The global financial crisis in the second quarter of 2008 brought down not only the United States but also the whole world, estimated to destroy more than $1,4 trillion (IMF 2008b). The causes are known as the vicious cycle related to low interest rates, securitization, and bubble of housing market. All of them laid the […]
If an investor invests his money in the stock market, he wants to achieve a good return on invested capital. Nowadays, many business people are trying to market their money to beat, because they aim to achieve not only a profit. However, market efficiency – the efficient market hypothesis (EMH) formulated by Eugene Fama in […]
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Get help with your assignmentThe financial system is the backbone of every country and is a symbol of economic strength of that country. The financial system acts as a transformer of present into to better future. A better future of the economy can be secured only by a sound and effective financial system. Financial system in simple terms can […]
Financial market for derivatives is called derivatives market. Derivatives market is a financial instrument that provides a safety tools and effective management risk of tools in financial futures and commodity products. Derivatives market also manages the fluctuation of stock index future market, option market, interest rate and stocks. With the establishment of derivatives market, it […]
Bank Overdraft Most businesses have an account with a bank. The bank deals with all the deposits (money put into the account) and withdrawals (money taken out). Most banks know that businesses do not always receive money from sales straight away. If you run a sandwich bar in a local trading estate then you might […]
The Industries in Italy are very much developed and modernized. These are also one of the main sources for the GDP of Italy. Also they provide the highest employment opportunities. The main sources of finance for the industry are the subsidized loans, medium term loans. These loans are provided by the govt. as well as […]
Introduction Securitisation is a structured finance technique that allows for credit to be provided directly to market processes rather than through financial intermediaries. Securitisation describes the process and the result of converting regular and classifiable cash flows from a diversified pool of illiquid existing or future assets of similar type, size and risk category into […]
Whether you are thinking of starting up your own business or if an existing business is thinking of expanding, it is likely that money will be needed. The money needed to start a business is called business finance. Where do businesses get the finance to start a business or to finance expansion? This resource will […]
Sept. 11 attacks exposed insurance industry to new and unheard costs of global terrorism. Terrorist attacks on Sept. 11 were the most expensive insurance event in history till that date. Sept. 11 attacks cost about $40 billion to the insurance industry (Hartwig, 2002). The previous biggest single event insurance loss was $19 billion for Hurricane […]
The changing on the bank regulations affect the decision of foreign banks locations. where it is often that the Centeral bank is the sector that create regulation to the market entry of foreign banks (Clarke, 2008). As a matter of fact, choosing a location by a foreign bank is a crucial decision according to Giovana […]
The shadow banking system played a crucial role in the 2007-2009 financial crisis that, in which one of the most important role is the creation of systemic risk. Since repurchase agreements are the major component of the shadow banking system, it is necessary to focus on the role of repo in the shadow banking system […]
The chosen company for our shareholder value analysis is Carphone Warehouse Group Plc. The company has outstanding growth and has a dominant market position. It is the largest independent mobile retailer in Europe. After reviewing the latest Annual reports between 2000 – 2009, the model is used to calculate the shareholder value minus the estimate […]
The stock market has become an important market which plays a vital role in the economy that develops capital formation and sustaining economic growth. Stock market is a listing stock and a statistic reflecting the composite value of its components. It is used to represent of its characteristics of its component of stocks, in which […]
The United Nations Conference on Trade and Development (ref) of April 2009 declared that the year 2008 saw the end of the growth cycle in international investment. The cycle started in 2004, and by 2007 foreign direct investment (FDI) inflows had reach a historical figure of $1.9 trillion. However, following the 2008 global financial crisis, […]
The aim of this paper is to propose two sources of short term and long term debt for Ditchling Ltd. The paper will seek to identify the reasons of finance in the company and suggest the most appropriate sources based on those reasons. 2.0 BUSINESS BACKGROUND Ditchling Ltd is a Residential Care Service which is […]
First, universal banking are type of banking system that includes commercial, investment, and other whole range of banking activities, such as insurance, all under one roof. These kinds of concentration results in a high size and power institutions, those only big banks can create. Generally, they are accounted to perform certain principles of corporate governance […]
Sime Darby is a Malaysia-based multinational company that involved in 6 main sectors, namely, plantation, property, motors, industrial equipment, energy and ultilites and healthcare. The company have business in 20 countries and have more than 100,000 employees. The company is founded in year 1910 by two British businessmen, William Sime and Henry Darby. The Plantation […]
Consumers’ future decision and firms advertisements to induce it, has long history. An investigation of the five possible decision choices, an individual face in the society where there are both pro- and anti- smoking advertisements are competing to provide the information about the costs and benefits of the change in the behavior of the individual […]
OMV is one of the leading companies in the world, that is why one of their main purposes is to have an encourage staff and employees to provide excellent service and attention to the customers. OMV company take special care about their staff by organizing a survey every year. The aim of this survey for […]
Provides vision for identification and selection of proper corporate strategies and business projects that add value to their concerns. Forecasting the fund requirements of Concerns and devise strategies for acquiring those funds. The various forms of organisation are- Sole Proprietorship Partnership Corporation Following are the advantages/ disadvantages of forms of organisation- Forms of Organisation Advantages […]
Introduction This study aims at solving increasing issues of warehouse overflow transaction causing many difficulties in warehouse operations and increase safety risk on personnel and products in the warehouse area during past few weeks. The study has discovered that we are holding approximately 10 weeks of safety stock which is impractical on inventory management aspect […]
Risk is known as the probability or chance of loss, damage or hazard. Risk is related to every single entity in life. It is simply inevitable, and that serves as a significant motive for the development of various sophisticated techniques that help identify, quantify, manage and mitigate it. The risk management cycle contains complicated procedures […]
Report to critically evaluate the Financial Management policies and practices of J Sainsbury plc over the last five years. including gearing & dividend decisions, investment & performance appraisal and cost of capital subjects. J. Sainsbury plc was established in 1869 by John James and Mary Ann Sainsbury. It is established as Britain’s oldest food retailer. […]
In today’s global environment, it is necessary for every organization to manage risk in an effective manner. Effective risk management provides various benefits to an organization such as increase in firm’s value, increase in profitability etc. Risk can be defined as uncertainty and result of uncertainty. It can be classified into systematic and unsystematic risk. […]
In this chapter the basic features of securitisation used in Islamic and Conventional financial system is presented in respect to the structures of bonds and derivatives. Over the years securitisation has developed into a significant financing tool, offering credit to both the public and the private sectors. In particular, we have seen that under the […]
Overall objective of public debt management is to reduce the country’s fiscal vulnerability by stabilizing the debt ratio dynamics at some desirable level (Melecky 2007). The traditional approach to public debt management analyzes debt sustainability in the absence of risk. The risk management approach, in contrast, shows that risk is minimized if a debt instrument […]
In my opinion, existing risk management techniques are not fit for purpose when examined in the context of overall financial stability. This is because current regulation and risk management techniques focus on protecting individual institutions rather than protecting the economy as a whole. As a result, there is no framework to alleviate systemic risk which […]
Risk infers the opportunity that something is going wrong that is the current and most common view. The Stanford Encyclopaedia of Philosophy 2007 explains risk as a negative role and unnecessary event. Risk is a totally chance or can be managed is an individual response. The last position is dealing to take by the management […]
Recently, the subprime mortgage crisis and the European debt problems spread all over the world. Many companies were influenced by all kinds of problems and faced with risk loss. Therefore, corporate risk management becomes more and more important in operating business. There are several kinds of risk management strategies. However, insurance is the most common […]
1. Introduction An attempt to elaborate the relationship between the bad model problem and the Efficient Market Hypothesis or the Equity Risk Premium needs to necessarily commence with a short overview of the hypothesis. The Efficient Market Hypothesis, (EMH) was first developed by Eugene Fama of the University of Chicago, in the 1960s, to explain […]
