Interest Essay Examples - Free Research Paper Topics on StudyDriver.com

Interest Rate and Demand of Share Price Finance Essay

The Bangladeshi stock markets are impulsive for nurture original investment in stock market. Wholly, usual in DSE, there is no theory which we can apply efficiently to prove truthiness. Actually The market which is absolutely not really well-organized in terms of comparative information, and so that is one of the reason government control is no longer affected by these determinants. Due to inefficient market, the study may provide plenty of evidence that determinants of stock price have a little effect […]

Impact of Interest Rate Changes on Banks Profitability Finance Essay

Use of more than one independent variable in the analysis may cause of multicollinearity problem. The multicollinearity is measured by tolerance and variance of inflation factor (VIF). Tolerance is the proportion of variation in the dependent variable not explained by the model. The tolerance and VIF value showed that there is not much multicollinearity problem among independent variables. Which showed that overall model is good. The normality is checked by normal probability plots. In the method, the normal distribution made […]

Real Interest Rate and Nominal Interest Rate Finance Essay

Interest is defined as the price paid for the money borrowed from a lender. It is sometimes described as the reward for postponing consumption. It was considered by Classical economists as the earnings of capital; hence the marginal productivity of capital was called the rate of interest. Real Interest rate and Nominal Interest rate The nominal rate of interest is the annual rate that must be paid on borrowed funds. It is the rate of interest, which is quoted in […]

An Evaluation of Funds to Businesses by Commercial Banks Finance Essay

Introduction The growth of businesses is noted to be one of the main factors behind economic development of many countries. The success of business sectors especially small and medium sized enterprises (SME) has positive impact on the economic development of most countries, more notably in the developing countries. Business sectors including SME do not only help economic growth through employment opportunities and revenue to governments in the form of taxes and but also promote poverty alleviation through their support in […]

Discussion of Accounting Policy and its Implications of Leases Finance Essay

ASL capitalized its finance leases at inception at the fair value of the leased asset or lower, at the present value of the minimum lease payments, when there is a transfer of substantially all risks and rewards incidental to ownership of the leased assets to the Group. Capitalized leased assets are depreciated over the shorter of the lease term and the estimated useful life if there is no reasonable certainty that the Group will obtain ownership by the end of […]

Study of Mutual Funds and Investors Perception about them Finance Essay

Savings form an important part of die economy of any nation. With savings invested in various options available to the people, the money acts as the driver for growth of the country. Indian financial scene too presents multiple avenues to the investors. Though certainly not the best or deepest of markets in the world, it has ignited the growth rate in mutual fund industry to provide reasonable options for an ordinary man to invest his savings. Indian MF industry offers […]

The Profitablity Marketing and Economic Impact of Port Investment Finance Essay

As far as investing in port assets is concerned, there are two ways, almost in contrast with one another, of regarding the port: The port may be considered a public service that is generally useful to the economy, justifying the tax system being utilized for the purpose of funding the investments required. The port may be considered a business system that operates within a highly competitive market and requires investment projects to be selected with efficiency. The line drawn between […]

Macroeconomics Essay

1. Difference between microeconomics and macroeconomics Microeconomics is the study of economics at an individual, group or company level. Macroeconomics, on the other hand, is the study of a national economy as a whole. Microeconomics focuses on issues that affect individual and companies whereas Macroeconomics focuses on issues that affect the economy as a whole. In Microeconomics aspects we think about some total ideas, yet the total in small scale financial aspects is unique in relation to large scale financial […]

Study to Determine Impact of Credit Risk on Bank Stability Finance Essay

Abstract Credit works as blood life of any banking institute. This research is based mainly at investigating the impact of credit risk on banking stability, in banking sector lending behavior in Pakistan using data on commercial banks and macroeconomic instability from last decade. Our results under the Co-integration of variables and Correction Modeling framework show that bank lending has a long-run relationship with macroeconomic stability. The research therefore, recommends that while banks should pay enough attention to the results of […]

To what Extent do Large Asset Purchases Affect Financial Markets Finance Essay

Introduction: This essay discusses whether and to what extent large asset purchases by a central bank may affect financial markets in theory and practice. This essay begins with an explanation of why central banks are engaging in unconventional policies, then, it explains the importance of the zero lower bound on interest rates with its past historical precedents. Moreover, it goes onto define quantitative easing (QE) and the differences between Credit easing and QE. For the final part, the paper expresses […]

Bond Markets Essay Example Pdf

Bond markets are one of the important sources of financing an enterprise, corporate and a business entity. Bond market is also called as debt,A credit, orA fixed income market. Bond market is a financial market with different participants buying and selling debt securities which are in the form of bonds. The size of the worldwide bond market is estimated at $82.2 trillion as of 2009 and the size of the outstanding U.S. bond market debt was $31.2 trillion according to BIS. Majority […]

CBG Corporate Essay Example Pdf

The author declares that this research paper is original work. All the papers, reports and other material consulted during the preparation of this paper are duly acknowledged. The author understands the plagiarism policy at Lahore School of Economics and has followed good academic practices. Saba Javed Hayat I would like to express my sincere gratitude to my supervisor; Professor Fareed. A. Fareedy who guided me at every step in writing this research paper. I truly appreciate his enduring patience, encouragement […]

Agriculture Loan Interest Rate: all you Need to Know

Agriculture is the main profession of people in rural India but from the past few decades, it has been facing problems in all parts of the country. Climate change, over production, lack of infrastructure, low prices of agri produce are some of the factors that have caused distress to farmers and it is these reasons that have made the government take note of their plight. The government has announced many pro-farmer policies and also waived off loans to bring them […]

Global Tobacco Market Essay Online for Free

Imperial Tobacco Company Plc is the world’s fourth largest tobacco company in the world with a market share of over 5%. The UK market share for 2010 was 45%. The group primarily operates in Europe, Africa, Middle East and Asian regions. It has a presence in over 160 countries worldwide, operates 51 manufacturing sites and has around 38,000 employees. Past, Present and Future. Executive Summary In 2014, the global tobacco market forecast is to have a value of $490.2 billion, […]

Thai Financial Crisis Essay Online for Free

Before financial crisis South East Asian countries had undergone some of the most magnificient economic growth rates worldwide. However, between 1997 and 1998 the “tiger economies” of South East Asian are badly impacted by a financial crisis. Thailand was the first country influenced by the financial crisis when Thai baht dramatically fall down in value in July 1997 which affected the other countries and resulted in economic downturns in several countries. Due to the time limitation, This paper can only […]

Measuring and Managing Interest Rate Risks

Critically evaluate the re-pricing model, maturity model and duration model that are used by financial institutions for measuring and managing interest rate risk. Your answer should also indicate the method preferred by the BIS and the reasons why this is the case. Interest risk is the possibility of unexpected adverse changes in interest revenues and expenses. It can be shown that interest rate changes are unpredictable almost 100%. They depend on monetary policy; supply and demand, inflation etc. These in […]

Repurchase Agreements Finance Essay

Repo is a short for repurchase agreements, are contracts for the sale and future repurchase of a financial asset, most often Treasury securities. A contract in which the seller of securities agrees to buy them back at a specified time and price also called repurchase agreement or buyback. On the termination date, the seller repurchases the asset at the same price at which he sold it, and pays interest for the use of the funds. Securities dealers are the major […]

An Introductory Overview Contemporary Essay Online for Free

The basic principles underlying Islamic financial transactions are that the purpose of financing should not involve an activity prohibited by Shari’a (Islamic law) and that the financing must not involve riba (the giving or receiving of interest) and should avoid gharar (uncertainty, risk, and speculation). For example, because gambling is against Shari’a, any arrangement to finance a casino would always be against Shari’a. Islamic finance promotes the sharing of risk and reward between contracting parties. The degree of sharing varies […]

Asset and Liability Management Essay Online for Free

ASSET AND LIABILITY MANAGEMENT In banking, asset and liability management (ALM) is used to manage the risks that arise due to mismatches between the assets and liabilities (debts and assets) of the bank. Banks face several risks like the liquidity risk, market risk, interest rate risk, credit risk and operational risk. Asset Liability management (ALM) is a strategic management tool to manage interest rate risk and liquidity risk faced by banks, other financial services companies and corporations. Banks manage the […]

Background of Islamic Banking Essay Example Pdf

This chapter provides a brief background of Islamic banking in the World as well as in the UK about its system and practice. The Islamic financial law has long history but Islamic banking and finance industry came into existence with Profit and Loss Sharing investment by Egypt’s Mit Ghamr Saving Banks in 1963. After official existence Islamic banking has grown in the area of finance, banking, insurance, mortgage, and assets management business with annual growth rate of 10-15 %. But […]

A Case Study on Inflation, Interest Rates and Business Confidence

1.1 Case : 1 Inflation Definition : The rate at which the general level of costs for products and administrations is climbing, and, hence, acquiring force is falling. National banks endeavour to stop extreme expansion, alongside serious flattening, trying to keep the exorbitant development of costs to a base. Answer:. Negative impacts: 1. They will lose the costumers. 2. There was a sharp increase in producer price but decrease the consumer price. . 3. Burger king loses the money from […]

Characteristics of the Debt Finance Essay Example

Debt financing is financing a company by selling the bonds, notes or mortgages held by the business. Basically it is borrowing money to keep your business running. Long term debt financing is typically associated with larger assets such as buildings, equipment, land, and large machinery. The schedule for repayment for long term debt financing expands for more than a year. Short term debt financing is mostly associated with operations of the business such as inventory purchasing, payroll, and supplies. The […]

Credit Risk in Banking Finance Essay

Credit in bank is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date (Joan Selorm Tsorhe p.6). However, credit risk arises whenever a lender is exposed to loss from a borrower, counterparty, or an obligor who fails to honor their debt obligation as they have agreed or contracted (Colquitt 2007, 1). Credit risk implies that payments may be delayed or ultimately not paid at all, which can […]

Factors Affecting Exchange Rates Finance Essay

Exchange rates play a vital role in a country’s level of trade, which is critical to every free market economy in the world. One very basic definition of exchange rates is the rates at which one unit of a country’s currency can be exchanged into another one. As such, the observation of exchange rates is crucial and its one of the most watched, analysed and fluctuate economic variables. But exchange rates do matter on a smaller scale as well: they […]

Faculty of Business Environment Finance Essay

Hewlett is a general merchandise retailer based in Greece. This report will analyze the companys credit worthiness by reviewing its recent financial performance while considering the influence of the Greek economic climate in the same timeframe. According to the financial statements for the year ended 30 June 2012, both sales and gross profitability have grown steadily over the last three years, although less so between 2011 and 2012 as compared to the 2010/2011 figures. Sales revenue grew 18.9% from A”A1.85B […]

Fixed Rate Treasury Notes Finance Essay

The Philippine domestic bond market consists of 2 types of bonds – short- and long-term bonds; mainly issued by the national government. The majority of bonds in the Philippine bond market are the Treasury notes and bonds. Though the corporate bonds make up a small percentage of the overall bond market, they have been steadily growing their share in the last few years. Over the last 5 years, the Philippine fixed income market has put in efforts to bring structure […]

Most Popular Valuation Method Finance Essay

This method is the most popular valuation method which is mainly used in valuing of residential and commercial properties. This consists of direct comparison upon the prices paid for similar properties in the open market. It is required to consider a property from same geographical area and quite recent transactions for the better accuracy of valuation. E.g.:- Size of the land = 10 parches The price of recently sold, 12 parches land in same geographical area (assumed that under the […]

Philosophy of Islamic Banking Finance Essay

A banking system that isA based onA the principles of Islamic law (also known Sharia) and guided by Islamic economics is known as Islamic banking. Two basic principles behind Islamic bankingA are the sharing of profit and loss and, significantly,A the prohibition of the collection and payment of interest. Economic justice requires a viable economic system supported by an efficient banking system. Interest based banking has proved to be inefficient as it fails to equitably distribute wealth which is necessary for the well-being of […]

Profitability Analysis and Comparison Finance Essay

ROCE is a comprehensive profitability indicator because it measures managements ability to generate earnings from a companys total pool of capital. It should always be higher than the rateA at whichA the company borrows; otherwise any increase in borrowing will reduce shareholders’ earnings. The ratio at the start of the period is 16.9% and at the end of 2012 it reaches to 19% as compare to 129% that ends up 71%. In this area next plc looks very strong. Though there is […]

Risk is Present Everywhere Finance Essay

Risk is present everywhere. It is an important player in any financial system. As such, the banking institution should manage their risk efficiently in order to survive in this highly uncertain world. . It can be said that “Banks are in the business of managing risk, not avoiding risks” or “a bank’s success lies in its ability to assume and aggregate risk within tolerable and manageable limits.” First author Prof RekhaArunkumar and second Author Dr. G. Kotreshwar. Only those banks […]

Interest Essays