Banking Essay Examples - Free Research Paper Topics on StudyDriver.com

Enabling Environment of Banking Essay Online for Free

The purpose of this research was to assess the banking sector in Rwanda and its enabling environment to attract other banks within East African community. The research was carried out in Kenya Commercial Bank and Equity bank with the following research objectives; examining the nature of Rwandan banking industry, identifying the environmental factors in Rwanda that are conducive for banking sector and assessing the strategies that Rwanda banking industry has used to attract other banks within East African community. The […]

Background of Islamic Banking Essay Example Pdf

This chapter provides a brief background of Islamic banking in the World as well as in the UK about its system and practice. The Islamic financial law has long history but Islamic banking and finance industry came into existence with Profit and Loss Sharing investment by Egypt’s Mit Ghamr Saving Banks in 1963. After official existence Islamic banking has grown in the area of finance, banking, insurance, mortgage, and assets management business with annual growth rate of 10-15 %. But […]

Banking Regulation Changes Essay Example Pdf

Provide an overview of changes in the bank regulations affecting foreign banks location decision, differentiating developed and developing countries. During the last few decades, internationalisation of banks has been increased. It often occurs in developing countries, where foreign banks enter their market. As a foreign bank, they have to overcome many problems when planning to establish their presence across border. Among them choosing a market is a finical job, where they have to bother about factors like culture, language and […]

Trading Performance Banking Corporation Essay Example Pdf

The objective of this report is to monitor and analyse the trading performance of Westpac Banking Corporation 3 weeks prior and three weeks after adjacent to its media release of its 2009 Profit Announcement for the year ending 4th November 2009. This data recorded will be used to calculate the effect that Westpac’s accounting announcement has on shareholders confidence, and the relationship between shareholder reactions and share performance. This report will also provide a detailed description of any changes that […]

Islamic Banking in the United Kingdom Essay Example Pdf

This research plan will be a hub of attention to inspect the opportunities of progress and growth as well as the major challenges to Islamic banking in the UK. The UK is the hub of Islamic banking and contains importance in Islamic financial sector due to its fast growing Muslim population. Islamic banking is facing some great challenges in the UK because the financial system is more favourable to conventional banking. There are greater opportunities in the UK for development […]

The Online Banking Payment Finance Essay

Introduction Background of study 1.1.1 Online banking payment : definition Most of the people are so busy in their daily time. People who already married are busying sending their children go to school or try to earn a lot of caution money for future when need to use them urgently. Pinch pennies are so common to these people on their running expenses. To make this more efficiency, they will do survey about a lot of supermarkets or shops to buy […]

Credit Risk in Banking Finance Essay

Credit in bank is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some later date (Joan Selorm Tsorhe p.6). However, credit risk arises whenever a lender is exposed to loss from a borrower, counterparty, or an obligor who fails to honor their debt obligation as they have agreed or contracted (Colquitt 2007, 1). Credit risk implies that payments may be delayed or ultimately not paid at all, which can […]

Islamic Banking in United Arabs Emirates Finance Essay

Islamic banking has existed for more than three decades ago. The institution has expanded to become distinct and fast growing segment of capital markets and international banking (Hassan & Lewis, 2007). More than 200 Islamic banks are on operation in over 70 countries with a majority in Muslim states and others in western countries (Hassan and Lewis, 2007, p.1). A majority takes interest in Islamic banking based on its contrasting features to conventional banking. In its broadest sense, Islamic or […]

Philosophy of Islamic Banking Finance Essay

A banking system that isA based onA the principles of Islamic law (also known Sharia) and guided by Islamic economics is known as Islamic banking. Two basic principles behind Islamic bankingA are the sharing of profit and loss and, significantly,A the prohibition of the collection and payment of interest. Economic justice requires a viable economic system supported by an efficient banking system. Interest based banking has proved to be inefficient as it fails to equitably distribute wealth which is necessary for the well-being of […]

Shadow Banking System and Repo Market Finance Essay

The shadow banking system played a crucial role in the 2007-2009 financial crisis that, in which one of the most important role is the creation of systemic risk. Since repurchase agreements are the major component of the shadow banking system, it is necessary to focus on the role of repo in the shadow banking system as well as in the 2007-2009 financial crisis, then discuss for effective regulation on repo market. In addition, for the repo market’s systemic nature and […]

A Critical Study of Successful Factors in Chinese Banking Finance Essay

In this project, I attend to select Bank of China (BOCHK) for studying. This company has the unique advantages of RMB market in Hong Kong. We can know the methods to make as much as profits in RMB market via studying the RMB-related banking business of Bank of China in Hong Kong. In addition, Bank of China maintained their market leadership in the RMB-related banking business in Hong Kong. “During the year, the Group’s net interest income increased by 3.9% […]

Growth Potential of Banking in India Essay Example Pdf

CHAPTER-1 INTRODUCTION ABOUT THE INTERNSHIP: The internship program is designed to provide students engaged in field experience with an opportunity to share their insights, to explore the links between student’s academic preparation and field work, and to assist participants in developing and carrying out the major research project which will serve to culminate their internship experience. As a part of the internship experience, it helped me to have a participative and active role in the work assigned. Internship is an […]

Data Mining in Banking Sector Finance Essay

Data mining defines the nontrivial extraction of hidden, previously unknown, and theoretically useful information from data. It is the facts of extracting valuable information from large databases. Banks have several and vast databases. The important business information can be extracted from these data stores. The main application areas of data mining in banking are Customer Relationship Management, Marketing, Risk Management, Data cleansing, Fraud Detection, Software Support, and Present Industry Status. Data mining tools are used by leading banks for customer […]

Islamic Banking and its Principles on Risk Finance Essay

The key element of Islamic banking is that the risks of financial transactions should be evenly divided between depositor and investor, that is between bank and client. Interest in the sense of asking a fee for merely lending money, is prohibited, as long as the lender is not running any risks themselves. Speculative contracts such as futures and options are also forbidden. A practical consequense of these Islamic principles is that the relationship between investor and depositor becomes one of […]

Management of the Banking Sector Finance Essay

The reason for having minimum capital adequacy ratios is to make sure that banks can bare a certain level of losses before it becomes insolvent, and before depositors funds are lost. The “Basle Committee”, established in 1974 (centred in the Bank for International Settlements), represents central banks and financial supervisory authorities of the major industrialised countries (the G10 countries). The committee ensures effective supervision of banks by setting and promoting international standards on a global basis. Its principal interest is […]

Overview of Banking Sector in India Finance Essay

India is the second largest country in the world with population just a little less than China. India is a country with great diversity of cultures, geographic conditions and also disparities in citizens’ income. Developed areas in India have a very advanced technology and telecom skills with highly educated citizens which also leads all other industries ahead in the country, including the banking industry, however only 30-35 percent of the population resides in these areas. Nowadays India has a well-developed […]

The Current Indian Banking System Finance Essay

The financial world post global crisis of 2007 is vastly different than what it was before. Many factors that were paid little or no importance prior to crisis can no longer be ignored. Increasing number of multinational banks got their branches or subsidiaries opened globally. With their increased presence and dominance, it was assumed that the formula for success in this sector has been discovered and mastered. Massive size, wide diversification across the entire spectrum of financial activities, intermediation, investment […]

Theoritical Approach Definition Banking Innovation Finance Essay

To start with , bank can be defined as an establishment authorized by the government for the safekeeping of money. In other words, it is an institution to receive deposits, make loans, act as an intermediary in financial transactions and provide other services to its customer. The bank have the duty of controlling liquidity , fixed exchange rate according to market forces and securing information about each customer. Innovation can be defined as a process by which a new invention […]

Understanding Investment Banking and its Benefits Finance Essay

The word investment banking draws idea of investment into our minds or thoughts. Actually that idea is quite closer to the basic interpretations of a layman but in realty word “Investment Banking” holds quite a lot and it is much bigger than basic ideas. Main core sense of Investment banking is developing and executing decisions on capital markets to build new resources of clients. This prime decision holds property rights, laws, current market place, information etc which stays important to […]

Customer Satisfaction Towards Islamic Banking Finance Essay

The word ‘bank’ characteristically refers to a financial intermediary that providing deposit facility and whose primary activity is to act as a payment agent for customers and borrow and lend money. (Wikipedia, 2010) Islamic banking is a system of banking or banking activity that performs the same functions as the conventional system but is constrained by the rules and principles (sharia). Sharia prohibits transaction of payment or acceptance of interest fees for the lending and accepting of money severally, commonly […]

Islamic Banking and Impact of Two Tier Mudarabah Finance Essay

The Term Bank is an Italian driven “banca” which is derived from German – means bench or counter, as Florentine bankers used to use the Benches as their desks with green desk cloths on it for making their activities of transactions. Bank can be defined as a financial institution or organizations permitted by financial authority within a government body or government itself to undertake deposits, pay interests, lend money to the borrowers. The term “Bank” is also defined as “An […]

Modern Banking World Leading to a Financial Crisis Finance Essay

In 2007, the world was plunged in shock with revelations of the modern banking world leading to a grave financial and economic crisis. The bewilderment was actually triggered because of those dubious subprime loans leading to finance becoming malevolently complex and opaque. More precisely, the banking system had created numerous complicated, cross-border financial chains. Although these chains were believed to make the system more safe and efficient during the booming times but when the disaster struck, new risks were produced […]

The Non Banking Financial Sector and Banks Finance Essay

Of late there has been a lot of activity in the non-banking financial sector – India got its first Micro Finance Institution (MFI) listed on the bourses through SKS Microfinance (“SKS”) and what has followed subsequently does not seem to augur well for the MFI space in particular and NBFCs in general. SKS’s CEO S. Gurumani was fired a month after the IPO of SKS and then there was news of SKS and other MFIs causing suicides in Andhra Pradesh […]

Corperate Social Responsibility in Banking Institutions Finance Essay

The field of corporate social responsibility has grown considerably making waves over the last decade. CSR itself is a multifaceted, complex phenomenon emerging as the line between businesses and society. A lot of businesses more than previously are becoming more active in contributing to society and this add to the financial decisions that are taken by these institutions. Social and environmental consequences have started affecting the financial decisions of many companies and are being weighed against economic gains and short-term […]

Products Offered by Islamic Banking System Finance Essay

The main functions of a modern commercial bank include receiving deposits of various natures, granting short- and medium-term loans by way of overdrafts, discounting of bills and commercial papers, advances against securities for business and households, long-term mortgage financing and investments in capital markets. In some markets, commercial banks are also undertaking merchant banking. All this fund-based business is conducted on the basis of interest that is charged from the fund users and paid to the depositors/investors. Commercial banks also […]

Research on the Banking System in Thailand Finance Essay

Thailand was regarded as Asia’s Tiger in 1990’s, where the economic situation is thriving. Thailand had a strong growth in Gross Domestic Capital of 11.5% from year 1987-1996. However, Thailand was seriously affected by the Asian Financial turmoil. It is suggested that the great fall during Asian Financial turmoil is mainly caused by the poor monitoring and control over of various financial institutions there, mainly the commercial banks. Also, the recent political instability has driven lots of investment away from […]

The Canadian and Us Banking System Finance Essay

The Canadian banking system began as a nationwide system, which encompassed a miniscule number of banks with numerous branches and allowed for diversification on a larger level. In contrast, American banks were prohibited from nationwide branch banking and from diversifying their portfolios. Many Canadian and American observers have come to view the two systems as distinct and believe that stability is a valid reason as to why the American system should adopt a nationwide banking system as well. While the […]

Measuring Consumer Satisfaction in Online Banking Finance Essay

Advances in electronic banking technology have created new ways of handling daily banking affairs, especially via the online banking channel. The acceptance of online banking services varies based on the customer perceptions’, this research measures the acceptance of online banking in the light of Technology Acceptance Model. On the basis of a TAM literature and e-banking studies, we modified and used a model indicating online-banking acceptance among private banking customers in Bahrain. The model was tested with a survey sample, […]

Performance of Islamic Banking before the Financial Crisis Finance Essay

This research is intended to show how the Islamic banking survive from the recent financial crisis by the testing the Islamic banking system before and during the crisis, the worldwide economic crisis and credit crunch has previously yet again point out the weakness of the financial system around the world, there was so many reasons for this crisis point. The need of an alternative system is the main goals for all the world and here Islamic finance has qualified substantial […]

Strategies for Liquidity Management in Banking Finance Essay

The global financial crisis in the second quarter of 2008 brought down not only the United States but also the whole world, estimated to destroy more than $1,4 trillion (IMF 2008b). The causes are known as the vicious cycle related to low interest rates, securitization, and bubble of housing market. All of them laid the world into turbulence, which is aggravated by the huge number of specialized mortgage lenders and securities unregulated by the government institutions. The necessary of reviewing […]

Banking Essays