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How to Attract Millennials?

According to Visa, Millennials are the fastest growing and largest population segment in the United States with more than 75 million men and women. This statistic is relevant because millennials are our tomorrow, and it is vital to capture their business. Visa further goes on to say that the majority of checking accounts (69 percent) happen prior to college. Although millennials may be familiar with a checking account, they are less familiar with CD’s, they prefer borrowing money from their […]

Apple Inc.: End of Semester Project

Apple Inc. is a publicly traded organization. It was founded in 1976 by Steve Jobs and Steve Wozniak who had a vision of creating personal computers that every individual could own. According to Angelique Richardson who published her article on the business references services website, Simply put, they wanted a computer that was user-friendly (Richardson 2008). The company has since grown to become a technological giant throughout the world. The IPhone is now a family name and staple for millions […]

Cyber-Crime and Cyber Security

Abstract Cybercrimes are interrupting normal computer functions and has brought many known companies and personal entities to their knees. Over the last decade, crime has entered into the world of information. Crime is developing gradually since the days when merchandise was transported by stagecoach, theft or extortion has changed to keep up, even to our modern-day equivalent-credit and debit cards. Stealing credit card number has become well known danger. In the present, internet has become a playing field for computer […]

Poverty and the Glass Castle

An estimated 39.7 million Americans lived in poverty according to the official measure (Current Poverty Rate). Poverty has negatively affected people and their families. Sadly, anyone of any age race or culture can experience poverty. Unfortunately, as Jeannette Walls experiences living in poverty in her memoir, The Glass Castle, poverty can have a big impact on families living conditions and their children’s education. Poverty affects the family for when the parents dont have any job to bring in money for […]

Life’s Overhead

Ever hear a businessperson talk about their overhead? Overhead is the embedded cost to delivering the product or service. It may include wages, employee insurance, commercial rent for office space, business insurance, cost of vehicles, office equipment and other fixed costs below the line. In short, every cost an employer incurs before he makes a profit. Life too has overhead. Twenty years ago, I first encountered the term one Sunday morning in a short piece written by an Arizona Republic […]

Intern Report on Standard Chartered Bank

1. 0 Introduction 1. 1 Origin of the report The BBA internship program is a required course for the students who are graduating from the School of Business of Independent University, Bangladesh. It is a 12 credit hour course with duration of 14 weeks. Students who have completed all the required courses (at least 114 credit hours) are eligible for this course. In the internship program, I was attached to a host organization Standard Chartered Grindlays Bank for 14 weeks. […]

Royal Bank of Canada: Case Study

The Royal Bank of Canada experienced some fundamental managerial errors in May 2003. It was reported as a major “glitch” that had been caused by wrong configuration during the installation process. A simple problem had severely affected the lives of millions of people. In this essay I will discuss the security and control problems such as the simultaneous upgrade of both the main and back-up systems. This will lead into the strategies management could have used to prevent these problems […]

Introduction of Financial Management

CHAPTER 2: REVIEW OF LITERATURE 2.1 Introduction The literature review is to provide the relevant information regarding the topic through observing, identifying, and gathering from journals which revised from past researchers. In this section, the variables including financial planning budgeting, savings, investment, gaining financial knowledge, changing overspending habits, debt management, effective personal financial management, and quality of lifestyles. 2.2 Introduction of Financial Management Financial management is the process of managing the financial resources, including budgeting costing, accounting and financial reporting […]

Banking System of Greece Example for Free

The Central Bank of Greece is called the Bank of Greece. Its head quarter is in Athens. It is established in 1927. It is preceded by National Bank of Greece (1928) and succeeded by European Central Bank (2001). The Bank of Greece is still exists but most of the functions are performed by the ECB.The bank has 18 branches, 38 agencies and 8 outlets. The responsibilities of this bank are to implement the Euro system’s monitory policy and also safe […]

An Assessment of the Emirates NBD Bank

Emirates NBD is a bank which came into being on 16 October 2007 after the merger of Emirates Bank International and National Bank of Dubai. Since, the two banks were among the top four banks of the region; their merger made them the leading banking group with the largest asset base. It is the fastest growing bank in UAE with over 132 branches and 705 ATMs complying with its vision of being the most dynamic and leading financial service provider […]

Business Essays – Online Shopping Mall

Online Shopping Mall This report presents the feasibility study for developing the online shopping mall for UK retail outlets and customers. The idea was generated by looking at the staggering growth of the internet user and online shopping specially in UK with a record 12.8 billion pound online sale last year. This report analysis the need for online shopping mall as it provides a big opportunity to those who have less technical skills in developing the retail online sites for […]

Study of Internet Banking in Malaysia

Introduction. Background of study: Many scholars claim that electronic banking started in the 1970’s. However, evidence showed that the first visible ATM machine was introduced in the year 1981. The ATM- Automated Teller Machines- are a great component of internet banking. They serve as a great alternative to the brick and mortal branches. Afterwards, tele-banking followed suit it yet another delivery channel for branch financial services via telecommunications devices connected to an automated system of the bank by utilizing Automated […]

Typical Service Combining

1. INTRODUCTION As a specific case of E-Commerce, E-Banking is a typical service combining a communication and a distribution channel. E-Banking applications have had a continuous evolution over the time, from their apparition in the context of innovation in the banking sector to the relative standardisation and convergence of current state. E-Banking developed and evolved rapidly during the last ten years. IT innovations like web-commerce and secure information exchanges have been a trigging factor for EBanking appearance. These IT factors […]

Financial Sector Reforms in India

Banking Sector Reforms in INDIA Executive Summary A retrospect of the events clearly indicates that the Indian banking sector has come far away from the days of nationalization. The Narasimham Committee laid the foundation for the reformation of the Indian banking sector. Constituted in 1991, the Committee submitted two reports, in 1992 and 1998, which laid significant thrust on enhancing the efficiency and viability of the banking sector. As the international standards became prevalent, banks had to unlearn their traditional […]

History and Overview of Barclays in India

Background Unlike most rapidly expanding, emerging markets, India’s banking sector has exhibited financial stability and a trend towards improved governance under the management of its central bank, the Reserve Bank of India (RBI). Today, India’s banking industry is one of the major beneficiaries of the country’s ascendant economic power. Improving consumer purchasing power, coupled with more liberal attitudes towards personal debt, is fueling India’s explosive banking segment. The primary objective of the study was to find whether the customers are […]

Credit Card Essays