Money Essay Examples - Argumentative Topics for Research Papers

Faculty of Business Environment Finance Essay

Hewlett is a general merchandise retailer based in Greece. This report will analyze the companys credit worthiness by reviewing its recent financial performance while considering the influence of the Greek economic climate in the same timeframe. According to the financial statements for the year ended 30 June 2012, both sales and gross profitability have grown steadily over the last three years, although less so between 2011 and 2012 as compared to the 2010/2011 figures. Sales revenue grew 18.9% from A”A1.85B […]

Financial Indicators Asset Turnover Finance Essay

The graph clearly shows the asset turnover of the four firms Digi Box 0.53x, Little World 1.07x, Blue 0.43x and Mersal 0.24x here the average asset turnover is 0.57x. The asset turnover ratio represents the turnover of assets by dividing sales on total assets (Brigham & Houston, 2007). The asset turnover ratio shown in the graph revealed that Little World is the leader when it comes to volume of the business with respect to its total asset investment with asset […]

Financial Risk Management Consultancy Finance Essay

Sometimes companies are faced with tough investment decisions to make. Mostly, these are decisions that affect the future growth or perpetuity of a particular company. Each company would like to know the expected returns in future so that it may plan ahead. However, with the current volatility in the market where prices are fluctuating without warning, it becomes hard to pinpoint what a company will be worth in future or at what price the commodities of the company will be […]

Fixed Rate Treasury Notes Finance Essay

The Philippine domestic bond market consists of 2 types of bonds – short- and long-term bonds; mainly issued by the national government. The majority of bonds in the Philippine bond market are the Treasury notes and bonds. Though the corporate bonds make up a small percentage of the overall bond market, they have been steadily growing their share in the last few years. Over the last 5 years, the Philippine fixed income market has put in efforts to bring structure […]

Funding for Potential Businesses Finance Essay

In every business, there is need for funding to ensure a stable running of the business. Before coming up with any form of business, all aspiring business people need to look for a stable source of income to put in place all the required things for the running of the business. Starting any business without a stable capital might lead to the collapse of the business in a very short time. The most important thing that potential businessmen should do […]

Importance of Institutional Investors Finance Essay

Assess the importance of institutional investors for financial markets. Institutional investors are organizations which pool large sums of money and invest those sums in securities, real property and other investment assets. They can also include operating companies which decide to invest their profits to some degree in these types of assets. Types of typical investors include banks, insurance companies, retirement or pension funds, hedge funds, sovereign wealth funds, endowment fund, investment advisors and mutual funds. A financial market is a […]

Indirect Listed Property Offers Finance Essay

This paper studies an evaluation of the risk factors between the unsecuritised (direct) Property investment markets in comparison to the securitized (indirect) property investment markets. The real estate global market functions through both direct and indirect property investment, without prejudice Investing in real estate markets overseas can turn out to be a venture into the unknown, an encounter with unfamiliar political and economic environments, unstable currencies, strange cultures and languages, it is assumed the indirect market offers the experienced investor […]

Interim Report Project Title Finance Essay

According to the voice of banking and financial services (2013), the UK banking sector is unique due to its remarkable size, efficiency, breadth, dynamism and diversity. In fact, UK banking industry ranks as the third largest, following the USA and Japan. The domestic markets mainly focus on personal and corporate lending, while the international markets are to enable the fine functioning of global capital markets and provides investment management services to overseas corporations especially the multinational companies, governments including China, […]

Kamal Pvc Industries Pvt Finance Essay

The area in the finance of dealing with the decisions on monitory grounds is identified as corporate finance. Maximize shareholder value is the primary object of corporate finance. The decisions and techniques can be long term or short term. The long term decisions are pertaining to capital investment which consist with equity or debt financing and when or whether payment of dividends to shareholders. Decisions deal with current assets and current liabilities such as managing inventories, cash and short term […]

Most Popular Valuation Method Finance Essay

This method is the most popular valuation method which is mainly used in valuing of residential and commercial properties. This consists of direct comparison upon the prices paid for similar properties in the open market. It is required to consider a property from same geographical area and quite recent transactions for the better accuracy of valuation. E.g.:- Size of the land = 10 parches The price of recently sold, 12 parches land in same geographical area (assumed that under the […]

Philosophy of Islamic Banking Finance Essay

A banking system that isA based onA the principles of Islamic law (also known Sharia) and guided by Islamic economics is known as Islamic banking. Two basic principles behind Islamic bankingA are the sharing of profit and loss and, significantly,A the prohibition of the collection and payment of interest. Economic justice requires a viable economic system supported by an efficient banking system. Interest based banking has proved to be inefficient as it fails to equitably distribute wealth which is necessary for the well-being of […]

Risk is Present Everywhere Finance Essay

Risk is present everywhere. It is an important player in any financial system. As such, the banking institution should manage their risk efficiently in order to survive in this highly uncertain world. . It can be said that “Banks are in the business of managing risk, not avoiding risks” or “a bank’s success lies in its ability to assume and aggregate risk within tolerable and manageable limits.” First author Prof RekhaArunkumar and second Author Dr. G. Kotreshwar. Only those banks […]

Risk Management Case Studys Finance Essay

The financial statements are prepared under the historical cost convention, ongoing concern basis and in terms of the Accounting Standards. The Company follows the mercantile system of accounting and recognizes income and expenditure on accrual basis to the extent measurable and where there is certainty of ultimate realization in respect of incomes. In case of foreign subsidiaries, being non-integral operations, revenue items are consolidated at the average exchange rate prevailing during the year. All assets and liabilities are converted at […]

Sole Proprietorship Partnership Corporation Finance Essay

Provides vision for identification and selection of proper corporate strategies and business projects that add value to their concerns. Forecasting the fund requirements of Concerns and devise strategies for acquiring those funds. The various forms of organisation are- Sole Proprietorship Partnership Corporation Following are the advantages/ disadvantages of forms of organisation- Forms of Organisation Advantages Disadvantages Sole Propreitorship Easy formation Few & liberal government regulations No corporate income taxes and other tax liabilities are also low. Amount of investment is […]

Structure of Financial System Finance Essay

The financial system is the backbone of every country and is a symbol of economic strength of that country. The financial system acts as a transformer of present into to better future. A better future of the economy can be secured only by a sound and effective financial system. Financial system in simple terms can be defined as a set of all activities related to financial institutions, financial markets, financial services and financial instruments (see figure 1.1. The main function […]

The Cash Flow Analysis Finance Essay

A cash flow statement is a statement which explains the various sources from which the funds are raised and the uses to which these funds are put. Complementing the balance sheet and income statement, the cash flow statement (CFS), a mandatory part of a company’s financial reports since 1987, records the amounts of cash and cash equivalents entering and leaving a company. The CFS allows investors to understand how a company’s operations are running, where its money is coming from, […]

The Dividend Relevance Theory Finance Essay

INTRODUCTION The paper starts by examining the effect of taxes on earning of a corporation in respect of dividends & capital gains. In the journal article prepared by (Brennan, 1970) he asserted through the work of (Selwyn, 1967) that “corporate earnings are paid out entirely as dividends and are taxed as personal income.” In addition to this, (Selwyn, 1967) also stated that “corporate earnings are translated into capital gains with all gains being realised immediately by investors and taxed at […]

The Dubai Islamic Bank Finance Essay

Dubai Islamic Bank was established in 1975 and in the date of today it is one of the larger banks of Dubai and the country UAE. At the start of 2008, the bank, i.e. Dubai Islamic Bank had 48 branches in the country, and about 100 ATMs. At the end of 2008, DIB had 54 branches, and it is expected that it will open 10 another branches more to have a total of 64 branches by the end of the […]

The History of Gold Finance Essay

Gold has been valued as a global currency, a commodity, an investment and used as jewellery for thousands of years. Most people believed that gold is safe haven asset because it hedge against inflation and dollar depreciation. Gold can store their value over the long period. For investors they bought gold as tactical assets in order to capitalize the positive price outlook or to maximize the return from gold trading. Gold also used to help diversify a portfolio in order […]

Theory on Capital Structure Finance Essay

Theory on capital structure: Capital structure is the combination of debt and equity. Asymmetric information, tax benefits associated with debt use, bankruptcy cost and agency cost are some important theories that are used to explain the capital structure decisions. Bankruptcy costs are the cost obtained when the theoretical probability that the firm will default on funding is greater than zero. Bankruptcy cost could be both direct and indirect. Examples of direct bankruptcy costs are the approved and administrative costs in […]

The Ring Fencing Proposal Finance Essay

Since the financial crisis in 2008, the economy around the world has been growing slowly, especially in developed countries. And stock markets in many counties experienced downturns. Fox example, the peak point is around 14,000 points for Dow Jones Industrial Average index in 2007, while it declined to 6,600 in 2009. Also the unemployment rate suffered badly, a larger number of youngsters cannot get a job and even some employee has to work less to share workload with other employee. […]

The Separation Theorem States Finance Essay

First, the company should take on investment projects that offer higher rate of return and regardless of the preferences of the firms owners. Shareholders wealth will be maximized by investing in as many such projects as are available. Second, investments preferences of individual shareholders are irrelevant in making corporate investment decisions. If Costco Wholesale Company makes a right decision to invest on a certain projects, this will take the value of company to the maximum level. As a result, the […]

Types of Derivatives Traded Finance Essay

OTC derivatives are contracts which are privately negotiated and traded directly between two parties. Trade takes place excluding exchange and other intermediaries. Being largely unregulated when it comes to disclosure of information, the OTC derivatives market is the largest market for derivatives. Products such as swaps and forward rate agreements are examples. Given that trades happen in private, recording of OTC figures is difficult and this can be clearly noted from the Bank for International Settlement (BIS) figures. The total […]

Working out Payback Periods Finance Essay

Because there is capital rationing, profitability index (PI) will be the best method to apply in deciding which projects the company should undertake. Profitability index will show the return on investment and not just the absolute profit like the Net present Value. But before appraising the proposals using profitability Index, the entire methods used in question one will be used. PAYBACK PERIOD Using pay back period method to assess the proposals, proposal 5 would rank 1st because it can pay […]

What is Important in Life Money or Happiness?

Happiness is not tradable or profitable, its an emotion for example, sadness, anger etc, it measures your entire life up until the present moment. It tends to last long or short for many people, happiness depends on ourselves according to Aristotle’s, but happiness means differently to everyone as what they are looking for. Our life consists in achieving, through the course of an entire lifetime—health, wealth, knowledge, family, friends. Happiness is a personal thing based on relationship, goal reaching, self-esteem […]

Happiness is more Important than Money

Money is the most important thing in our day to day lives. We use money for just about everything whether its for shopping, getting food, or buying a house. Most people believe money can buy your happiness just because money is a big part of everyone’s life (“Money Can’t Buy Happiness «?Nicole | This I Believe”). Even many famous people suffer from depression and they have lots of money. Money can’t buy someone’s pure happiness. Money is a materialistic object […]

Accounting Rate of Return Arr Finance Essay

The aim of this Capital Investment Appraisal Report is to evaluate two transport infrastructure projects for the city of Coventry using four different appraisal techniques and make a recommendation based on the calculations as to which project would be most profitable. The budget is £30 million and the projects are mutually exclusive, which means only one can be undertaken. Project 1 is a new tram network and would link major parts of the city. Project 2 is a new toll […]

An Interim Report on Currency Hedging Essay Example Pdf

The project involves understanding of Foreign Exchange and Currency Hedging related to Indian Economy. This basically will deal into studying various factors leading to currency movements both domestic as well as international. To understand the importance of Currency Hedging to corporates and business houses, advantages and various shortcomings that they face. The project aims to understand the major issues in Currency hedging, how currency hedging can be used to protect against currency volatility and seeks to find solutions to the […]

Report on the Company Next Plc Essay Example Pdf

NEXT Plc This investor report will cover all key areas such as cash generation, income, management of assets, quality of investment made, performance in the relative sector and dividend policy and cost of capital. On the basis of current and past performance of the company and data provided in different annual sheets and news of the company, this report will help give a clear picture as to whether an investor should sell, hold or buy shares of Next plc. Next […]

The Impact of Fixed Income Securities Essay Example Pdf

Collateralized Borrowing and Lending Obligation is a fully collateralized and secured instrument for borrowing and lending money. It is a money market instrument approved by the RBI and is backed by government securities as collaterals. CBLO creates an obligation on the part of the borrower to repay the money borrowed along with interest on a predetermined future date and provides a right to the lender to receive the money lent along with the interest on a predetermined future date. CBLO […]

Essays on Money