Money Essay Examples - Argumentative Topics for Research Papers

Financial Performance of Marks and Spencers Example for Free

CURRENT RATIO The current ratio tells us about the liquidity of the company. It is the ratio which tells us the company’s ability to pay off its liabilities using the current assets in case the company is liquidated. Higher the current ratio, the better it is. Marks and Spencer’s current ratio is on the lower side year by year from the year 2010-2009 in comparison with rivals such as Tesco Plc and this ratio indicates a higher margin of safety […]

Global Financial Crisis Example for Free

The termA financial crisisA is applied to a variety of situations in which some financial institutions suddenly lose a large part of their value of assets. A financial crisis is generally known as Recession. In the 19th and early 20th centuries, many financial crises were associated withA banking panics, and manyA recessionsA coincided with these panics. Other situations that are often called financial crises includeA stock market crashesA and the bursting of other financialA bubbles,A currency crises, andA sovereign defaults.A […]

Changes of International Settlement Example for Free

Bank of international settlement (BIS) is established in 1930. It is the world oldest international financial institution that remains the principal centre for international central bank corporation. The major parties are the Governor of The Bank of England, Montagu Norman and Hjalmar Schacht counterpart from German. Bank international settlement is established by Young Committee in 1930. (Wikipedia, 2011) This is due to issue of facilitate reparation payments imposed on Germany by the Treaty of Versailles after the First World War. […]

Risks Profile and Hedging Example for Free

F J Benjamin Holdings Ltd listed on the Singapore Exchange on 14 November 1996, founded in 1959 headquarters in Singapore and it has offices in nine cities with more than 2000 employees. This Company is one of the leaders in building and management, and development system of retail and distribution networks for international luxury and lifestyle brands across Asia. The company participates in importing, exporting, licensing, distribution and retailing of consumer fashion wear and accessories household furnishing, timepieces, eyewear and […]

Islamic Bank Performance and Commercial Banks Example for Free

CHAPTER 1 1.1 ABSTRACT 1.2 INTRODUCTIONS and BACKGROUND Banks are a one of vital institution in the development of an economy (Jairus 2007), since they are the key drivers of the economy in terms of ensuring that the financial system is running and there is money in circulation (Ayub 2007). From the primitive set-up, that was banks in the past, to the present set up of the same, banks have continued to demonstrate their pivotal role in ensuring that businesses […]

Evaluating the Financial Results Example for Free

Over the past year, both the retail investment and occupational environment have been more challenging by the twin impacts of austerity at home and the debt crisis in Europe (British Land, 2012). General retailers, who sell a wide variety of goods to the public, are now facing a historically difficult situation due to the retail market in the UK continues to undergo significant change. Based on their 2011 and 2012 annual reports, five British companies operating worldwide will be analysed […]

Sharia Banking Tackle Todays Global Financial Crisis Example for Free

Today’s global financial crisis has left many wondering where the faults actually lie. Indeed, there are many contributing factors that can be highlighted. However, in a more positive approach, it is argued that Sharia banking covers principle areas that are in almost complete opposition to conventional banking. For example, institutions do not pay interest, and they require transactions to be reinforced by real tangible assets. The conventional banking system in place has offered a suitable medium for trade over many […]

Can the Present System be Defended Example for Free

Whether or not the current financial system is preferred to gold standard or whether or not gold standard is a solution for financial crisis is actually subjective. Before going into detail discussion on this, we must first examine the factors of financial crisis and later see whether these factors are related or dependent on the current financial system, and to what degree it affects the financial crisis. Financial crisis for each country are distinct but among the main common case […]

Structure Capital Budgeting Example for Free

Major capital investment are a significant operational, organizational and financial stress in any company. But apart from that, these investments are also a managerial stress, since a poorly chosen investment can become a cash hog and cause losses in the end. Because of these reasons, and having in mind that the target of all managers is to increase profits and shareholder value, a controlled process of investment evaluation is needed before every investment. This paper will investigate the process of […]

Capital Markets Example for Free

Introduction This paper will examine the capital markets which a source of channel between suppliers and users of capital to gain greater profits. Main purpose of capital markets is to create an environment where the buying and selling of various instruments like equity and debt take place. It’s an avenue where savings and investment facilities provide capital from retail and institutional investors and its users of these capital markets are different businesses, government and individuals. Capital markets are vital to […]

Market Stock and Bond Analysis Example for Free

Capital Market is the market that facilitate buying and selling of securities such as stocks / shares and bonds or debentures. It is a place where business enterprises and governments raise their long term funds. The two major functions of capital market are liquidity and pricing securities. Capital Market consists of EQUITY MARKETS or STOCK MARKET, which provide financing through the issuance of shares, and enable the subsequent trading thereof and DEBT MARKETS or BOND MARKET, which provide financing through […]

Requirements for Managing Banking Risks Example for Free

Risks are inherent in banking business and they cannot be avoided. To absorb losses associated with these risks, the minimum amount of capital required to be kept by the bank should be assessed. Banking risks like credit risk, market risk and operational risk are taken into account while determining minimum capital requirement. Capital reduces the risk of failure by providing protection against unexpected losses. Capital requirement plays an important role in the supervision and regulation of banks. The Basel Committee […]

Capital Structure is Irrelevant for Studying Corporate Finance Example for Free

What is capital structure? Capital structure is the mixture of sources of funds in cluding long-term debt, specific short-term debt, common equity and preferred equity but excluding all short term credit.. Leverage firm means that firm uses to finance its assets. A firm with a lot of debt in its capital structure is said to be highly levered. A firm with no debt, it is called unleveraged. Difference industies have difference capital structure. Optimal capital structure is how to balance […]

Amounts of Equity and Debt Example for Free

There are various types of equity and debt that constitute a capital structure. Typically, the components that make up these two asset classes are bonds, preferred stock, and common stock. It also explains the financing methods it has used to conduct growth initiatives such as research and development or acquiring assets. https://www.wisegeek.com/in-finance-what-is-capital-structure.htm WHAT IS A DIVIDEND AND DIVIDEND POLICY? A dividend is money paid directly to an investor in a company’s stock. There are certain publicly owned companies which offer […]

Bamburi Cement Company Example for Free

Bamburi Cement Ltd. (Bamburi Cement) is a Kenya based cement production company. Bamburi Cement, through its subsidiaries is primarily engaged in the manufacture and sale of cement and cement related products, which include the Portland cement, Portland pozzolana cement and Portland limestone cement. The companyA´s products are marketed under various brand names which include Power Plus Cement, Nguvu Cement, Supaset, Multi Purpose and Plasta Plus. Bamburi Cement also owns and manages a world class nature and environmental park that was […]

Lehman Brothers Business and Bankrupts Example for Free

Henry Lehman started his business with the small general strore in Montgomer, Newyork in 1884.After 6years his business was joined by their brothers Emanuel and Mayer and they named the business as LEHMAN BROTHERS, founded in 1850.They became broker of trading the cotton as it was the major cash crop at that time in the Alabama. EXPANSION OF BUSINESS (1860-1869) There was a civil war in 1862,which disturped the Lehman business the firm teamed up with cotton merchant named John […]

Derivatives Mishaps Example for Free

Metallgesellschaft Corporation is one of the subsidiaries of Metallgesellschaft A.G. , a German Conglomerate which largely owned by institutional investors and banks such as Deutsche Bank AG, the Dresdner Bank AG, Daimler-Benz, Allianz and the Kuwait Investment Authority. In 1993, Metallgesellschaft Refining and Marketing known as MGRM which is one of the Metallgesellschaft’s trading subsidiary, had decided to establish a huge amount of derivatives positions which consists of futures and swaps to perform hedging on its price exposure and MGRM […]

Budgeting of Capitale Example for Free

Capital budgeting can be defined as the process of analyzing, evaluating, and deciding whether resources should be allocated to a project or not. Capital budgeting addresses the issue of where funds should be disbursed over a long period of time. The process of capital budgeting ensures the optimal placement of funds and resources. It also helps management work toward the goal of maximizing shareholder wealth. The method used by most large companies to evaluate investment projects is called the net […]

Background on Islamic Banking Example for Free

Since the 1970s, Islamic banking has emerged as a new reality in the international financial scene. Its philosophies and principles are however, not new, having been outlined in the Holy Qur’an and the Sunnah of Prophet Muhammad (p.b.u.h) more than 1,400 years ago. The emergence of Islamic banking is often related to the revival of Islam and the desire of Muslim to live all aspects of their live in accordance with the teachings of Islam. The Islamic Banking System (IBS) […]

Banking Regulation after the Financial Crises Example for Free

This essay discusses the developments in banking regulation that are currently being discussed and put in place on account of the global financial and economic crises. With banks, primarily in the United States but also in other developed nations, being the epicentre of the global banking crisis, recent years have been marked by extreme concern among individuals and organisations across the globe on the causes of the economic crisis, the role of banks in the financial crisis, the reasons behind […]

Banking Regulation Example for Free

Banking regulation originates from microeconomic concerns over the ability of bank creditors depositors to monitors the risks originating on the lending side and from micro and macroeconomic concerns over the stability of the banking system in the case of bank crisis.In addition to statutory and administrative regulatory provisions,the banking sector has been subject to widespread “informal” regulation,i.e the government’s use of its discretion,outside formalized legislation,to influence banking sector outcomes (for example,to bail out insolvent banks,decide on bank mergers or maintain […]

Bankruptcy Card Debts Young Executives Example for Free

Background of the study The raise of credit card ownership and usage has been devastating around the globe. A credit card is a system of payment named after the small plastic card issued to users of the system and is different from a debit card in that it does not remove money from the user’s account after every transaction. The increasing of the credit card due to many reasons which one of it stated by Watkins (2000), which is credit […]

Valued Historical Cost Example for Free

It is a system of accounting which is based on the principle that assets should be valued at historical cost or historical cost is the original monetary value of an economic item. Historical cost is based on the stable measuring unit assumption. In some circumstances, assets and liabilities may be shown at their historical cost, as if there had been no change in value since the date of acquisition. The balance sheet value of the item may therefore differ from […]

Financial Decisions Example for Free

The concept of cost of capital has been used in capital budgeting as the discounted rate or the minimum required rate of return. The cost of capital is the minimum required rate of return; a project must earn in order to cover the cost of raising funds being used by the firm in financing of the proposal. This can be substantiated as These funds can be procured from different types of investors i.e. equity share e funds investors depends upon […]

Free Transactions how would Work Example for Free

Nowadays, interest -free banking transaction is started getting popular and popular among many countries. The concept of interest free banking is first derived from Islamic banking. People might think that how can a bank to be survive if it does not charge any interest on the loan? But yet, there are evidences show that bank still can operate successfully based on interest free transaction for example Islamic bank. At basic, “Muslims” in Islamic banking are omitted from receiving or paying […]

Common Stock Dividends in Business Example for Free

There are two ways that investors can earn a profit by buying stock which is from buying the stock low and selling it higher, and by receiving dividends. Most of the companies especially small or growing companies do not pay a dividend while the large profitable companies do by necessity because there is a limit to how large a company can grow and so the only way to maintain its stock price is by paying a dividend. 1.1 Definition of […]

An Investigation of the Risks Faced Example for Free

Banks are type of Financial Institutions that facilitate the flow of funds and are the back bone of the economy. So banks act as financial intermediaries to interact the deficient units with surplus units and in this the banks bear certain risks. One of the risks is the credit risk or default risk. A bank is exposed to this risk when it lends money from the money of the depositors and the borrower is unable to repay the debt. This […]

A REVIEW for a MULTINATIONAL CORPORATION

The Company I’ve chosen for the dissertation deals with projects in providing offshore solutions and infrastructure to the Oil & Gas extraction companies. As the projects are high investment oriented and needs millions and billions of dollars and other foreign currencies as the firm deals with the countries like Italy, Germany, France, UK and Japan for procurement of inventory materials and the skilled professional to perform and accomplish the objectives of the projects with the maximum customer satisfaction and optimum […]

Assesing the Jobs of a STOCK BROKER

Definition: "Stock Broker’ means a stock-broker who has either made an application for registration or is registered as a stockAbroker in accordance with the rules and regulations made under the Securities and Exchange Board of Indian Act, 1992 (15 of 1992)." (Date of Introduction: 01.07.1994. Notification No.1/94-ST dt. 20.06.1994. ) (Section 65(69) of Finance Act, 1994 as amended) The service provided by the stock broker becomes liable to pay Service Tax subject to the conditions that the A (a) Stock […]

Digital Default Swap Example for Free

Digital Default Swap (DDS) and Credit Recovery Swaps (CRS) belong to the family of credit derivatives and are advanced cousins of the plain vanilla Credit Default Swap (CDS). 1-DIGITAL DEFAULT SWAP (DDS): 1.1) Nature: A Digital CDS, also called a Digital Default Swap (DDS), is a simplified version of a regular CDS. DDS is simply a CDS with fixed rate of recovery. Recovery rates on regular CDS depend on where the deliverable obligations trade following a Credit Event. But DDS […]

Essays on Money