Money Essay Examples - Argumentative Topics for Research Papers

History of the Banks of Italy Finance Essay

The bank of Italy was formed in 1983 as part of a reorganization of Italy’s banks of issue. In 1926 the essentially public position of the bank was accorded significant recognition, as it became the sole institution authorized to issue banknotes. It was given power of banking supervision that would be strengthened by the 1936 Banking Law, which also formally recognized the bank’s status as a public law institution. This remained the fundamental legislation on Italian banking until 1993, when […]

Impact of Tax on the Choice Finance Essay

The different combination of funds that a firm uses to finance its activities is known as capital structure. Capital can be raised either by using owners’ claim (owner’s savings, issuing ordinary shares or by retaining the earning) or creditors’ claim (borrowings). In other words equity capital structure exists in two forms equity capital and debt capital. Tax affects investors’ and managers’ decision on capital structure choices as it decreases earnings. Graham (2003) states that both personal and corporate tax should […]

Institute of Graduate Studies and Research Finance Essay

This article discusses the effects of financial institutions like Banks and especially Microfinance Institutions (MFIs) on the growth of Small and Medium Scale Enterprises (SMEs) in Ghana. The study examined the contribution of MFIs to entrepreneurial growth, the challenges encountered by SMEs in accessing credit and the rate of credit utilization by SMEs. The paper also highlights the positive effect of MFIs on the growth of SMEs like enhancing saving habits of SME business operators and individuals, instituting business, financial […]

Introduction to the Main Derivative Contracts Finance Essay

According to the Bank of International Settlements (1995), a derivative is defined as “a contract whose value depends on the price of underlying asset, but which does not require any investment of principal in those assets. As a contract between two counterparties to exchange payments based on underlying prices or yields, any transfer of ownership of the underlying asset and cash flows becomes unnecessary.” Derivatives play a large and increasingly important role in financial markets. Derivatives markets for financial variables […]

Islamic Banking in United Arabs Emirates Finance Essay

Islamic banking has existed for more than three decades ago. The institution has expanded to become distinct and fast growing segment of capital markets and international banking (Hassan & Lewis, 2007). More than 200 Islamic banks are on operation in over 70 countries with a majority in Muslim states and others in western countries (Hassan and Lewis, 2007, p.1). A majority takes interest in Islamic banking based on its contrasting features to conventional banking. In its broadest sense, Islamic or […]

Key Principles Enshrined in the Shariah Finance Essay

The key principles enshrined in the Shariah which shape the way Islamic finance has evolved are riba, gharrar, maisir and haram. The Quran categorically prohibits the giving or receiving of interest, regardless of the purpose for which the loan is made and regardless of the rate of interest charged. Although there is consensus among the Muslim scholars that riba is banned, some controversy exists over what the concept actually is, [2] and consequently what financial transactions are prohibited. [3] Dr Siddiqui in […]

Maturity Structure of Firms Assets Liabilities Finance Essay

Financial economics had made significant progress in asset management, the coordination between firms cash inflows with cash outflows by matching the maturity of income generated by assets with the maturity of interest incurring debts. People knew little about the maturity structure of firm’s assets and liabilities, because willingly obtainable and thorough information regarding a firm’s liabilities and liabilities like commitment were not easy and time overwhelming to gather in our country, while many papers had explained how imbalances in the […]

Maxis Communication Berhad Merger with Airasia Finance Essay

The meaning of merger which is combination of two or more firms, in which the objectives are enhanced and increase shareholders wealth, increase company profit and allow the company move into a rapidly growing market place. Maxis Communication Berhad (MCB) leading the mobile provider and has mostly subscribers in Malaysia, The company provides mobile, fixed line telephony, data and network services and also a largest IPO ever in Malaysia and South East Asia. Although MCB having a strong financial background, […]

Methods of Payment in International Trade Finance Essay

Trade is the exchange of goods, services, currencies or intellectual properties. International trade is the exchange of goods, services, currencies and intellectual properties among different countries. There had been many limitations on the trade previous eras, but now these restrictions are mostly eliminated. Although these eliminations, international trade is still regulated and conducted by governments and usually has the burden of tariffs. These tax tariffs or different regulation policies may cause some problems which is called trade barriers. In order […]

New Finance Faces an Important Question Finance Essay

The logic for an organization is its objectives. Each business organization tries to achieve its objectives by integrating different functions related to finance, marketing, personnel and operations. Finance is one of the major and important financial areas of each profit and non-profit organization. Not only for organizations, finance is quite critical for one’s personal decisions also like where to invest savings? Companies who are in need of new finance faces an important question whether to raise debt or equity. There […]

Objectives and General Principles of Mergers Finance Essay

The panel of mergers and takeovers was established in 1968, in U.K, and since then has worked as an administrating body of the city code on mergers and takeovers. The fundamental objective of this body is to ensure that all the shareholders are treated fairly, on an equal basis, in cases of mergers and takeovers. The panel of takeovers and mergers is a chief body in U.K who acts as a regulator on these issues. The pillars/ proposition on which […]

Overview and Analysis of Ahc Limited Finance Essay

Financing Proposed : The purpose of this written lending submission is to explore the possibility of lending $5 million to AHC Limited Purpose : Funding in the construction of new office buildings in the area of Northern New South Wales Business Description and History AHC Limited (AHC) is a property development company based in Queensland. The company’s business operations include incorporating contract residential and commercial building, property development for long-term asset portfolio creation and subdivision of land for residential and […]

Products Offered by Islamic Banking System Finance Essay

The main functions of a modern commercial bank include receiving deposits of various natures, granting short- and medium-term loans by way of overdrafts, discounting of bills and commercial papers, advances against securities for business and households, long-term mortgage financing and investments in capital markets. In some markets, commercial banks are also undertaking merchant banking. All this fund-based business is conducted on the basis of interest that is charged from the fund users and paid to the depositors/investors. Commercial banks also […]

Purpose of Foreign Exchange Risk Hedge Finance Essay

This report has been produced as a request of the course “International Financial Management”. This report has been developed in three segments. Part one explaining the factors related to hedging and the alternative techniques available. It also brings into consideration the factor that the CEO’s request of the techniques have also been brought under and compared. Part two has compared all three selected options and has produced the final selection. Last part has a comparison of the forward and option […]

Questions Regarding Balance Sheets and Assets Finance Essay

The first type of financial asset is in the form of a claim that is kept against the earnings or the money of a firm or even a household or the Government for that matter. It is also of the form of a certification, or a receipt, a legal file or one that it maintained as a database in the computer. A financial asset is now used in accordance with the technology that has developed of late. In many cases […]

Reasons for the Financial Markets Existence Finance Essay

The statement in question is also one of the features and probably a very important function of the global financial system. If the system aligns the need of the deficit unit with the surplus, then the systemic failings of global magnitude are presumed to be “unlikely”. This is probably why there are certain methodologies of operations adopted in the system which would holds the statement true and would help prevent any unforeseen event. However, the past decade has proven otherwise. […]

Reduce the Cost of External Financing Finance Essay

The main objective of working capital management is to conserve an optimal balance among each of the working capital contraption. Business success heavily depends on the financial executives’ capability to efficiently manage receivables and loans, account, and payables (Filbeck and Krueger, 2005). Firms can diminish their bankrolling costs and raise the funds available for development projects by reducing the amount of speculation tied up in current assets. Van Horne (1995) explains that, working capital management is the administration of current […]

Regulatory Framework of UK Financial Market Finance Essay

The Financial Services Authority (FSA) is an independent non-governmental body (quasi-judicial body) and a company limited by guarantee that regulates the financial services industry in the United Kingdom. It aims to promote efficient, orderly and fair financial markets, to help retail consumers achieve a fair deal and to improve its business capability and effectiveness. The Financial Services and Markets Act 2000 (FSMA) gives the FSA following statutory objectives: Statutory objectives The Financial Services and Markets Act imposed five statutory objectives […]

Research into the Egyptian Stock Exchange Finance Essay

The stock exchange of Egypt is situated in Cairo, Egypt. The Egyptian Stock Exchange (EGX) is one of the oldest stock markets established in Middle East, who traced its origin from the merger of two stock exchanges in Egypt namely, Alexandria Stock Exchange which was established in 1883 and Cairo Stock Exchange established in 1903, now known as Egyptian Stock Exchange which was formerly known as Cairo and Alexandria Stock Exchange (CASE). Both exchanges were very active in 1940s, and […]

Research on Turning Nbfcs into Banks Finance Essay

NBFCs are purveyors of credit to the sectors where credit gap exists. It has been observed that in many places in India, the small and local entrepreneur goes first to an NBFC for funds even before approaching banks in view of the former’s convenient access, freedom from red-tape and hassle free transactions. The expansion of the consumer durable business in India over the last few years can be attributed to NBFCs entering the trade. The activities of NBFCs in India […]

Reviewing the Importance of Financial Literacy Finance Essay

Financial literacy is the ability to understand finance. More specifically, it refers to the set of skills and knowledge that allow an individual to make informed and effective decisions through their understanding of finances.[1] By contrast, raising interest in personal finance is now a focus of state-run programs in countries including Australia, Japan, the United Statesand theA UK.[2] Personal finance is to financial literacy what being able to read one’s own handwriting is to literacy. The Organization for Economic Co-operation […]

Shadow Banking System and Repo Market Finance Essay

The shadow banking system played a crucial role in the 2007-2009 financial crisis that, in which one of the most important role is the creation of systemic risk. Since repurchase agreements are the major component of the shadow banking system, it is necessary to focus on the role of repo in the shadow banking system as well as in the 2007-2009 financial crisis, then discuss for effective regulation on repo market. In addition, for the repo market’s systemic nature and […]

Strategies for Liquidity Management in Banking Finance Essay

The global financial crisis in the second quarter of 2008 brought down not only the United States but also the whole world, estimated to destroy more than $1,4 trillion (IMF 2008b). The causes are known as the vicious cycle related to low interest rates, securitization, and bubble of housing market. All of them laid the world into turbulence, which is aggravated by the huge number of specialized mortgage lenders and securities unregulated by the government institutions. The necessary of reviewing […]

Study and Overview of Affinity Bank Finance Essay

The California Department of Financial Institutions (DFI) say that controller have closed Affinity Bank, citing not enough funds. The DFI has been strictly checking the bank because of its insufficient funds level. The DFI had planned it to boost its capital treasury to a safe and sound level but efforts by the bank to do so were failed. The bank was integrated in 1982 and is based in Ventura, California. instantly following the shutting down, the DFI named the Federal […]

Study on Discounted Cash Flow Techniques Finance Essay

In current practice, managers use DCF (discounted cash flow) and Traditional method analysis to estimate the investment in financial terms. In DCF method considers the time value of money in which reduces the time value of money progressively and it consist with NPV (Net Present Value) approach and IRR (Internal Rate of Return method). This could lead to more popularize investment appraisal techniques among the managers. A valuation method used to evaluate the attractiveness of an investment opportunity. DCF analysis […]

Study on Investment Appraisal and Takeovers Finance Essay

Investment analysis is very important as it establishes cash and other resources are invested in profitable projects and identify some risk which might arise from investment and measures to eliminate the risks. Getting the right choice of a project to invest is crucial, the management need to have the skills to make the right decision which will maximise stakeholder’s profit. Most of the companies have lost their reputation and even liquidated due to wrong managerial decisions on what investment to […]

Study on the International Financial Markets Finance Essay

The financial system and the commodity market play a vital in economic performance and development. In order to provide a clear understanding, we begin with definitions of international finance as the branch of economics that studies the variations of exchange rate, foreign investment and how these affect the international trade. We introduce financial market with direct transactions between the savers e.g. household, firms and the government and financial intermediaries which transform the direct obligation of savers into indirect obligation of […]

Study on the Seagate Technology Buyout Finance Essay

Motivation and structure of the transaction. In early 1999, Seagate was planning on major restructuring proposal with the private equity firm, Silver Lake partners L.P. The plan implied a leveraged buyout of Seagate’s disk drive operations, followed by the tax free acquisition of Seagate’s remaining assets by VERITAS Software Corporation. The choice for this two step transaction was mainly a result of Seagate’s 40 percent ownership of VERITAS’s common stock. In the previous year the share price of VERITAS increased […]

Summary of the International Monetary System Finance Essay

The issues with globalization are not new and those issues associated with trade and how to pay for the transferred goods has definitely been around for a while. Currently the International Monetary Fund (IMF) is the organization that has been tasked with stabilizing the international monetary system, which can fluctuate at any time of the day. If the monetary system were allowed to fluctuate on its money countries would find themselves in a difficult situation, which they would have, very […]

Support for the Sub Primary Market Finance Essay

The financial turmoil that engulfed the US during 2007-09 began in the mortgage lending markets. Indicators of the emerging problems came in early 2007 when, first, the Federal Home Loan Mortgage Corporation (commonly known as Freddie Mac or Freddie) announced it would no longer purchase high-risk mortgages and, second, New Century Financial Corporation – a leading mortgage lender to riskier customers – filed for bankruptcy. The crisis set in as house prices started to fall and the number of foreclosures […]

Essays on Money