Risk Management Essay Examples - Free Research Paper Topics on StudyDriver.com

Critical Examination of the Risk Management in an Organisation

The Task You are asked to research, critically examine and discuss the ‘risk management’ process within an organisation. Examine and discuss each step below which forms part of the risk management process followed within an enterprise. Explain the reasons behind each step, what each step achieves for the enterprise and give examples. Risk Management process is a five step process first is by establishing or clearly understanding the risk in which the situation exist by considering the strategic context or […]

Critically Discuss the Importance of Scenario Planning to Develop Risk Management and Crisis Management Plans

Critically discuss the importance of scenario planning to develop Risk Management and Crisis Management plans Introduction Scenario planning plays an important role in developing risk management and crisis management plans. A good scenario planning always helps organizations to see possible futures and deal with crisis and risk successfully when emergencies happen. Consequently, most companies would like to spend amount of time and efforts in a formal, value scenario planning, so that they could get a clear futures and take appropriate […]

Risk is Present Everywhere Finance Essay

Risk is present everywhere. It is an important player in any financial system. As such, the banking institution should manage their risk efficiently in order to survive in this highly uncertain world. . It can be said that “Banks are in the business of managing risk, not avoiding risks” or “a bank’s success lies in its ability to assume and aggregate risk within tolerable and manageable limits.” First author Prof RekhaArunkumar and second Author Dr. G. Kotreshwar. Only those banks […]

Risk Assessment and Risk Management

Assessment 4 Risk Management In the world of business, risk is always associated regardless of how small or big your business is. It is essential to have an excellent management plan to protect the entities reputation and assets. To create a good management plan a risk management process, is a process that aides risk managers to set up priorities and assists in ensuring comprehensive management efforts, is being utilized. Risk management process is composed of six steps namely: Determine the […]

Credit Risk in Banking Finance Essay

Credit in bank is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date (Joan Selorm Tsorhe p.6). However, credit risk arises whenever a lender is exposed to loss from a borrower, counterparty, or an obligor who fails to honor their debt obligation as they have agreed or contracted (Colquitt 2007, 1). Credit risk implies that payments may be delayed or ultimately not paid at all, which can […]

A Risk Analysis of Grasim Industries Finance Essay

GRASIM INDUSTRIES is one of the leaders in cement industry. It is apart of ADITYA BIRLA GROUP. It is the second largest producer of cement after ACC limited. KUMAR MANGALAM BIRLA is the chairman of Grasim industries. RISK ANALYSIS Some of the key risks affecting the Company are illustrated below: Economic Risk Due to the opening of world trade and diminishing tariffs, the Company is faced with the threat of pressure on margins on products. To counter these, the Company […]

Operational Risk has been Often Underestimated Finance Essay

Operational risk has been often underestimated and set aside in relation to other risks by many insurance companies during the past, especially in insurance and banking industry. Nowadays, operational risk has been given more attention, as it has been realized that proper and effective operational risk management can significantly reduce unnecessary operational losses. It can also result in enhanced productivity and more effective and efficient business processes that are crucial for every organization. Managing operational risk is not an easy […]

The Credit Risk of Banks Finance Essay

The aim of the study is to assess the credit risk management of major banks in Mauritius. This chapter presents the review of related research of the component credit risk management. Banks main activities and operations are based on the management of wide range of equity capital, assets and liabilities. Greuning, H.V and Bratanovic, S.B (2003) pointed out that Adequate risk management is therefore a must and forms part of effective banking operation. Common cited risks include; operational risk, liquidity […]

Risk Areas of the Royal Bank of Canada Finance Essay

Royal Bank of Canada (RBC) is the largest bank in Canada in terms of the assets and market capitalization. It provides diversified financial services including Canadian and international banking for personal users and commercial users, wealth management services, insurance, corporate and investment banking, capital markets and transaction processing services. Risks are lack of certainty of outcome and they are measured by set of probabilities in order to estimate the loss. A superior wealthy financial service company should be able to […]

Risk Manager Can Make Optimal Use of Insurance Finance Essay

Recently, the subprime mortgage crisis and the European debt problems spread all over the world. Many companies were influenced by all kinds of problems and faced with risk loss. Therefore, corporate risk management becomes more and more important in operating business. There are several kinds of risk management strategies. However, insurance is the most common and popular tool among these numerous strategies. In the crisis, many companies survived rely on the insurance. This essay will discuss the risk management and […]

Financial Institution Management Failures during the Crisis Finance Essay

The Global Financial Crisis of 2008 was brought about by a confluence of factors such as imbalances in savings-rates, prolonged periods of loose monetary policy and regulatory oversight. Financial Institutions involved in rapid innovation to improve profitability in this environment. With abundant money supply and availability of innovative products, banks continually leveraging themselves and expanded their assets both on the balance sheet and off the balance sheet. However, an important aspect that cannot be ignored in this analysis of the […]

Liquidity Risk in the Finance and Banking Sector Finance Essay

I would like to choose liquidity risk for my assignment. Why I have selected liquidity risk? It is because there are some points or question I would like to understand. First reason is about the financial crisis. At 2007, the financial crisis interpreted how quickly and severely liquidity risk can crystallize and certain sources of funding can disappear. It shows the need for the valuation of assents and capital adequacy. The emergence and development of the financial crisis was fully […]

Strategies for Liquidity Management in Banking Finance Essay

The global financial crisis in the second quarter of 2008 brought down not only the United States but also the whole world, estimated to destroy more than $1,4 trillion (IMF 2008b). The causes are known as the vicious cycle related to low interest rates, securitization, and bubble of housing market. All of them laid the world into turbulence, which is aggravated by the huge number of specialized mortgage lenders and securities unregulated by the government institutions. The necessary of reviewing […]

The Risk Involved in Investing in Real Estate Finance Essay

When a person acquires real estate, she/he also acquires a set of rights, including possession, control and transfer rights. In order to achieve capital appreciation investment in real estate involves the commitment of funds to property with an aim to generate income through rental or lease. However, the real estate income can be highly unpredictable and consequently investment in real estate is very risky as it is the case with investment in equity. One of the main reasons for the […]

The Problem with Bank Liquidity Management Finance Essay

This chapter focuses on the results obtained based on the empirical analyses conducted to test the research objectives. The descriptive statistics calculated for the sample are provided in the sections that follow. That is, the data pertaining to the variables included in the study, as collected by the questionnaire is summarised by means of calculation of descriptive measures. In this manner, the properties of the observed data clearly emerge and an overall picture thereof is obtained. The descriptive and inferential […]

Literature Review of Managing Risk in Farming Concepts Finance Essay

Joy Harwood, Richard Heifner, Keith Coble, Janet Perry, and Agapi Somwaru (1999), "Managing Risk in Farming: Concepts, Research, and Analysis", Agricultural Economic Report No. 774. Washington DC, Economic Research Service, U.S. Department of Agriculture. Risk and Risk Management Risk is the possibility of adversity or loss (Bodie and Merton) and refers to "uncertainty that matters." Consequently, risk management involves choosing among alternatives to reduce the effects of risk. Risk management typically requires the evaluation of tradeoffs between changes in risk, […]

Usefulness of Value at Risk and Basel Frameworks Finance Essay

Introduction In order to understand the usefulness of VaR and other risk metrics for the setting of capital adequacy requirements it is useful to compare various measures used by financial institutions and legislative statutes of the Basel Frameworks. Traditional approaches to banking regulation emphasises the understanding that the existence of capital adequacy plays a central role in the long term financing and solvency positions of banks, especially in helping the banks to avoid bankruptcies and their negative externalities on the […]

Objective and Functions of Asset Liability Management Committee Finance Essay

Introduction ALM means asset liability management. ALM is defined as, “the process of decision – making to control risks of existence, stability and growth of a system through the dynamic balances of its assets and liabilities.” ALM is the process involving decision making about the composition of assets and liabilities including off balance sheet items of the bank / FI and conducting the risk assessment. ALM is an integral part of the financial management process of any bank. ALM is […]

Role of a Treasurer in Identification of Risk Finance Essay

Companies have always been facing many risks that gained complexity with the passage of time. Such risks became impossible to be managed by a single person and required the assistance of experts to deal with them. The trend of adopting the globalization policy and exploiting the advantages offered by the international markets has caused many risks to enter the operations of the multinational companies. The management of this risk has been necessary as they cast their impacts directly on the […]

Risk Framework Analysis

Table of Contents Introduction Types of Business Risks Risk Framework Strategies and Initiatives of the Selected Companies Effective Risk Management Framework of Abu Dhabi Insurance Company A·Assessment Techniques A·Effectiveness Measures Risk Management tools in Market International Insurance Company Abu Dhabi National Insurance and Market International- A comparison of financial statements 1.Capital management framework: 2.Regulatory Framework: Conclusion References Comparison of risk management between Abu Dhabi National Insurance Company and Market International insurance company. Introduction Risks are a natural part of all […]

Management Information Systems Report London Olympics 2012

Management Information Systems Report London Olympics 2012 This report analyses the need and the reasoning for a management information system for the security department during the Olympics London 2012. This report looks at the functions of the security department and how they will benefit from an effective information management system. Furthermore, the report discusses how management information systems are used for decision making and the importance of implementing such systems within any organization. Executive summary One of the most fundamental […]

Project Management Plan

LITERATURE REVIEW Having seen in the previous chapter about the Project management is a carefully planned and organized effort to accomplish a specific (and usually) one-time effort, for example, implementing a new computer system. Project management includes developing a project plan, which includes defining project goals and objectives, specifying tasks or how goals will be achieved, what resources are need, and associating budgets and timelines for completion. It also includes implementing the project plan, along with careful controls to stay […]

Resource Management Assignment

Introduction In the study of organizationresource managementis the effective and efficient use of resources of an association’s resources while they are necessary. These resources may comprise human skills, information technology (IT), inventory, financial resources and production resources. In the sphere of processes, techniques, project management and philosophies as to the finest approach for allotting resources have been urbanized. Resource management is a main component to activity resource approximating and the project human resource management. These both are vital elements of […]

Disaster Management – the Discipline of Dealing with and Avoiding Risks

The role of “students” in any capacity is to learn as much as they can about the subject at hand. In the case of disaster management, this is a very wide open field. A student should learn causes of disasters and figure out ways to reduce the risk of an catastrophe from happening in the first place. Here is what wikipedia has to say about disaster management: Emergency management (or disaster management) is the discipline of dealing with and avoiding […]

Concept of Risk in Construction Industry

3.1 General risks The meaning of risk changes when time goes on and the meanings differ when they are at the specific socio-cultural and historical contexts which we are located in. (Deborah Lupton, 1999) Risk is exposure to the possibility of economic or financial loss or gain, physical damage or injury, or delay, as a consequence of the uncertainty associated with pursuing a particular course of action (Cooper, Chapman, 1987).According to Cornelius Keating, risk is not the present problem which […]

System Engineering Management Plan

System Engineering Management Plan (SEMP) 1 Statement of work In 20th century, system engineering has been developed for human beings in order satisfy their needs in transportation services by implementing multipurpose vehicle. The aim of inventing amphibious automobile is to travel on the road as well as operate in water as water vehicle. The objective of our team is to produce an energy efficient, environmentally friendly consumer vehicle which can compete Richard Branson’s record set in the Gibbs Aquada implemented […]

Foreign Exchange Risk Exposure on Toyota Motors Performance

The globalization phenomenon allows companies to internationally expand their sales and production activities. A consequence of this phenomenon, however, is the existence of foreign exchange rate exposure which can impact the company’s profitability, net cash flow and market values. In the past years, several academic researches have been developed in order to explain and analyze how foreign exchange risk exposure fluctuations affect a multinational company or a purely domestic company value, and how this risk is influenced by the company’s […]

Financial Market Essay Example Pdf

A commercial bank is a type of financial intermediary and a type of bank. After the Great Depression, the U.S. Congress required banks only engage in banking activities, whereas investment banks were limited to capital market activities. Since the two no longer have to be under separate ownership, some use the term “commercial bank” to refer to a bank or a division of a bank primarily dealing with deposits and loans from corporations or large businesses. Commercial bank is the […]

Public Financial Management

Introduction The world economic crisis resulted from the financial crisis in the US real-estate market and spread to the entire world. This economic crisis is considered a major economic crisis which will last for more years with heavy impacts on the world economy. The UN predicted that world economic growth will not exceed 1 % in 2009 (Kochhar 2008). This critical situation presents real challenges to all world economies including Egypt. Egypt should review its financial policies including exports, investment, […]

The Global RISK Example for Free

On a global scale, several important firms are determined to attain “Agile management” as this enhances a company’s capability to swiftly manage” internal and external” transformation and gain competitive advantage (Khosrow-Pour, 2001, p 831). An “agile” company is adept in its ability to “detect changing markets, rapidly learn to take advantage of these market changes, detect new techniques, adapt these techniques to organisational culture” in order to incorporate them into the company “while maintaining their spirit”, efficiently exploiting them to […]

Risk Management Essays