A mortgage bond is a bond secured by a mortgage on one or more assets.A These bonds are typically backed by real estate holdings and/or real property such as equipment. In a default situation, mortgage bondholders have a claimA to the underlying property and could sell it off to compensate for the default. Mortgage bonds offer the […]
Operational risk has been often underestimated and set aside in relation to other risks by many insurance companies during the past, especially in insurance and banking industry. Nowadays, operational risk has been given more attention, as it has been realized that proper and effective operational risk management can significantly reduce unnecessary operational losses. It can […]
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Get help with your assignmentIntroduction: Buying a home depends on a person financial capability whereby if one is financially stable one can own a large and well designed house. Many people are now using mortgage system to buy homes. Mortgage is a legal agreement by which a bank or an organization lends money to a person in order to […]
This method is the most popular valuation method which is mainly used in valuing of residential and commercial properties. This consists of direct comparison upon the prices paid for similar properties in the open market. It is required to consider a property from same geographical area and quite recent transactions for the better accuracy of […]
The most used word in MA is synergy, which is the idea that by combining business activities, performance will increase and costs will decrease. Essentially, a business will attempt to merge with another business that has complementary strengths and weaknesses. 2. Diversification / Sharpening Business Focus: These two conflicting goals have been used to describe […]
As the Financial Services Minister Chris Bowen said, Australia is the only major Western nation to have avoided a recession in the worldwide slump. Even though Australia had close financial relationships with Asian countries, it seems that Australia’s economy has not been affected by other crisis countries. Thanks to the nation’s well developed capital market […]
Twelve months ago, you had a $20 000 windfall, and decided to invest all of this money by purchasing shares in companies listed on the ASX. Decide, with reasons, on the companies you invested in, and then access the price you paid for their shares twelve months ago. Discuss the growth, or otherwise, of your […]
Trade is the exchange of goods, services, currencies or intellectual properties. International trade is the exchange of goods, services, currencies and intellectual properties among different countries. There had been many limitations on the trade previous eras, but now these restrictions are mostly eliminated. Although these eliminations, international trade is still regulated and conducted by governments […]
In the modern world, companies and share holders aim is to gain maximum profit at minimum risk. Risk can be controlled, if thorough understanding of market is done. Risk also plays an important role in corporate finance both for company and investors. Companies face inconsistency in project cash flow, on the other hand investors faces […]
The difference between many of commercial banks and microfinance institutions (MFIs) is the commitment to a double-bottom line, financial and social, of the latter. The microfinance itself is considered as a poverty alleviation tool and as the sector with potential to become self-sustainable. There have been a number of debates about the future of the […]
Organization:- An organization is a person or group of people intentionally organized to accomplish a common goal or set of goals. Faysal Bank Limited:- Introduction of Faysal Bank Limited:- Faysal Bank Limited was incorporated in Pakistan on October 3, 1994, as a public limited company under the Companies Ordinance, 1984. On January 1, 2002, Al […]
The rapid economic convergence of Spain in the European Union in the last decade has been mirrored by an equally rapid expansion of its banking industry the Spanish banking sector’s total assets over GDP expanded from 70 to 80 percent of the EU average. At the end of 2007, total assets held by the banking […]
In 2007, the world was plunged in shock with revelations of the modern banking world leading to a grave financial and economic crisis. The bewilderment was actually triggered because of those dubious subprime loans leading to finance becoming malevolently complex and opaque. More precisely, the banking system had created numerous complicated, cross-border financial chains. Although […]
The corporate market value is the value of a company as an enterprise and it derives this value from the underlying equity share. In this sense, business or corporate valuation is aboutA measuring the continuingA value of aA company’s business. An organization employs different types of funding to run a business smoothly. This is what capital structure is […]
This term paper report is based on research about money laundering, mainly focusing on the Indian scenario. Money is the prime motive behind almost every type of criminal activities. Money laundering is the method by which criminals cover the illegitimate source of their funds and protect their assets, so as to avoid notion of law […]
Financial economics had made significant progress in asset management, the coordination between firms cash inflows with cash outflows by matching the maturity of income generated by assets with the maturity of interest incurring debts. People knew little about the maturity structure of firm’s assets and liabilities, because willingly obtainable and thorough information regarding a firm’s […]
This chapter provides a review of existing literature which is relevant to the study of testing whether the Stock Exchange of Mauritius is efficient or inefficient. Section 2.2 examines the Efficient Market Hypothesis (EMH) that underpins this study. Section 2.3 continues to look at previous research on EMH and section 2.4 provides an overview of […]
The meaning of merger which is combination of two or more firms, in which the objectives are enhanced and increase shareholders wealth, increase company profit and allow the company move into a rapidly growing market place. Maxis Communication Berhad (MCB) leading the mobile provider and has mostly subscribers in Malaysia, The company provides mobile, fixed […]
Finance is one of the most rapidly changing and fastest growing areas in the business world and new mathematical models are essential to implement and price these new financial instruments. The classic Black-Scholes model, the Jump Diffusion model, Mean-Reversion Jump-Diffusion, Finite Differ ence Method and Monte-Carlo valuation arewidely used in option pricing. A meaningful number […]
Advances in electronic banking technology have created new ways of handling daily banking affairs, especially via the online banking channel. The acceptance of online banking services varies based on the customer perceptions’, this research measures the acceptance of online banking in the light of Technology Acceptance Model. On the basis of a TAM literature and […]
Since the financial crisis in 2008, the Chinese securities market turns out to be bleak. Specifically, the Shanghai Composite Index declines from over 6000 to 2200, which makes the medium and small investors suffer heavy losses. Consequently, people from all walks of life criticize the current securities market and claim perfection of the protection mechanism […]
India today is the second largest producer of cement in the world after China. With the Government of India giving boost to various infrastructure projects, housing facilities and road networks the cement industry is looking at a potential gold mine and thus the growth rate of an enviable pace. The expected increase in India is […]
MA are very important tools of corporate growth. A firm can achieve growth in several ways. It can grow internally or externally Internal Growth can be achieved if a firm expands its existing activities by up scaling capacities or establishing new firm with fresh investments in existing product markets. It can grow internally by setting […]
The reason for having minimum capital adequacy ratios is to make sure that banks can bare a certain level of losses before it becomes insolvent, and before depositors funds are lost. The “Basle Committee”, established in 1974 (centred in the Bank for International Settlements), represents central banks and financial supervisory authorities of the major industrialised […]
Managers have always been known to lead and direct an organisation, since the firm is owned by the shareholders but run by the management. Managers should run the business with the shareholder’s interest, thus the main objective of managers should be to maximise owner’s wealth by maximise amount of dividends paid out to shareholders. Since […]
Any cash raised from any accepted and legal method to fund a business organisation is a financial source. There are many categories and classifications of these exact finances available to a business(Carlos Correia, 2007, pp. 7-7). They are classified in terms of time, management options and repayment schemes. Asset sales: occur due to the company’s […]
The financial statements are prepared for the purpose of presenting a periodical review or report of the progress made by the concern. It shows the Aµstatus of the investment in the business and result achieved during the accounting period. “Financial Statements” refer to at least two statements which the accountant prepares at the end of […]
Task 1 There are different types of sources of finance. Categorizing according to time they can be: 1. Short term sources of finance 2. Long term sources of finance Short term sources are: Bank Overdraft: Overdraft facilities are provided by banks where a pre arranged limit is first set and then the customer if he […]
Managing the development of small business ventures Nowadays, businesses are growing day by day. But inflation is becoming challenges in front of small and large types of businesses like there are many countries which are facing this problem. There are lots of countries which are increasing the price of their products day by day because […]
Graham and Qadd (1934) states that an investment operation is one which is based upon thorough analysis that guarantees safety of amount invested and gives an adequate return. Operations that do not meet these conditions are speculative. Gordon and Sharpe (2002) differentiate between investment and saving. Investment is restricted to “real” investment as that type […]
