0 million and RM14,126.4 million. […]

Tanga Cement Company Ltd has been doing Well Finance Essay

In this century the uses of financial analytical tools such ratio analysis, trend analysis and common sized analysis is inevitable in any organization or company operations. So in order for the company to succeed it must effectively use financial analysis tool. This is because financial analytical tools help to know the health of the business, how to plan for future, if the business have inventories to support production target, or if the firm have ability to pay creditors and also […]

Understanding Cash Flow and Accounting Methods

Low Bank Balance To encourage clients to hire us we offered a 180-day financing option which allowed our larger customers six months before paying for the services they received. As we just completed our first year of operations this is what we found out regarding our financial stability. We are currently reporting high sales; this is due to our 180-day financing to our larger customers. While this shows that the company is doing well on paper, we have experienced a […]

Financial Statement

CHAPTER ONE INTRODUCTION 1. 1BACKGROUND OF THE STUDY For the past fifteen years Ecobank Ghana Limited has been consistently been at the forefront of Ghana Banking Industry. It has won more domestic recognition than more of its much older competitors; grown into what was hitherto Ghana’s largest merchant bank; and gone on to become one of the first bank in the country to become universal bank, offering commercial as well as merchant banking products and services. Ecobank Ghana Limited has […]

Principles of Managerial Finance

PART 1 Introduction to Managerial Finance CHAPTERS IN THIS PART 1 2 3 The Role and Environment of Managerial Finance Financial Statements and Analysis Cash Flow and Financial Planning INTEGRATIVE CASE 1: TRACK SOFTWARE, INC. CHAPTER 1 The Role and Environment of Managerial Finance INSTRUCTOR’S RESOURCES Overview This chapter introduces the student to the field of finance and explores career opportunities in both financial services and managerial finance. The three basic legal forms of business organization (sole proprietorship, partnership, and […]

Hookah Bar Business Plan

Cowboy HookahTM Business Proposal Executive Summary Cowboy Hookah is a hookah bar concept that will be located in Laramie, WY to serve as an alternative place for customers to relax and enjoy a cultural experience. The focus will be to bring in students from the University of Wyoming and community members as well as young professionals in the area. The bar will be located in downtown Laramie and be managed by a team of four owners. The business will generate […]

Hershey Foods Vs. Tootsie Rolls

Investment: Heshery Foods versus Tootsie Rolls Financial Comparison A comparison of 2004 Hershey’s and Tootsie Roll, questions needed to determine which company is better off: Are the company’s operations profitable? To consider this I will be looking at the Income Statement. If the company’s revenue exceeds its expenses it will report net income or will report a net loss. This will report on the success or failure of the company’s operation by reporting its revenue and expenses. Hershey Foods reports […]

Hero Honda Financial Analysis

Investment Decisions Analysis Company: Hero Honda Motors Ltd. Balance sheet | | | | | | | | |YEAR |Mar’ 10 |Mar’ 09 |Mar’ 08 |Mar’ 07 |Mar’ 06 | | | |Fixed assets | |Gross block |2,750. 98 |2,516. 27 |1,938. 78 |1,800. 63 |1,471. 97 | |Less : revaluation reserve |- |- |- |- |- | |Less : accumulated depreciation |1,092. 20 |942. 56 |782. 52 |635. 10 |522. 60 | |Net block |1,658. 78 |1,573. 71 |1,156. […]

The Results of Factoring in Finance Management

This involves the sale at a discount of accounts receivable or other debt assets on a daily, weekly or monthly basis in exchange for immediate cash. The debt assets are sold by the exporter at a discount to a factoring house, which will assume all commercial and political risks of the account receivable. In the absence of private sector players, governments can facilitate the establishment of a state-owned factor; or a joint venture set-up with several banks and trading enterprises. […]

The Sources of Finance Available to an Organization

Sources of Finance Finance is essential for a business’s operation, development and expansion. Finance is the core limiting factor for most businesses and therefore it is crucial for businesses to manage their financial resources properly. Finance is available to a business from a variety of sources both internal and external. Internal sources of finance Funds which are available within the organisation and consist of: Personal savings Business borrows personal money of a shareholder, partner or owner for a business’s financial […]

THE LEGAL ELEMENTS of FINANCING in BUSINESS

Balance sheet: This financial information sheet is very important as it illustrates the company’s financial status and stability, as it summarises how the company is being operated, as well as listing its liabilities and assets (Alexander and Britton, 2004). The term balance sheet explains its intention of presenting financial data as its two parts are intended to balance and show equality, and would normally include the following information: (International Labour Office, 1991) Current assets Fixed assets Current liabilities Long-term liabilities […]

The Management of Fianancial Resources and Decisions

Sources of Finance Js and Co. must be very aware of the importance to use the appropriate sources of financing meeting the needs of your company. Sources of finance to business There are different sources of finance,namely : Short term finance- Trade credit Commercial banks -overdraft Fixed deposits for a period of 1 year or less Advances received from customers Various short-term provisions Operating lease. Medium term finance- Debentures/bonds Public deposits/fixed deposits for duration of three years Commercial banks – […]

The Issues of Managing Financial Resources and Decisions

Before studding and researching any business organisation or company first we have to know nature, purpose and role of accounting of the business. We know, there are various types of business in the word such as Sole trader, Partnership, Private limited company and so on. The Trevor Plc. is well known famous wholesale distributors and Private Limited Company. Although it is not too large organisation but now it recently gains rapid economics prospect due to its successful management process and […]

The Importance of Financial Management to an Organisation

“Credit control is the process of control over payments coming into and going out of the firm. It is mainly concerned with the firm’s and the firm’s debtors. Tight credit control is important if a firm wants to avoid cash flow problems” (Garrison, Ray. H., et al : 2009). According to(Kaplan, Robert. S., Bruns. W, 1987) Cash or finance is considered the life blood for any business. In the current competitive era Granting credit in order to win sales is […]

Short Term and Long Term Debt Financing

The aim of this paper is to propose two sources of short term and long term debt for Ditchling Ltd. The paper will seek to identify the reasons of finance in the company and suggest the most appropriate sources based on those reasons. 2.0 BUSINESS BACKGROUND Ditchling Ltd is a Residential Care Service which is registered and regulated by the Care Quality Commission. It delivers professional high quality support services to adults with learning disabilities and associated challenging behaviour in […]

Sources of Finance Available to a Startup

For many businesses, the issue about financial sources (where to get funds from for starting up) can be crucial for the success of the business. They are divided into internal and external sources. We have to choose the best financial option in order to open our new retail pharmacy. In fact, the type of finance being chosen will depend on what kind of business and how much money is needed and how the money is spent. Personal savings are amounts […]

Raising Capital through Private Equity

1.3 Definitions of equity: Equity is the owner’s interest into the firm or business as on preferred stock or common stock. It is equal to the total assets less total liabilities it is called as the net book value or the net worth or the shareholders equity. There is a real state so there is difference between the property owners and the owners owes against that property. The future trading context there is a value for the for the securities […]

Politics of Leadership in a Global Economy

The main objective of this paper is 2008 annual report analysis of Mc Graw-Hill companies. Education segment, information Media and financial services are operated by Mc Graw-Hill companies. Annual report cover page photo describes their three business segments with motivation quote that is “Managing for today // Preparing for tomorrow”. CEO letter describes their business segments mission, vision past performance, future prospects, products and customers and causes to decline profits, strategies for generating effective results and what changes they are […]

Mortgage Bonds a Bond Secured by a Mortgage

A mortgage bond is a bond secured by a mortgage on one or more assets.A These bonds are typically backed by real estate holdings and/or real property such as equipment. In a default situation, mortgage bondholders have a claimA to the underlying property and could sell it off to compensate for the default. Mortgage bonds offer the investor a great deal of protection in that the principal is secured by a valuable asset that could theoretically be sold off to cover the […]

Managing Financial Principles and Techniques Conducting Operational Audits

The financial statements are prepared for the purpose of presenting a periodical review or report of the progress made by the concern. It shows the Aµstatus of the investment in the business and result achieved during the accounting period. “Financial Statements” refer to at least two statements which the accountant prepares at the end of a given period. These statements are Profit and Loss Account (Income Statement) and Balance Sheet (Position Statements).The purpose of Profit and Loss Account is to […]

How Important is Finance to a Company

Finance is important to any company, because enough capital ensure the smooth operation of company. Faced many kinds of way to finance, company must choose a reasonable method. Debt can cut down the cost of capital but increase the risk as well. Equity has low risk but high cost. So by analyzing the capital gearing is important. Beside, the WACC also can assess the financial condition. As an international mining company, Xstrata pay great attention to the strategy of finance. […]

GiDa Ltd: Analysis of Financial Performance

GiDa Ltd Analysis of financial performance Table of Contents 1 Introduction 2Financial Statements and ratios 2.1Income statement 3.2Balance Sheet 3Limitations 4Overdraft reduction plan 5Conclusion Bibliography Appendix 1 – GiDa Ltd – Income statement Appendix 2 – GiDa Ltd – Balance Sheet Appendix 3KPI’s The following report has been produced by Drake Consultancy on behalf of GiDa Ltd, a corporation that is involved in the design and manufacture of casual and leisure clothing aimed specifically at the higher-income young persons market. […]

Finance Analysis of United Utilities and Bristol Water

Title: A comparative financial analysis of United Utilities and Bristol Water to determine who is in the financially healthier position – focusing on the interpretation of the figures (what they mean now and in the future) and interpretation (what they mean now and for the future) of key ratios applied. Financial Health A company’s financial health is defined as the state of its finances at a particular time. It is measured by taking a snapshot of its assets and liabilities […]

Financial Analysis of Banking Sector of India

Financial Analysis of banking sector of India: Special Reference to Private Sector Banks Financial statements are those statements which provide information about profitability and financial position of a business. It includes two statements, i.e., profit & loss a/c or income statement and balance sheet or position statement. The income statement presents the summary of the income earned and the expenses incurred during a financial year. Position statement presents the financial position of the business at the end of the year. […]

Factoring Accounts Receivables into Business Finance

In short term financing, factoring forms an important part. Factoring is a financial transaction whereby a business sells most of its accounts receivable to a third party who is called a factor at a discount in exchange for immediate money with which to finance continued business. In pledging accounts receivables, the firm retains title to the receivables whereas in factoring of account receivables are transferred titles by selling them. Factoring differs from a bank loan in 2 main ways. First, […]

DATA and MEASUREMENT of VARIABLES WITHIN the ECONOMY

We form our variables using data derived from the financial statements contained in the Stock Exchange and company’s websites. Our sample consists of all Oil and Gas Marketing companies listed with Stock Exchange. Following Table will make you understand about the Variables, Determinants, Measures and their references using the same measure. Determinants Measures used Some refrence using the same measures LEV(Leverage) Total Liability – Equity ÷ Total Assets Waliullah&Muhammad Nishat (2008), NikolaosEriotisDimitriosVasiliou and Zoe Ventoura-Neokosmidi(2007,Rajan and Zingales(1995), Shah and Hijaz(2004), […]

Evaluating the Financial Results Example for Free

Over the past year, both the retail investment and occupational environment have been more challenging by the twin impacts of austerity at home and the debt crisis in Europe (British Land, 2012). General retailers, who sell a wide variety of goods to the public, are now facing a historically difficult situation due to the retail market in the UK continues to undergo significant change. Based on their 2011 and 2012 annual reports, five British companies operating worldwide will be analysed […]

Financial Performance of Marks and Spencers Example for Free

CURRENT RATIO The current ratio tells us about the liquidity of the company. It is the ratio which tells us the company’s ability to pay off its liabilities using the current assets in case the company is liquidated. Higher the current ratio, the better it is. Marks and Spencer’s current ratio is on the lower side year by year from the year 2010-2009 in comparison with rivals such as Tesco Plc and this ratio indicates a higher margin of safety […]

A Study on Financial Performance Example for Free

Kennedy and Muller, has explained that The analysis and interpretation of financial statements are an attempt to determine the significance and meaning of financial statements data so that the forecast may be made of the prospects for future earnings, ability to pay interest and debt maturines (both current and long term) and profitability and sound dividend policy. T.S.Reddy and Y. Hari Prasad Reddy (2009), have stated that “The statement disclosing status of investments is known as balance sheet and the […]

Balance Sheet Essays