Money Essay Examples - Argumentative Topics for Research Papers

A Case Study of the Bank of Mauritius Finance Essay

The central bank (CB) of a country is one that has the right and duty to lend money to the government and commercial banks, set monetary policies, supervise and regulate the activities of financial institutions, mainly banks (Kock 1974, p. 14). Clear differences exist between central banks and commercial banks. [1] The central bank of Mauritius, responsible for these functions, is known as the Bank of Mauritius. This chapter will focus mostly on the role and the position that the Central […]

Advantages and Limitations of each Source of Finance Finance Essay

This assignment covers all detail about sources of finance. The aim of the research is to identify different sources of finance like short-term finance, medium-term finance and long-term finance. The first part of the assignment gives you an introduction about sources of finance. The second part covers short-term sources of finance and their advantages and limitations. The third part covers medium-term sources of finance and their advantages and disadvantages. And the last part covers long-term sources of finance and its […]

Allocation of an Enterprises Long Term Capital Resources Finance Essay

This assignment is about financial strategies and paying special attention to the allocation of an enterprise’s long-term capital resources. Financial and investment decisions play an important role in the development and future existence of the firm dynamics. Firstly, the goal of this project is to determine the initial aim of the firm by making capital investments. Moreover, another section of assignment includes the capital budgeting process which is a significant researching procedure so as to defined capital opportunities. Then, these […]

An Analysis of Financial Structure and Transaction Cost Finance Essay

In an economy, the financial structure is designed promote economic efficiency. One of the main requirements for a healthy economy is an efficient financial system that channel funds from savers to investors.” The financial structure of a country includes a complex structure of financial system including many different financial institutions: banks, insurance companies, mutual funds, stock and bonds markets, etc. which channel the money from the people who save to people with investment opportunities.” (Mishkin 169) Basic Facts about Financial […]

An Examination of the Lehman Brothers Bankruptcy Report Finance Essay

Introduction The collapse of Lehman Brothers in 2008 sent ripples across the financial world. From the small shop in Montgomery Alabama started by Henry Lehman in 1844, that became the Lehman Corporation in 1920, its stocks began trading on the floor of the New York stock exchange in 1994 and posted record revenues in 2007 at which time Richard Fuld was CEO (reuters). On 15th of September 2008, Lehman Brothers the 4th largest investment bank in the United States of […]

Consequences of Liquidity Crisis on the Interbank Market Finance Essay

Interbank markets are the mean for the liquidity management and the transmission of monetary policy. Actually they work as the markets that banks use, to trade among themselves in order to remain liquid and meet their liabilities. Interbank markets function with two ways within the financial system. Firstly they can be used from the central banks as their median to intervene and enforce their policies so to configure the desired interest rates. Secondly, a well organized interbank market enable the […]

Corporate Capital Structure Theories and Modern Research Work Finance Essay

Methodology: Regression model is used to analyze the data taken from Pakistani firms in sugar sector, listed on Karachi Stock Exchange, during the period 2001-2008. Keywords: Static trade-off theory, Pecking order theory, Agency cost theory, leverage ratio, listed firms, corporate capital structure. 1. Introduction In the opening chapter, the background, problem discussion and purpose of the study are presented. The chapter ends with targeted group and limitation of study. 1.1 Background and problem discussion Capital structure is one of the […]

Corporate Financial Analysis of Dee Valley Group Plc Finance Essay

INTRODUCTION This project is base on the corporate financial analysis of Dee Valley Group PLC at the end of the financial year which ends on the 13th June 2007. Dee valley group is a water company established in 1994 as a holding company for Wrexham water plc (formally Wrexham and East Denbighshire Water Company). In 1997, Chester waterworks was acquired by Dee valley group and the two companies combined to form Dee Valley water plc with head office established at […]

Credit Crunch on Small Firms in the UK Finance Essay

The seriousness of every recession has always started with financial distress in a number of sectors of the economy (Bernanke et al, 1991).Without doubt the financial environment in the United Kingdom and the rest of the world has witnessed a dramatic down turn facing what the financial experts and the economist call “credit crunch”. Ding et al (1998) quoted the Council of Economic Advisors (1991) that credit crunch is “a situation in which the supply of credit is restricted below […]

Development of Stability in the Indonesian Banking Sector Finance Essay

This book analyses the Indonesian economy and financial sector since 1968, with special emphasis on the 1971-79 period. The study covers macro-economic developments, financial structures and monetary policies. After thoroughly analyzing the Indonesian formal financial institutions and monetary instruments to control money supply and credit, and interest rate policies, the book develops a short-run monetary model of the Indonesian economy of 1971-1979. 2 Cases on Financial Policy and Banking Deregulation in Indonesia. Edited by David C. Cole and Ross H. […]

Domestic Wire Transfers are Governed by Federal Regulation Finance Essay

In the United States, domestic wire transfers are governed by Federal Regulation and by Article 4A of the Uniform Commercial Code. The country register information regarding international transfer to make sure that funds are not sent to terrorist organizations or countries and entities under sanction by the government. It is the OFAC, the Office of Foreign Assets Control, which is in charge to monitor international transfers. If the office suspects that financial transfers are sent to one of these entities, […]

Easy Credit Conditions and Growth of Housing Bubbles Finance Essay

Based on economist view, there are many reasons for economic crisis happened in 2008. Most economists believe that it happening in the United States. From 1997 to 2006, people buy very pricey houses even though they did not have enough money. But because of the money upcoming in to the U.S. from other countries, it was easy to have good credit. People used this credit for pricey home loans so this formed a housing bubble, which made the price of […]

Effective Financial Management and Solutions to Glee Plc Finance Essay

Glee plc is large listed company where their sport equipment products are doing well in the market but their profits are doing not well, the new investment that they are currently investing are in the problem. The company has a few of problems that they need to be improve, such as how and where to raise funds, reduce cost of capital by using balanced capital structure and the technique of investment appraisal to have more investment opportunities. Glee plc can […]

Effective Return on Tax Saving Mutual Fund Schemes Finance Essay

Savings are the tool used by a person or an organization that abstains from present consumption for a future use. Investment is an activity that engaged by people who have savings with the aim of achieving additional income or growth in values. It may be defined as ” a commitment of funds made in the expectation of some positive rate of return”. Investors may have different aim for investing their money such as capital appreciation, regular return, safety, proud of […]

Examining the Causes and Effects of Financial Crisis Finance Essay

A financial crisis is interruption to financial markets that disrupt the market’s capacity to allocate capital – financial intermediation and hence assets come to a cut short. Recently in 2008 the world has been affected with financial crisis. In this paper we are going to see the cause of financial crisis, how it started and effect the world. And also the thoughtful and critical analysis is made for the origin of the recent financial crisis. All the articles and various […]

Exchange Rate Exposure and Systems in Emerging Markets Finance Essay

Exchange rate is the rate of one currency into another. In other words, it has the value of the currency of another country than their own. If you are traveling to another country, you need to “buy”local currency. Like any asset prices, the exchange rate is the price, you can buy that currency. If you are traveling to Egypt, for example, the dollar exchange rate of 1:5.5 Egyptian pounds, which means that for every dollar that you can buy five […]

How Islamic Financing Differs from Conventional Western Financing Finance Essay

According to the Oxford Business Group Sharia law prescribes the ethical responsibilities of the Muslim faithful and forms the basic principles of Islamic financing. Islamic financing must therefore follow the teachings of the holy Quaran and the Sunnah which prescribe the Muslims way of life. For centuries these laws have been governing financial transactions and trade amongst Muslims .The group further states that Islamic financing encompasses the range of financial transactions that comply with provisions of Sharia or Islamic law. […]

How the Financial Crisis has Effected our Lives Finance Essay

In economies, the financial institutions take an important place. And try to be the most profitable corporations. They have plans, budgets and programs in order to be well organized and much better than any other institutions and have the right to be one of the world’s strongest economies. In my project I will discuss the global financial crisis and how did it affect the world’s economy. The financial crisis is a sudden breakdown in the world economy because of some […]

Impact of Financial Crisis on Bank in Bahrain Finance Essay

The main purpose of the study is to understand the problems faced by bank in Bahrain as a result of the financial crisis. After a lasting time of instability, the global economy finally started to stabilize in 2009 with the assistance of a considerable amount of intervention from the public which resulted in a mount in output and financial market bounce back amidst superior levels of confidence and certainty. All through 2009, world output decreased by 0.6% and was predicted […]

Impact of Interest Rate Changes on Banks Profitability Finance Essay

Use of more than one independent variable in the analysis may cause of multicollinearity problem. The multicollinearity is measured by tolerance and variance of inflation factor (VIF). Tolerance is the proportion of variation in the dependent variable not explained by the model. The tolerance and VIF value showed that there is not much multicollinearity problem among independent variables. Which showed that overall model is good. The normality is checked by normal probability plots. In the method, the normal distribution made […]

Investment and Financial Data on Non Financial Firms Finance Essay

Table 1 provides descriptive statistics on the investment and financial data for the sample of the 15 listed non-financial firms during the period 2000-2009. The sample consists of firms operating in 4 different sectors. It is to be noted furthermore that for the purpose of the descriptive analysis, the use of LOG was not taken into account. Inspection of the table reveals a high variation of investment among the listed non financial firms. The mean of the ratio of investment […]

Islamic Banking and Impact of Two Tier Mudarabah Finance Essay

The Term Bank is an Italian driven “banca” which is derived from German – means bench or counter, as Florentine bankers used to use the Benches as their desks with green desk cloths on it for making their activities of transactions. Bank can be defined as a financial institution or organizations permitted by financial authority within a government body or government itself to undertake deposits, pay interests, lend money to the borrowers. The term “Bank” is also defined as “An […]

Islamic Finance and the Rules of Islamic Law Finance Essay

The financial industry has historically played an important role in the economy of every society. Banks mobilise funds from investors and apply them to investments in trade and business. The history of banking is long and varied, with the financial system as we know it today directly descending from Florentine bankers of the 14th – 17th century. However, even before the invention of money, people used to deposit valuables such as grain, cattle and agricultural implements and, at a later […]

Liquidity Risk in the Finance and Banking Sector Finance Essay

I would like to choose liquidity risk for my assignment. Why I have selected liquidity risk? It is because there are some points or question I would like to understand. First reason is about the financial crisis. At 2007, the financial crisis interpreted how quickly and severely liquidity risk can crystallize and certain sources of funding can disappear. It shows the need for the valuation of assents and capital adequacy. The emergence and development of the financial crisis was fully […]

Market Structure and Competition in the Banking Sector Finance Essay

The rapid economic convergence of Spain in the European Union in the last decade has been mirrored by an equally rapid expansion of its banking industry the Spanish banking sector’s total assets over GDP expanded from 70 to 80 percent of the EU average. At the end of 2007, total assets held by the banking sector amounted to 280 percent of GDP; 110 percentage points higher than in 1997. The Spanish banking sector comprises four types of institutions: (Bank of […]

Method National Australia Bank Used in Raising Funds Finance Essay

As the Financial Services Minister Chris Bowen said, Australia is the only major Western nation to have avoided a recession in the worldwide slump. Even though Australia had close financial relationships with Asian countries, it seems that Australia’s economy has not been affected by other crisis countries. Thanks to the nation’s well developed capital market and the unique financial regulation system, investors still feel confident to Australia’s equity market which is the eighth largest in the world. This report contains […]

Mission of Microfinance Institutions Versus Microfinance Goes Public Finance Essay

The difference between many of commercial banks and microfinance institutions (MFIs) is the commitment to a double-bottom line, financial and social, of the latter. The microfinance itself is considered as a poverty alleviation tool and as the sector with potential to become self-sustainable. There have been a number of debates about the future of the microfinance industry. Since 1990s, some debates regarding the possibility of achieving the social mission of the MFIs, mission to serve the poor and thus to […]

Not Sensible Examine Roe Without Operating Non Operating Finance Essay

As an investor, it is always better to examine RNOA in a deeper manner by placing further importance on the two components which are margin and turnover. RNOA = Net Operating Profit After Taxes / Average Net Operating Assets Which can be re-written as: RNOA = (Net Operating Profit Margin / Sales)A X (Sales / Net Operating Asset Turnover) Therefore: RNOA = Net Operating Profit Margin (NOPM)A XA Net Operating Asset Turnover (NOAT) Example: (Numbers assumed) Consider a big retail […]

Performance of Islamic Banking before the Financial Crisis Finance Essay

This research is intended to show how the Islamic banking survive from the recent financial crisis by the testing the Islamic banking system before and during the crisis, the worldwide economic crisis and credit crunch has previously yet again point out the weakness of the financial system around the world, there was so many reasons for this crisis point. The need of an alternative system is the main goals for all the world and here Islamic finance has qualified substantial […]

Performance of Islamic Funds in the Gulf Area Finance Essay

There is a lengthened chronological association with the growth and development of traditional commercial banking practice and religious conviction. As Brown and Skully (2007) have put it, some of the earliest economic transactions commenced with the storage of gold in religious temples which expanded at a swift pace, thereby, allowing the ancient Greeks to make credit notes which were acknowledged throughout Greece. Islamic banks and financial organizations are operating in accordance with the facilitations and decrees of the Islamic Shariah […]

Essays on Money