Money Essay Examples - Argumentative Topics for Research Papers

Study on some of the Kse Concepts Finance Essay

Ans. Trading in the future market offers an opportunity to the investor to invest in securities other than stocks. Investing in the futures market has a number of advantages. Firstly, instruments in the futures market are considered highly leveraged investments. The investor can earn alot from it by only investing a small amount. For instance, the investor will only have to pay 10% of the value of the contract and might earn much higher than it. In order to be […]

Study on Standalone Risk and Portfolio Risk Finance Essay

Firstly we will define Investment as “commitment of money or capital to purchase financial instruments or other assets in order to gain profitable returns in form of interest, income, or appreciation of the value of the instrument” (Investment, 2010) and Risk “is an uncertain outcome or chance of an adverse outcome.” (Risk, 2010) In any investment there is bound to be categorised risks namely Standalone risk and Portfolio risk. According to an online post by phillykelloggguy (2008) the standalone risk […]

Study on the Determination of Exchange Rates Finance Essay

It is a theory which says that exchange rates between currencies are in stable position when their purchasing power is the similar in each of the two countries. This means that the exchange rate between two countries should equal the ratio of the two countries’ price level of a fixed level of goods and services. When a country’s domestic price level is increasing (i.e., a country experiences inflation), that country’s exchange rate must depreciated in order to return to PPP. […]

Study on the Growth of Islamic Banking Finance Essay

After its first introduction on experimental basis in a small town of Egypt in 1963, many Islamic Banks, both with letter and spirit, were established in the Middle Eastern and Asian regions. The growth of Islamic banking has been increasing ever since, not only in terms of number of countries it is operating in but also in term of areas of finance it has ventured. In three decades, Islamic banks have grown in number as well as in size world […]

Study on the Issues of Dividend Policy Finance Essay

Dividend policy has been an issue of interest in financial literature since Joint Stock Companies came into existence. Dividends are commonly defined as the distribution of earnings (past or present) in real assets among the shareholders of the firm in proportion to their ownership. Dividend policy connotes to the payout policy, which managers pursue in deciding the size and pattern of cash distribution to shareholders over time. Managements’ primary goal is shareholders’ wealth maximization, which translates into maximizing the value […]

Study on the Return on Capital Employed Finance Essay

Return on capital EmployedA (ROCE) is a financial measure that measures the performance of a company as to how it generates cash flow relative to the capital it has invested in its business. It is defined asA net operating profit less adjusted taxesA divided byA invested capitalA and is usually expressed as aA percentage. When the return on capital is greater than theA cost of capitalA (usually measured as theA WACC), the company can create or destroy on its value terms. The ROCE for Iggle Plc is 35% and […]

Study on the Structure of Brac Bank Finance Essay

BRAC Bank is a scheduled commercial bank. It is established in Bangladesh as a public limited company. 4th July 2001 the bank started its journey in Bangladesh under the banking company act 1991. On May 20, 1999 the bank established as a bank which is limited by the share. Building a profitable and social responsible organization is the corporate vision of the BRAC Bank. The main vision of this bank is to be a market leader and give loan and […]

Study on the Types of Financial Institutions Finance Essay

2.0 Introduction Financial Institutions are very important in our society today. This institutions let individuals and firms to borrow money and pay back later in time. Financial Institutions are institutions that provide financial services for its clients and members it also acts as financial intermediaries of the capital market and debt markets. This institution is responsible for transferring funds from investors to companies and vice versa who are in need of those funds. Financial institutions also facilitate the flow of […]

Study on the Uses of Hybrid Finance Finance Essay

An instrument of hybrid finance can be defined as a security which holds the combination of features of both equity and debt. Users can benefit from the positive factors of equities and debt instruments without incurring the disadvantages of them. However there are also risks that are associated with the use of hybrids. There are various forms that hybrid financing can take, for example convertible bonds, warrants, preference shares, callable bonds and innovative hybrids. In this essay the various forms […]

Sustainability of Islamic Finance in the West Finance Essay

With a rapidly altering world economic system, the long-established virtues and stringent laws of Shariah based Islamic Finance have recently adopted a promising reputation. Despite global attention on Middle East unrest and public divides in opinions related to Islamic practice, a growing trend towards favoring the adoption of IF policies. Since its formal establishment in 1963 in Egypt, through rapid expansion in the UAE in 1975 and Kuwait in 1977, the region sparked global interest as Islamic nations have consistently […]

Testing the Validity of International Fisher Effect Finance Essay

Foreign exchange trading refers to trading one country’s money for that of another country. The need for such trade arises due to tourism, international trade, or investments across boundaries. The foreign-exchange market, as we usually think of it, refers to large commercial banks in financial centers, like New York or London, trading foreign-currency-dominated deposits among each other. Theories aiming to explore and understand interactions in international monetary variables became increasingly more important as deregulations and international integration of financial markets […]

The Collapse of the Icelandic Banking System Finance Essay

In the transition from a small-scale, low risk deposit money banking system to a universal international banking system oriented toward high-risk leveraged investments and depending heavily on foreign wholesale financing was accomplished in less than a decade. The three leading banks, Glitner, Kaupthing, and Landsbanki, were among the fastest growing financial institutions in the world (Eggertsson and Herbertsson, 2009). As the domestic economy had grown and stock prices had soared, the three banks’ assets had expanded from “100 percent GDP […]

The Effects of Asset Price Bubble Bursts Finance Essay

The outbreak of financial crises is now more than 2 years ago. Out of many factors responsible for the occurrence of the current financial crisis one important factor is the rise in the asset prices which is followed by a collapse and the widespread default. Bursting of the asset price bubble often leads to financial crisis. Some historic examples of crisis due to bubbles in asset price are the Dutch Tulipmania, the South Sea bubble in England, the Mississippi bubble […]

The Fifth Largest Financial Group in Malaysia Finance Essay

The advancement of technology may influence the profitability and the competitive advantage of RHB. RHB introduce RHB Now which is an e-banking system for their customer is because most of their customers have internet access either at home or outside. [9] RHB Now allows their customers to access their banking account through the internet to perform banking activities such as checking balances, transfer funds and bill payment. [10] The aim for the RHB Now is to make it convenient for their customers as they […]

The Financial Crisis and the Liquidity Risk Finance Essay

Put simply, liquidity risk is ‘the risk stemming from the lack of marketability of an investment that cannot be bought or sold quickly enough to prevent or minimize a loss’ (investopedia). It is useful to determine between two types of liquidity risk: ‘funding liquidity risk’ and ‘market liquidity risk’. The former describes the ease of obtaining funds from other financial institutions or investors. Brunnermeier (2009) differentiates between three different types of ‘funding liquidity risk’: 1) rollover risk, the possibility that […]

The Major Powers of the Central Bank Finance Essay

There was a time when money did not exist. Long ago, people at a stage called “subsistence economy” produced only what they needed. Their needs were few but their methods of production were such that they spent most of their living hours in an unceasing battle for personal survival. They had no need for money. Thus, they were engaged in a Barter System. However, the Barter System became very deficient and it was thought wise to introduce money. But who […]

The Meaning of Value and Company Values Finance Essay

A value is a belief, a mission, or a philosophy that is really meaningful to the company. Every company has one or more values, whether they are consciously aware of it or not. Another way of saying it is that a value is a statement of the company’s intention and commitment to achieve a high level of performance on a specific Qualitative factor. Value is the market worth of financial assets or liability. In management, business value is an informal […]

The Need to Improve the Treasury Department Finance Essay

The word bank is derived from an Italian word ‘Banque’ which means beanch. The view has the basis that early bankers conduct their business while sitting on benches in Italy. Bank is a financial institution which accepts deposits of money from the public for the purpose of lending or investing and these deposits are repayable on demand or otherwise can be withdraw by cheque, draft order or otherwise (Banking Companies Ordinance 1962). It also converts the domestic currency in the […]

The Non Banking Financial Sector and Banks Finance Essay

Of late there has been a lot of activity in the non-banking financial sector – India got its first Micro Finance Institution (MFI) listed on the bourses through SKS Microfinance (“SKS”) and what has followed subsequently does not seem to augur well for the MFI space in particular and NBFCs in general. SKS’s CEO S. Gurumani was fired a month after the IPO of SKS and then there was news of SKS and other MFIs causing suicides in Andhra Pradesh […]

The Npa of Punjab and Sind Bank Finance Essay

NPAs have turned to be a major stumbling block affecting the profitability of Indian banks before 1992,banks did not disclose the bad debts sustained by them and provision made by them fearing that it may have an adverse. Owing to the low levels of profitability, banks owned funds had to be strengthened by repeated infusion of additional capital by the government. The introduction of prudential norms strengthen the banks financial position and enhance transparency is considered as a milestone measure […]

The Positive Relationship between Profitability and Leverage Finance Essay

The prediction of information asymmetry hypothesis by Myers and Majluf (1984) is approved by the negative sign whereas the predictions of bankruptcy theory and free-cash flow hypothesis by Jensen (1984) are not substantiated. It is thus proved that pecking order theory dominates trade-off theory. Frydenberg(2001b) describes retained earnings as the most important source of financing. Good profitability thus reduces the need for external debt. So result is conformity with our findings. Hence, the trade-off theory suggests a positive relationship between […]

The Process of Banks and Financial Insistutions Finance Essay

Introduction The financial system of Bangladesh consists of Bangladesh Bank (the central Bank of country), Schedule banks, financial institutions (Non-banking), various co-operative societies, insurance companies, microfinance institutions (MFIs) and non-government organizations (NGO). Direct regulation and supervisory responsibility over the system rests with Bangladesh Bank. Among the 48 schedule banks, there are 4 state owned commercial banks, 5 state owned specialized banks, 30 domestic private commercial banks, 9 foreign commercial banks and 29 non-bank financial institutions. Financial institutions represent one of […]

The Profits of the Mcb Bank Pakistan Finance Essay

MCB is amongst the oldest banks of Pakistan. It was amid those isolated banks to be nationalized in 1974 later it was assimilated in 1947. Nationalization had an extreme effect on its presentation and performance as it exaggerated the superiority of loan collection and services. Ultimately, it was denationalized in 1991 and is presently maintained by the Mansha group. Post privatization, MCB’s importance has been on violent cost reduction. MCB has a set-up of over 1000 branches crossways in Pakistan, […]

The Pros and Cons of Equity Financing Finance Essay

Equity financing and debt financing are two alternative ways which assisted us to start a business. In addition, equity financing and debt financing were the useful methods when a company lacking of funds for the expansion in order to open a new plant. Equity financing is one of the ways to increase the funds of the business. It means that more funds can be obtained by sell their ownership interest to the public in exchange for funds and normally it […]

The Roles that a Financial System Performs Finance Essay

When the individuals, business and government give instruction to the financial system, financial system need to respond and do transfer funds to other parties. For example, when a traveler uses the credit card to obtain cash in a foreign country, or when a firm needs to pay for the import from abroad, the financial system will complete the transaction. Financial systems make it be possible for countries’ government to deposits fund straightly into individuals’ bank accounts. Moreover, financial system allows […]

The Topic of Market Discipline in Banking Finance Essay

Improve market discipline in banking is one of the three pillars proposed by the Basel Committee on Banking Supervision in January 2001. This new Basel Capital Accord contains new rules to respond to the deficiencies of the previous accord on credit risk which was made in 1988. First pillar is calculating risk weights for different kinds of loans by using different rating methods for counterparts like standard method, Foundation Internal rating Based (FIRB), Advanced Internal Rating Based (AIRB). Second pillar […]

Two Types of Ratio Comparisons for Etisalat Finance Essay

In this report we will analyze two Types of Ratio Comparisons first ratio Trend or time-series analysis and second Cross-sectional analysis for Etisalat. We will find liquidity ratios, activity ratios, leverage ratios, profitability ratios, market ratios and the DuPont system for Etisalat. Etisalat Overview Etisalat; UAE’s first telecommunication company laid its foundation in 1976, with a paid up principal of about (AED) 7,906,140,000 And the par value per share is (AED): 1.00. The number of current employees is about 10500 persons. Major owner […]

Understanding of Finance Within a Business Environment Finance Essay

As we are aware, finance is the lifeblood of business or it can be said as the most important part of all the business enterprises. To understand finance, you need to know the entire business indeed. Finance can be used for various reasons like expanding the business, investing and purchasing fixed assets like land and building, machinery so on. In order to survive in this competitive world every organisation need to have a good strength of finance available to their […]

What is Role of Ministry of Finance Finance Essay

Answer: The Role of ministry of finance is to prepare the yearly government budget, in coordination with the other ministries and public enterprises. Thus the main motive is to collect money in form of tax from the people and then spend it again back on people. This is a kind of process where money is collected from rich and spent on the general public. While the tax money is collected in the government treasury they are mostly spent on public […]

What is the Importance of Ratio Analysis Finance Essay

Ratio analysis isn’t just comparing different numbers from the balance sheet, income statement, and cash flow statement. It’s comparing the number against previous years, other companies, the industry, or even the economy in general. Ratios look at the relationships between individual values and relate them to how a company has performed in the past, and might perform in the future. Financial ratio analysis is the calculation and comparison of ratios which are derived from the information in a company’s financial […]

Essays on Money