Debt Essay Examples - Free Research Paper Topics on StudyDriver.com

The Pros and Cons of Equity Financing Finance Essay

Equity financing and debt financing are two alternative ways which assisted us to start a business. In addition, equity financing and debt financing were the useful methods when a company lacking of funds for the expansion in order to open a new plant. Equity financing is one of the ways to increase the funds of the business. It means that more funds can be obtained by sell their ownership interest to the public in exchange for funds and normally it […]

The Topic of Market Discipline in Banking Finance Essay

Improve market discipline in banking is one of the three pillars proposed by the Basel Committee on Banking Supervision in January 2001. This new Basel Capital Accord contains new rules to respond to the deficiencies of the previous accord on credit risk which was made in 1988. First pillar is calculating risk weights for different kinds of loans by using different rating methods for counterparts like standard method, Foundation Internal rating Based (FIRB), Advanced Internal Rating Based (AIRB). Second pillar […]

Review on the Effects of Foreign Direct Investment Finance Essay

The removal of cross-border restrictions on international capital flows and the trend toward an integrated world economy has been a substantial progress over recent two decades. Hence, it has increased the growth of foreign direct investment(FDI) activity. Madura and Fox (2007) define foreign direct investment (FDI) as the investment in real assets (such as land, buildings, or even existing plants) in foreign countries. They also find that multinational corporations(MNCs) commonly capitalize on foreign business opportunities by engaging in FDI. They […]

Accounting and Finance for International Managers in Airasia Finance Essay

INTRODUCTION AIRASIA started operations on 18 November 1996. It was originally founded by a government-owned conglomerate DRB-Hicom. On December 2, 2001, the heavily-indebted airline was purchased by former Time Warner executive Tony Fernandes’s company Tune Air Sdn Bhd for the token sum of one ringgit. Fernandes proceeded to engineer a remarkable turnaround, turning a profit in 2002 and launching new routes from its hub in Kuala Lumpur International Airport at breakneck speed, undercutting former monopoly operator Malaysia Airlines with promotional […]

Advantages and Limitations of each Source of Finance Finance Essay

This assignment covers all detail about sources of finance. The aim of the research is to identify different sources of finance like short-term finance, medium-term finance and long-term finance. The first part of the assignment gives you an introduction about sources of finance. The second part covers short-term sources of finance and their advantages and limitations. The third part covers medium-term sources of finance and their advantages and disadvantages. And the last part covers long-term sources of finance and its […]

An Analysis of Financial Structure and Transaction Cost Finance Essay

In an economy, the financial structure is designed promote economic efficiency. One of the main requirements for a healthy economy is an efficient financial system that channel funds from savers to investors.” The financial structure of a country includes a complex structure of financial system including many different financial institutions: banks, insurance companies, mutual funds, stock and bonds markets, etc. which channel the money from the people who save to people with investment opportunities.” (Mishkin 169) Basic Facts about Financial […]

Corporate Capital Structure Theories and Modern Research Work Finance Essay

Methodology: Regression model is used to analyze the data taken from Pakistani firms in sugar sector, listed on Karachi Stock Exchange, during the period 2001-2008. Keywords: Static trade-off theory, Pecking order theory, Agency cost theory, leverage ratio, listed firms, corporate capital structure. 1. Introduction In the opening chapter, the background, problem discussion and purpose of the study are presented. The chapter ends with targeted group and limitation of study. 1.1 Background and problem discussion Capital structure is one of the […]

Corporate Financial Analysis of Dee Valley Group Plc Finance Essay

INTRODUCTION This project is base on the corporate financial analysis of Dee Valley Group PLC at the end of the financial year which ends on the 13th June 2007. Dee valley group is a water company established in 1994 as a holding company for Wrexham water plc (formally Wrexham and East Denbighshire Water Company). In 1997, Chester waterworks was acquired by Dee valley group and the two companies combined to form Dee Valley water plc with head office established at […]

Easy Credit Conditions and Growth of Housing Bubbles Finance Essay

Based on economist view, there are many reasons for economic crisis happened in 2008. Most economists believe that it happening in the United States. From 1997 to 2006, people buy very pricey houses even though they did not have enough money. But because of the money upcoming in to the U.S. from other countries, it was easy to have good credit. People used this credit for pricey home loans so this formed a housing bubble, which made the price of […]

Examining the Causes and Effects of Financial Crisis Finance Essay

A financial crisis is interruption to financial markets that disrupt the market’s capacity to allocate capital – financial intermediation and hence assets come to a cut short. Recently in 2008 the world has been affected with financial crisis. In this paper we are going to see the cause of financial crisis, how it started and effect the world. And also the thoughtful and critical analysis is made for the origin of the recent financial crisis. All the articles and various […]

Impact of Interest Rate Changes on Banks Profitability Finance Essay

Use of more than one independent variable in the analysis may cause of multicollinearity problem. The multicollinearity is measured by tolerance and variance of inflation factor (VIF). Tolerance is the proportion of variation in the dependent variable not explained by the model. The tolerance and VIF value showed that there is not much multicollinearity problem among independent variables. Which showed that overall model is good. The normality is checked by normal probability plots. In the method, the normal distribution made […]

In Depth Financial Analysis of Morrisons and Asda Finance Essay

Financial analysis using ratios between key values help investors cope with the massive amount of numbers in company financial statements. For example, they can compute the percentage of net profit a company is generating on the funds it has deployed. All other things remaining the same, a company that earns a higher percentage of profit compared to other companies is a better investment option. It shows the relationship between profit & investment e.g. return on investment, return on equity capital. […]

Method National Australia Bank Used in Raising Funds Finance Essay

As the Financial Services Minister Chris Bowen said, Australia is the only major Western nation to have avoided a recession in the worldwide slump. Even though Australia had close financial relationships with Asian countries, it seems that Australia’s economy has not been affected by other crisis countries. Thanks to the nation’s well developed capital market and the unique financial regulation system, investors still feel confident to Australia’s equity market which is the eighth largest in the world. This report contains […]

Risk Areas of the Royal Bank of Canada Finance Essay

Royal Bank of Canada (RBC) is the largest bank in Canada in terms of the assets and market capitalization. It provides diversified financial services including Canadian and international banking for personal users and commercial users, wealth management services, insurance, corporate and investment banking, capital markets and transaction processing services. Risks are lack of certainty of outcome and they are measured by set of probabilities in order to estimate the loss. A superior wealthy financial service company should be able to […]

Shifting Pattern of Unilever during Global Financial Crisis Finance Essay

The United Nations Conference on Trade and Development (ref) of April 2009 declared that the year 2008 saw the end of the growth cycle in international investment. The cycle started in 2004, and by 2007 foreign direct investment (FDI) inflows had reach a historical figure of $1.9 trillion. However, following the 2008 global financial crisis, FDI inflows declined by 15 per cent (ref). It is worth noting that most economists think that a further decrease of FDI inflows will continue […]

Study on the Life Cycle of a Business Finance Essay

No idea can be made into a reality without cash or capital or funds. Fund management is one of the most important aspects involved in running any kind of empire. It is important for an entrepreneur to choose the right way to fund their business; they must carefully weigh their options and use the most optimum solution. As the company grows and they get a good reputation the options available open up and making it even more crucial for the […]

Study on the Main Determinants of Bank Failure Finance Essay

During the last decade, banking industry has become highly competitive, resulting in many banks to use aggressive strategies in order to survive or maintain their respective share in the market. This tendency of these financial institutions to become more aggressive when confronted with competitive pressures has led many banks to fail. Banking industry has gone through significant changes and is continuing to undergo major structural alterations. This dynamic structure results in an uncertain environment for the industry. The recent financial […]

Subprime Crisis and Impact on Banking in India Finance Essay

Subprime crisis, the turmoil on mortgage markets has claimed several causalities. Banks have transferred risks to special entities SIVs and SPVs. This practice has given the impression that the credit risk has been transferred from banks to investors. In traditional banking loans were kept in on bankA´s balance sheets. Now the complete process of originates and distribute model involves borrowers, originators, arrangers, credit risk agencies and investors. This process means credit market imperfections. The banks have less incentive to monitor […]

Summarize Perform Comparison between Imax Corporation and Reald Finance Essay

The purpose of this report is to summarize and perform a comparison between the financial information of IMAX Corporation and its expanding competitor RealD Incorporated by examining the most recent financial statements. Please note that more emphasis was given to the 9 month period income statements as the 3 month periods may not portray a true picture of the company operations. Financial performance Return on Equity (ROE) IMAX’s ROE for the 9 month period ended September 30, 2010 is approximately […]

The Causes and Consequences of the Subprime Crisis Finance Essay

On 7th December 2006, Own It Mortgage Solution Inc., the 100 percent institution that give loan to customer and owned by Merrill Lynch & Co., had decided to close down and told 800 workers not to come to work by next day (Keoun, 2006). At the end of February 2007, HSBC Finance, one of the HSBC bank in England whom specialized in subprime, had recognized the loss around $1.4 billion (Livesey, 2007). On 20 March 2007, People Choice Financial Corporation […]

The Causes and Effects of the Credit Crunch Finance Essay

The words credit crunch have been all over the financial headlines in the UK, including the effects that has hit the financial markets both in the UK and in other parts of the world have been reflected in a number of ways, affecting both financial institutions(banks) and consumers. Several authors and regulators have showed their different views about the causes and effect of credit crunch. Many economists studying the credit crunch explain it as a cyclical fall in credit demand. […]

The Credit Crunch and Fall of Northern Rock Finance Essay

Who invented the term credit crunch is unclear but it was used in study by America’s Federal Reserve Bank as far back as 1967. (“The Sunday Times” January 4, 2010)1 Financial crises have intervened the operation of financial markets over years. Most noticeably the great depression in 1929-30, the 1970s inflation crises and the banking crises in the 1990s created confusion in the financial markets causing severe disruption. The current financial crisis which emerged in 2007, although the roots were […]

The Miller and Modigliani Capital Structure Irrelevance Theorem Finance Essay

Contrary to Modigliani and Miller (1958, MM hereafter), Capital Structure is not irrelevant when we consider a firm with a dividend payout policy. This article extends the MM capital structure theorem by relaxing the full payout assumption and introducing retention policy. The theoretical contribution shows that it is possible to verify the theorem when we suppose an investor who exchanges his initial holding for another portfolio composed of consumption and investment. The empirical analysis of this new approach is based […]

The Revolution of the Banking System in China Finance Essay

When discussing the impact of Basel A¡ on banking risk management in China, the liberalization process and considerable reform of banking industry in China will significantly interpret the establishment of modern banking industry and the environment of risk management in banking industry in the past thirty years. Furthermore, this section will indicate particularly significant problems which banks face during the implementation of risk management. This section will introduce the history of liberalization process of banking industry in China and the […]

Who Caused Financial Crisis Investment Bankers or Government Finance Essay

The aim of this essay is to try to examine who was responsible for the financial crisis of the recent years, which hit the whole world’s economy. It is reasonable to blame both the government and the banks, which together contributed to create a speculative financial system, but also the mortgage holders, who asked for loans they were not able to pay. The government lacked enough control and regulation, while the banks focused on making the biggest short-term profits they […]

Egypt and Hong Kong

In this case study, I intend to compare the climate of two countries, one Middle Eastern country which is Egypt and one Asian Country which is Hong Kong. I will be comparing these two countries GDP and its composition, labor utilization, the standard of living, government budget and debt position, and lastly, international trade. Gross Domestic Product (GDP) can be defined as “the market value of all final goods and services produced in a nation during a period of time” […]

Why College should be Free

In today’s time many people aren’t given opportunities just because they didn’t get chances like more fortunate people do. Many students around the world don’t have enough any money and that’s why there is a large population of people in the United States that skip college and don’t get the chance to get a degree. This is not only because of tuition, it is also because they change their majors that they want to major in which would get them […]

Free College Tuition Sounds Grea

Free college tuition sounds great. Infact, it was the hot topic in the 2016 presidential debate. Bernie Sanders compaised on the topic of free tuition in his platform. Sanders goal was “to relieve student debt and make higher education more accessible” (Hedlin 2). Guaranteed college tuition is a bad idea because it would create a culture of entitlement, decrease the value of a college education and not address the issue of affordability. One problem with free tuition is that encourages […]

Agriculture Loan Interest Rate: all you Need to Know

Agriculture is the main profession of people in rural India but from the past few decades, it has been facing problems in all parts of the country. Climate change, over production, lack of infrastructure, low prices of agri produce are some of the factors that have caused distress to farmers and it is these reasons that have made the government take note of their plight. The government has announced many pro-farmer policies and also waived off loans to bring them […]

Subtle Racism in “Hidden Figures”

Nobody trusts themselves to be bigots nor would they like to be viewed as bigoted. Prejudice isn’t as pervasive in the present society as it used to be, yet we neglect to acknowledge unpretentious racial predispositions that are held subliminally in the entirety of our brains. In the film Hidden Figures coordinated by Theodore Melfi in 2016, African-American ladies are oppressed in view of the skin shading they are brought into the world with isn’t white. Through verbal and non-verbal […]

Debt Essays