Money Essay Examples - Argumentative Topics for Research Papers

Portfolio Theory and Capital Pricing Model are Essential Finance Essay

Portfolio Theory is a theory of investment which try to maximize portfolio expected return for a given amount of portfolio risk, or evenly minimize risk for a given level of expected return, by carefully choosing the proportions of various assets. The expected return on a portfolio is calculated on the stocks which comprise the portfolio. The weights reflect the proportion of the portfolio invest in the stock. This can be expressed as follows: Where: = expected return on the portfolio = number of stocks in the portfolio =the […]

Recommend Analyze Range of Plans and Budgets Roberta Finance Essay

Those are available to Roberta to enable her to monitor and control all of her business activities. Also to discuss the external and internal factors that may influence the establishment of Roberta’s plans and budgets. 2. Analyze the viability of an investment of an investment proposal: Will describe the proposal and the technique and will show that in-depth calculations of the viability of the investment plans available to her and also evaluate the impact of the proposals on the business […]

Relationship between Balance of Payments and Exchange Rate Finance Essay

The accedence of developing countries such as China, Thailand, Vietnam to the international trade give them the prosperous and economic growth; however the countries have faced many issues in managing their macro-economy to sustain the economic growth and development. Especially, in Vietnam, the government usually has serious difficulties in managing and operating the economic with the deficit in the Balance of Payments, the depreciation domestic currency and retraining the local inflation. The balance of payment is one of the most […]

Report for Reinaldo Products New Investment under Consideration Finance Essay

1) Should Reinaldo focus on cash flows or accounting profits in making our capital-budgeting decisions? Should we be interested in incremental cash flows, incremental profits, total free cash flows, or total profits? When undertaking a new project an organisation usually uses Capital Budgeting Techniques which gives a better understanding of the outcome of the project to the management by taking management decisions accordingly. Let us first understand what Capital Budgeting is: Capital Budgeting can be understood as a process or […]

Research and Analysis on the Indian Banking Industry Finance Essay

The Indian banking industry currently termed as strong, having weathered the global economic slowdown and showing good numbers with strong support flowing in from the Reserve Bank of India (RBI) measures. A report “Opportunities in Indian Banking Sector”, by market research company, RNCOS, forecasts that the Indian banking sector will grow at a healthy compound annual growth rate (CAGR) of around 23.3 per cent till 2011. Banking, financial services and insurance (BFSI), together account for 38 per cent of India’s […]

Research on the Concept of the Islamic Bank Finance Essay

The Islamic bank is a financial institution which mediates between savers and investors within the framework of Islamic law. This definition highlights the bank’s role as a financial institution which aims to attract funds and investment banking services and to act as a financial intermediary within the framework of Islamic law. Islamic financial institutions are subject to the regulations and laws which cover the banking sector, as well as the rules specified in Shari’a law. Therefore, we find that internal […]

Role of a Treasurer in Identification of Risk Finance Essay

Companies have always been facing many risks that gained complexity with the passage of time. Such risks became impossible to be managed by a single person and required the assistance of experts to deal with them. The trend of adopting the globalization policy and exploiting the advantages offered by the international markets has caused many risks to enter the operations of the multinational companies. The management of this risk has been necessary as they cast their impacts directly on the […]

Role of the National Bank and its Intervention Finance Essay

In Georgia, as in the world’s most ancient civilized countries, the monetary-credit relations, the existence of different credit facilities and banks have a very long history. Different types of credit institutions, such as credit unions appeared in the VIth century BC in ancient Georgian kingdoms of Colchis and Iberia. These institutions were the precursor of today’s banking system. This process permanently continued and further accelerated, and in the 8th century, wide variety of credit organizations – banks in today’s term […]

Shifting Pattern of Unilever during Global Financial Crisis Finance Essay

The United Nations Conference on Trade and Development (ref) of April 2009 declared that the year 2008 saw the end of the growth cycle in international investment. The cycle started in 2004, and by 2007 foreign direct investment (FDI) inflows had reach a historical figure of $1.9 trillion. However, following the 2008 global financial crisis, FDI inflows declined by 15 per cent (ref). It is worth noting that most economists think that a further decrease of FDI inflows will continue […]

Speculative Trading Profits in the Foreign Exchange Market Finance Essay

Introduction Speculation in financial terms means an initial investment on which does not have any safety or there is significant risk of loss on investment. The term speculation is defined by Graham and Dodd’s which means buying share, equity, assets or debts without analysis which involves a significant risk. Others financial said purchase, holding, short-selling of financial instrument, derivatives, collectibles, stocks, commodities (oil and gold) , bonds to gains profits when fluctuations in its price. Where as “investment” is a […]

Study on the Different Types of Forward Contracts Finance Essay

FORWARD CONTRACTS: A forward contract agreement is effective under the consistent critical terms method if all the following criteria are met: 1. The forward contract is for the purchase or sale of the same quantity or notional amount and at the same time as the hedge able item. 2. Upon association with the hedge able item, the forward contract has a zero fair value. 3. The references rate of the forward contract is consistent with the reference rate of the […]

Study on the Us Stores Takeover of Morrisons Finance Essay

The US Stores’ market performance is unsatisfied. The share price and P/E ratio of the firm have been dropping. The company intends to carry out a strategy to expand world-wide markets by acquiring a major UK retailer. Merger and acquisition is one of the approaches to achieve the corporate strategies, such as expanse the market share and proportion of products. In this takeover proposal, the motives for US Stores’ takeover are investigated from different aspects. The fair valuation of quasi-acquired […]

Subprime Crisis and Impact on Banking in India Finance Essay

Subprime crisis, the turmoil on mortgage markets has claimed several causalities. Banks have transferred risks to special entities SIVs and SPVs. This practice has given the impression that the credit risk has been transferred from banks to investors. In traditional banking loans were kept in on bankA´s balance sheets. Now the complete process of originates and distribute model involves borrowers, originators, arrangers, credit risk agencies and investors. This process means credit market imperfections. The banks have less incentive to monitor […]

The Causes and Consequences of the Subprime Crisis Finance Essay

On 7th December 2006, Own It Mortgage Solution Inc., the 100 percent institution that give loan to customer and owned by Merrill Lynch & Co., had decided to close down and told 800 workers not to come to work by next day (Keoun, 2006). At the end of February 2007, HSBC Finance, one of the HSBC bank in England whom specialized in subprime, had recognized the loss around $1.4 billion (Livesey, 2007). On 20 March 2007, People Choice Financial Corporation […]

The Credit Crunch and Fall of Northern Rock Finance Essay

Who invented the term credit crunch is unclear but it was used in study by America’s Federal Reserve Bank as far back as 1967. (“The Sunday Times” January 4, 2010)1 Financial crises have intervened the operation of financial markets over years. Most noticeably the great depression in 1929-30, the 1970s inflation crises and the banking crises in the 1990s created confusion in the financial markets causing severe disruption. The current financial crisis which emerged in 2007, although the roots were […]

The Development of Local Conventional Banks in Malaysia Finance Essay

This study investigates the development of local and foreign commercial banks conventional and Islamic banks in Malaysia for more than past ten years. From this we can see the growth of both types of banks. Besides that, from this we can see that even during crisis Islamic banks was stable compared to conventional banks. In addition, we analysed how Financial Blueprint will impact commercial banks in the next ten years. Furthermore, the prospects of Islamic banking in the near future […]

The Impact of Financial Crisis Globally and Bahrain Finance Essay

In this research, I will discuss about the economic crisis in the world in general and Bahrain in particular, in terms of how it affects the social the individual and the community. I will also discuss about what causes the cost of living to be high and unemployment in society and, what the solutions available are. In addition I will be sharing some examples of questionnaires to deepen and further clarify the reasons. Moreover, I will concentrate on how the […]

The Impact of Online Banking on Global Markets Finance Essay

Online banking has been shaping and shaking the financial sector world wide. But sustainability depend on proper understanding of consumer, there demand and the way they use it. The main objective of this report is to focus on technology (especially IT) use in banking sectors. It also focuses on Limited Purpose Bank and Credit Card system. Thus objectives of the study are to: Changes of future banking sector and impact of information systems. Limited purpose bank and use of technology […]

The Implementation of Multinational Banks in Emerging Countries Finance Essay

Profit opportunities are related to the characteristics of the country of origin and those of the host country. Foreign banks seize the opportunities that arise in emerging countries. They are attracted by attractive tax regulations and a lower level of taxation, by high prospects of economic growth and efficiency, and the existence of an uncompetitive banking sector. The competitive situation in the host country is an important factor in the choice of location. It is essential for multinational banks to […]

The Importance of Dividends from an Investors Perspective Finance Essay

The average investor will tell you that he or she invests for one reason and one reason only: to make a profit. No investor ever invests their money with the goal of making a loss. In fact, profitable earnings (also known as dividends) are usually one of the biggest factors that influence an investor’s decision A dividend is a cash payment from a company’s earnings; it isA announced by a company’sA board of directorsA and distributed among stockholders. In other […]

The Industrial Credit and Investment Corporation in India Finance Essay

ICICI (The Industrial Credit And Investment Corporation in India) bank is the 4th largest bank in India incorporated in 1994 which went public in 1997. Earlier in 1955,ICICI came in existence due to World Bank initiative and the government.After that,ICICI announced their Banking subsidiary ICICI bank to overcome their banking operations like deposits,car loans,credit cards.Today ICICI bank has around 1700+ branches and 4271+ Atm’s in India and covers 19 countries globally CORE BUSINESS:- Banking and financial services are the core […]

The Nature and Role of the Financial System Finance Essay

Financial system is a mechanism where economic exchange activities can be done. The economic activities can be done through the interaction between financial institutions and the financial market. The purposes of this interaction are to mobilize fund and providing payment facilities for the financing of commercial activities. With the emergence of Islamic finance, the dual financial systems being introduce. In dual financial system the conventional financial systems operating side by side with the Islamic financial systems. The Islamic Financial system […]

Theoretical Studies of the Sensitivity of Stock Returns Finance Essay

This chapter reviews the theoretical and empirical studies, regarding the sensitivity of stock returns of banks to interest rates and foreign exchange rates. In the course of review, the studies focussing on the interest rate are evaluated first, followed by an exploration of the studies focusing on foreign exchange rates. Finally, the empirical research that explores the effects of both interest rate and foreign exchange rates on stock returns for financial institutions are considered to help present a more accurate […]

The Revolution of the Banking System in China Finance Essay

When discussing the impact of Basel A¡ on banking risk management in China, the liberalization process and considerable reform of banking industry in China will significantly interpret the establishment of modern banking industry and the environment of risk management in banking industry in the past thirty years. Furthermore, this section will indicate particularly significant problems which banks face during the implementation of risk management. This section will introduce the history of liberalization process of banking industry in China and the […]

The Role and Powers of the Central Bank Finance Essay

The Central Bank of Malaysia like other countries does have the same role. Malaysia is a place or country which it has a various financial institutions and banks operating the states managing the about the monetary. Under the Central Bank of Malaysia 2009 section 4 state that the bank might be the Central Bank of the Malaysia. Its had been established on 24 January 1959. The Banking Ordinance 1958 was provided a licensing and regulation on the banking business also […]

The Role of Financial Markets and Financial Institutions Finance Essay

What is financial market? In the economics, the financial market is a mechanism that allows the people to sell and buy the financial commodities, securities and other fungible items of value at a low transaction costs and at prices that reflect the efficient-market hypothesis. The financial markets can be divided into different subtypes, there are capital markets, stock markets, bond markets, commodity markets, money markets, derivatives markets, future markets, insurance markets and foreign exchange markets. Next, the capital markets consist […]

The Role of the Imf in Financial Crisis Finance Essay

INTRODUCTION The International Monetary Fund came into formation in July 1944 when representatives of 45 countries met together in the town of Bretton Woods, New Hampshire in north-east of United States. They agreed to establish a framework for the international economic cooperation after the Second World War. It was believed that such a framework for the economic cooperation was necessary to avoid the recurrence of the disastrous economic policies which lead to the great depression for the countries [1] . In December […]

The Structure and Content of Basel Ii Accord Finance Essay

Basel II was implemented in the year 2004 by BCBS (Basel Committee on banking supervision), it was to create an international standard of banking regulations on bank’s capital to safeguard financial, operational and market risks. Role of FSA to bank supervision The Financial Services Authority (FSA) is an independent non-governmental body, and a company limited by guarantee responsible for the financial regulation.FSA aims to provide efficient, orderly and fair financial markets to help customers achieve fair deal and to improve its business capability and […]

The Usefulness of Liquidity Credit and Market Risk Finance Essay

This essay explores empirically the usefulness of liquidity risk, credit risk and market risk as risk measures indicators to explain whether German banks riskier than European competitors or not. The sample of reference entities consist of all German banks and eleven European banks and the observation cover the period from1994 to 2008. Using a unique dataset available in Bangor university blackboard website that relates to various characteristics of the individual banks operating in a twelve European Union countries, after dividing […]

Usefulness of Value at Risk and Basel Frameworks Finance Essay

Introduction In order to understand the usefulness of VaR and other risk metrics for the setting of capital adequacy requirements it is useful to compare various measures used by financial institutions and legislative statutes of the Basel Frameworks. Traditional approaches to banking regulation emphasises the understanding that the existence of capital adequacy plays a central role in the long term financing and solvency positions of banks, especially in helping the banks to avoid bankruptcies and their negative externalities on the […]

Essays on Money